Subscribe
Notify of
guest
The comment form collects your name, email and content to allow us keep track of the comments placed on the website.

2.1K Comments
newest
oldest most voted

Tony Z
Tony Z (@guest_2100111)
July 15, 2025 19:38

I don’t know if I did it too quickly or if something else happened. My last account was closed on 2/6/2024, and the new one opened on 2/24/2025. Met the requirements, but no bonus.

B
B (@guest_2099239)
July 14, 2025 20:11

We are unable to proceed with your request, please call us at 800.237.7328 extension 3133.

Alex
Alex (@guest_2098917)
July 14, 2025 13:31

Opened account 06/03/2025, did two ACH push from CapitalOne 360 Savings $500.01 each 06/06/2025 and 06/10/2025. Haven’t received the bonus. According to the comments it seems that the bonus will be usually paid 30 days after the second DD, and ACU push from CapitalOne works as DD. Although there is still time (145 days after account opening could be 10/26/2025), I am not sure if CapitalOne still works for me now. Anyone with similar experience? I will wait for few more days and see if I am still lucky. May update later

Gadget 🕵️‍♂️ Bank Bonus Geek 🔗
July 12, 2025 21:04

One update the post does need:

  • Hard/soft pull: Hard pull

As of 2025, they are soft-pulling Experian, so it cannot be frozen. They no longer jump to Transunion if they cannot soft pull Experian. That should be great news to many people out there whose usual adage was “hard pull = hard pass”.  William Charles

Gadget 🕵️‍♂️ Bank Bonus Geek 🔗
July 12, 2025 20:57

Surprised nobody brought this up yet, but PSECU referral rewards are $100 per new customer (normally $50) for the month of July. I guess since the post makes no mention of the referral bonus, guess there is no update to be made.  William Charles

The update was sent out via email on July 1st. Complete terms are here: https://refer.psecu.com/zone/terms?journey.campaign_id=7521761234015882516

For the new customer, the $300 bonus and requirements are the same as the regular promo; just a different promo code when using a referral link (300REFER instead of 300PROMO).

Also, I noticed when I generated my own link it had changed from before, so not sure if any of the links on the linked referral page in the post are still valid. And, not sure if they will changing again, or changing back, after July.

Existing customers can generate their own link at: https://refer.psecu.com/julyboost25

Kevin C
Kevin C (@guest_2096137)
July 10, 2025 11:06

5/14/25 Account opened
5/27/25 real DD
6/9/25 real DD
7/9/25 $300 bonus paid

DogMom
DogMom (@guest_2090535)
July 1, 2025 20:44

Credit card funding is now only available up to $15 each for checking and savings (total of $30).

Jim
Jim (@guest_2088167)
June 27, 2025 19:53

Have any folks who’ve previously churned PSECU been credited with the current 300PROMO offer without intevention?

I did the 2021 offer with code GOM250PROMO, closed years ago. I just opened with 300PROMO a few weeks ago, so want to verify my enrollment before my “DD” attempts start.

Oddly, both with secure message and calling in, they said my account was not enrolled in the 300PROMO offer code. Even though I have screenshots from the application documenting this… Even more peculiar, when the phone rep dug deeper, she says my account shows the GOM250PROMO code from 2021 still attached, instead (?). Phone rep said she contacted marketing to look into things.

Strange…

Gadget 🕵️‍♂️ Bank Bonus Geek 🔗
June 27, 2025 20:55

Karma for not using promo code 300REFER? 😉

Jim
Jim (@guest_2088231)
June 27, 2025 22:05

I always use referral links for sure things, like Chase credit cards.

For more fickle institutions like PSECU, I’m wary that either bonus gets credited, so went for the direct route. Gadget - Bank Bonus Geek

I see quite a few DPs of folks below not automatically earning the bonus, so I’m glad I’m following up with them early to verify enrollment, before expending more time/effort with ACH pushes.

Jim
Jim (@guest_2094185)
July 7, 2025 22:35

Following up on things — I called a few days later and phone rep stated they had already retroactively added the promo code. Sounds similar to others whose accounts weren’t properly coded correctly initially…

Have started with pushes from Novo and Relay.

