Posted by William Charles on July 14, 2018
Bank Account Bonuses

Published on July 14th, 2018 | by William Charles


[PA, In Branch] CBT Bank $150 Checking Bonus – Direct Deposit Not Required

Offer at a glance

  • Maximum bonus amount: $150
  • Availability: In branch only. All branches are in PA [Branch locations]
  • Direct deposit required: Optional, see below
  • Additional requirements: Direct deposit or 6 debit card transactions
  • Hard/soft pull: Soft pull
  • ChexSystems: Yes
  • Credit card funding: Unknown
  • Monthly fees: None
  • Early account termination fee: $20, 90 days
  • Household limit: None listed
  • Expiration date: None listed

The Offer

Direct link to offer

  • CBT bank is offering a bonus of $150 when you open a new checking account and complete one of the following requirements within 60 days of account opening:
    • 6 debit card transactions OR
    • Qualifying direct deposit of at least $250

The Fine Print

  • New Customers Only, one offer per individual or account, maximum bonus $150; consumer natural persons only.
  • All accounts, services, and devices subject to approval.
  • Minimum balance to earn reward is $25.00.
  • Direct Deposit must be payroll, pension, or other monthly income from a third party equal to a minimum of $250.00 to be eligible.
  • Debit Card transactions must be posted and clear account within the first 60 days to qualify.
  • Bank reserves the right to disqualify offer if accounts are not opened
    in good faith or not in good standing at time bonus is paid.
  • Bonus will be paid within 61 to 75 days of account opening and is subject to tax reporting.
  • Offer subject to withdrawal or change at any time.
  • Rewards are subject to IRS Tax Reporting and will be issued a 1099-INT form.

Avoiding Fees

Monthly Fees

They have a free checking account with no monthly fees to worry about

Early Account Termination Fee

According to the fee schedule there is a $20 fee if the account is closed within 90 days.

Our Verdict

Not a massive bonus, but it is $150 and no hard pull or direct deposit required or monthly fees. Because of that I do think it’s worth doing. As always you can view the best checking bonuses by clicking here. Share your own experiences with this bank and bonus in the comments below.

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locations are all central west PA (near Penn State).


Wow, being a Penn State student, never ever heard of this bank. Google maps says nearest location is less than a mile. Will try Monday and report back on soft/hard pull. DoC is the best.


Tried opening in branch on 8/16/2019 and was told the offer ended in June.

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