Offer at a glance
- Maximum bonus amount: $150
- Availability: You are eligible to join BHCU if you live, work, worship or attend school in Delaware County, Pennsylvania
- Direct deposit required: Yes, $50+ for full bonus
- Additional requirements: $50 in debit card transactions & $50 in bill payments
- Hard/soft pull: Unknown
- ChexSystems: Unknown
- Credit card funding: Unknown
- Monthly fees: None
- Early account termination fee:
- Household limit: None listed
- Expiration date: None listed
Contents
The Offer
- BHCU is offering a bonus of up to $150 when you open a new iSave free checking account. Bonus is broken down as follows (all must be done within 30 days):
- Match first ACH up to $50 (net pay or payroll allotment)
- Refund payments using bill pay up to $50
- Refund debit card purchases up to $50
The Fine Print
- BHCU will match up to $50 of member’s first ACH (Direct Deposit of Net Pay or a payroll allotment) that posts to the iSAVE Free Checking account within 30 days of opening.
- BHCU will refund up to $50 of member’s first payments using bill pay from the iSAVE Free Checking account within 30 days of opening.
- BHCU will refund up to $50 of all debit card purchases (excludes ATM withdrawals) that post to the iSAVE Free Checking account within 30 days of opening.
- All credits will be posted to the iSAVE Free Checking account within 90 days of account opening.
- This promotion is subject to change or termination without notice.
- Must be 18 years old to participate. Existing BHCU checking account holders are excluded from $150 offer.
- Federally Insured by NCUA
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
This account has no monthly fees to worry about
Early Account Termination Fee
I couldn’t find the fee schedule so unsure if there is any early account termination fee or not.
Our Verdict
Previously they had a bonus of $100, this bonus is better as it’s bigger and should be easier to meet some of the bonus requirements as well. Still need to know if it’s a hard or soft pull to open as well though. Maybe somebody will find out now that the bonus is a little bit bigger.
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
