Posted by William Charles on March 29, 2020
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Published on March 29th, 2020 | by William Charles


[OR only] Rivermark Community Credit Union $100 Checking Bonus – Direct Deposit Not Required

Update 3/29/20: Deal is back, I don’t see any end date this time. Still a hard pull. Hat tip to reader Jerzy G

Update 2/17/19: Deal is back and valid until December 31st, 2019. Shame it’s a hard pull. Hat tip to reader EW

Offer at a glance

  • Maximum bonus amount: $100
  • Availability: OR only
  • Direct deposit required: No
  • Additional requirements: 12 debit card transactions
  • Hard/soft pull: Hard pull
  • ChexSystems: Unknown
  • Credit card funding: Yes, at least up to $3,505
  • Monthly fees: None
  • Early account termination fee: Unknown
  • Household limit: One
  • Expiration date: December 31st, 2018

The Offer

Direct link to offer

  • Rivermark Community Credit Union is offering a bonus of $100 when you open a new checking account and complete the following requirements:
    • Use promo code MOVE100
    • Minimum opening deposit of $100
    • Make at least 12 debit card transactions within 60 days of opening

The Fine Print

  • Valid on new Free Checking Plus accounts for new members only.
  • Some restrictions apply.
  • Offer expires 12/31/18.
  • To qualify for $100 bonus, simply open your Free Checking Plus account, fund it with a minimum of $100.00 and complete 12 debit card transactions within 60 days of opening.
  • Limit one $100 bonus per household.
  • Please allow an additional 2 weeks after first 60 days for $100 to be deposited.
  • Account must remain open and in good standing throughout the first 60 days to receive bonus.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

The free checking plus account has no monthly fees to worry about

Early Account Termination Fee

Account needs to remain open and in good standing for at least the first 60 days

Our Verdict

$100 isn’t a huge bonus, but the requirements are easy to meet and no monthly fees to worry about. Unfortunately it’s a hard pull so I don’t think it’s worth doing. You can view more bank account bonuses here.As always please share your experiences with this bank/bonus in the comments below.

Big thanks to reader, Andrew W who let us know. Learn how to find bonuses and contribute to the site here.

Useful posts regarding bank bonuses:

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Hard pull, I was able to fund 2520 off CSP last year.


Vincent Did you open online ? Did it code as purchase? Could be sweet, CIU/CIC cards are 0% for 12 months and don’t effect your FICO from util.

Sweet, Player # 2 has the new CIU in transit, that’s an easy MSR meet for that card and earn 2% on the $2,500 then use the card organically for the other $500.

Was the HP EQ?
While not worth a 5/24 slot nor is carrying a bal or paying interest on a personal card ideal, they do have Visa Pt. 6.99% OAC


Opened online through a referral for $50. Coded as purchase. Equifax.


Can confirm hard pull.

They’re also not a particularly nice outfit…they illegally stole $5 from one of my accounts because it was dormant, without first informing me it would be taken as required under Oregon law.

Argued with one of their bankers for a while, but decided life is too short.

I’d steer clear, especially since its only $100


Same happened to me.


can you elaborate? Like you just let the account sit there dormant for 1 year and then they closed it and took the $5?


yes exactly. without any kind of warning (the legal requirement in Oregon), they just decided to take the $5 deposit into the savings part and like $1.73 in the checking account. when I called them out on the theft, the banker trotted out some excuse about being a non-profit CU and how maintaining accounts aren’t free and blah blah.

then he proceeded to argue with me for a while about returning the money…finally they did return the $1.73 but not the $5.

i decided to let it go and just close the accounts


Worth doing for parking up to $15K @ 2% in a liquid Checking (shares) account while taking advantage of Chase 0% for 12 mo, on CIU / CIC cards or parking money between churn bonuses. We have two similar accounts with Advantis we use (but they are %1.85/$25k).

Wonder if we would qualify as new members had auto/cc and accts about 20 years ago when they used to be Safeway employees CU here in Potland.

William Charles also 2% up to $15k in an interest checking (12 debit trans/ rolling 30day qualifier).


2% isn’t really good anymore. I get 3.4% (almost double that) for up to 100k at Heritage Bank.


3.33% is a great rate, but it’s not 3.4% and certainly isn’t ‘almost double.’ 🙂 Also they limit to $25k, not $100k. Heritage is 0.15% over $25k. Soft pull, though.


just an update on the credit card funding – I just opened the account today, Credit Card funding is $3505 on Visa, Mastercard, or Discover. I funded with Citi AAdvantage for 3505… I’ll update when it posts, hopefully as a purchase. Can confirm it’s a hard pull + doesn’t seem to be very chex or inquiry sensitive, I’m LOL/24 on each.


Thanks, was hopeing they had Amex too


Offer has been extended through 12/31/19.


William Charles Offer doesn’t seem to be up anymore.


They must have switched to hard pull after 2017, because I used to have an account with them (signed up in 2017) and only got a soft pull. Hmm.

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