Published on September 14th, 2019 | by William Charles

[Expired] [PA only] TruMark Financial $150 Checking Bonus

Deal has expired, view more checking bonuses by clicking here.

Offer at a glance

Maximum bonus amount: $150
Availability:Anyone who lives, works, worships, volunteers, or attends school in the Southeastern PA counties of Bucks, Chester, Delaware, Montgomery, or Philadelphia
Direct deposit required: Yes, $300-$500 depending on the bonus
Additional requirements: None
Hard/soft pull: Hard pull
ChexSystems: Unknown
Credit card funding: Up to $1,000. Visa, Mastercard, Discover & American Express all accepted.
Monthly fees: None
Early account termination fee: $5, 90 days
Household limit:
Expiration date: October 31st, 2019

Contents

1 The Offer
2 The Fine Print
3 Avoiding Fees
- 3.1 Monthly Fees
  - 3.1.1 Smart Start Checking ($100 Bonus)
  - 3.1.2 Basic Checking ($150 Bonus)
- 3.2 Early Account Termination Fee
4 Our Verdict

The Offer

Direct link to offer

TruMark Financial Credit Union is offering a checking bonus of up to $150. There are two bonuses available, as follows:
- Open a TruMark Financial Basic, Plus, or Premium Checking and set up a direct deposit of $500 more within 60 days of account opening and receive a $150 bonus
- Open a TruMark Financial Smart Start Checking and set up a direct deposit of $500 more within 60 days of account opening and receive a $100 bonus

The Fine Print

Offer valid Sept. 1, through Oct. 31, 2019.
New checking account cash bonus is available to new personal checking accountholders who do not have an existing or prior personal checking account with TruMark Financial and complete the required qualifying criteria.
$150 bonus offer available to eligible new personal checking accountholders who open a TruMark Financial Basic, Plus, or Premium Checking account with cumulative direct deposit funds of $500 or more per month into the new checking account within 60 days of account opening.
$100 bonus offer available to eligible new personal checking accountholders who open a Smart Start Checking account with cumulative direct deposit funds of $300 or more per month in the new checking account within 60 days of account opening.
Qualifying direct deposits include your paycheck, pension, government benefits (such as Social Security), or other eligible regular monthly income from your employer or the government electronically deposited into your checking account.
Person-to-person and bank transfers between your TruMark Financial accounts or accounts you have at other financial institutions or brokerages do not qualify.
$150/$100 bonus payment: Direct deposit must be established and the new checking account needs to be open, remain in eligible account type, and in good standing at time of bonus payment which will be deposited to qualifying member’s checking account by 1/31/20.
Offer ends 10/31/19 and is subject to change without notice.
Limited time offer.
Cannot be combined with other offers.
Account subject to membership eligibility (anyone who lives, works, worships, volunteers, or attends school in the Southeastern PA counties of Bucks, Chester, Delaware, Montgomery, or Philadelphia, or has a relative who is an existing TruMark Financial
member).
All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

Smart Start Checking ($100 Bonus)

This account has no monthly fees to worry about

Basic Checking ($150 Bonus)

This account has no monthly fees to worry about

Early Account Termination Fee

Previously they have charged an early account termination fee of $5 if closed within 90 days.

Our Verdict

Not worth considering due to the hard pull. Previously they offered a $150 bonus with no direct deposit requirement as well. I won’t be adding this to the best checking bonuses due to this hard pull.

Hat tip to reader Dawn W

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bax

HP for 150?

Frito Pendejo

I did it last time when they also had a high interest CD that made it worthwhile in total. Easy enough to collect on, no spam from them either like some other FCUs

dizzy

Been waiting for this to come back, I’m the person who sent it in. Need it for a group I work with (they suck at paying us and we found out we can check when $$ comes in, and get DD/request payment). Keep in mind amex funding tho! I have pretty low life expenses so this is really nice for me, I’ve been avoiding amex since they cracked down on MS in last years.

reventon04

Just applied and no hard pull. It’s an “identity validation” showed up on Experian, more like a public records thing not like the type of hard inquiry you get normally, no damage to credit. I called them and they confirmed this with me too.

Anonny Mous

Opened an account during a previous promo, 6/2018, no pull at all for me that I can see. The DP’s on HP’s are from 2016 – I’m not sure they are doing that anymore.

dizzy

Looks like biz cards not accepted, I can’t get mine to go thru (tried amex and a visa)
Still $1k max funding.

dizzy

Scratch that, BOA Alaska biz went thru. Capital one spark didn’t nor amex delta biz. Apparently their processor no longer accepts amex and then it blocked subsequent transaction- I had to call in. They reset it, but guy on phone said no amex now.

dizzy

Also wanted to confirm there was no HP on this.

[Expired] [PA only] TruMark Financial $150 Checking Bonus

The Offer

The Fine Print