Icarus
Icarus (@guest_2098471)
July 13, 2025 18:12

Jim “transfer” pushes or “payment” pushes from Relay? Just curious if they’ll both trigger DD requirements or if only a “payment” will 🙂

Jim
Jim (@guest_2098533)
July 13, 2025 19:54

Icarus I’ve only recently started using Relay and have only used Payments.

The “memo” line descriptor has shown up at the receiving bank everywhere except PSEU, oddly. I’ve used “Payroll” and it appears at PNC, for example…

Do your attempts with Transfer show the memo line at the recipient bank?

kc
kc (@guest_2087595)
June 27, 2025 01:30

4/26 Account opened & paid $20 for PRPS Friend Membership
5/15 Capital One $501
5/15 Capital One $501
6/16/2025 Promotional Payment $300 Bonus

SP
SP (@guest_2098708)
July 14, 2025 07:46
  kc

Did you do ACH pushes from your external Capital One account?

Aaron M
Aaron M (@guest_2087104)
June 26, 2025 10:12

P2 applied yesterday with chex frozen, credit reports not frozen. App went pending, app tracker status didn’t update yesterday.

This morning app tracker shows app status as “expired” but P2 did not receive any message or call from PSECU. Looks like they auto rejected because chex was frozen?

FYI applied with different email from P2’s first round with PSECU using P1’s referral link.

Will apply again tomorrow or early next week.

Aaron M
Aaron M (@guest_2087109)
June 26, 2025 10:16

Also forgot to mention that I selected eligibility option as having family member already a PSECU member and provided P1’s name.

So not sure if it was chex frozen or they didn’t like the combo of eligibility option and referral for a past member using a new email.

(Sorry on mobile, can’t edit the above post)

SP
SP (@guest_2087128)
June 26, 2025 11:02

Yes it is chex issue. I applied yesterday with exact same thing(except for I didn’t use referral or any other eligibility criteria just pay for PRPS membership) as your P2 and got a call this morning from them asking me unfreeze chex(was frozen) and credits(although it was unfrozen already). They rejected the online app and asked to resubmit via paper application with chex and credits unfrozen.

Eric 🔗
Eric 🔗 (@guest_2087282)
June 26, 2025 14:54
  SP

SP,

So since knew that your Chex was frozen, I am 99% certain that you will find an inquiry in the “soft” section of your Chex. This is exactly why I try to get as many DPs that I can for things.

Although what Avi wrote looks promising on its surface, it actually may be more an aberration. Besides, he had his Chex pulled once anyway so he didn’t really save anything.

I recently followed a DP from only 1 person (Bertrand) in another post and it ended up being very costly for me!

SP
SP (@guest_2087295)
June 26, 2025 15:09

So most likely you get 1 Chex pull for this for sure ?

Eric 🔗
Eric 🔗 (@guest_2087298)
June 26, 2025 15:19
  SP

It seems that way to me. Have there been other DPs of people being approved with their Chex frozen?

BTW, I’ve had PSECU accounts for several years so my questions are to help others, like you, and not for myself.

Avi
Avi (@guest_2087389)
June 26, 2025 17:59

I completely agree that it’s YMMV. With my DP, I wasn’t trying to prove that you can get in without any Chex hit, but rather there is a way to get in with LOL Chex with the two applications that I had to put in. But again, i might have just gotten lucky.

I think it would be interesting to see if my experience is a potential loophole i.e. someone can get in by deliberately getting rejected for Chex first and then they do another application where they keep their Chex frozen and Experian thawed.

Eric 🔗
Eric 🔗 (@guest_2087391)
June 26, 2025 18:08

I would have written that it’s possible that you discovered a loophole for a 2nd bite at the apple (similar to how Laurel 1st checks EWS and then Chex for 2 chances at getting approved) rather than someone trying to “deliberately [get] rejected for Chex” but I agree with your broader point. 😉

SP
SP (@guest_2087683)
June 27, 2025 08:48

Did you apply through an online application or a paper as they ask for the 2nd time?

Avi
Avi (@guest_2087787)
June 27, 2025 11:46
  SP

Online

SP
SP (@guest_2087820)
June 27, 2025 12:37

Did they not ask you to file paper application for the 2nd time? CSR specifically called and asked me. So wondering if I should just do online again.