Posted by William Charles on February 16, 2019
Bank Account Bonuses

Published on February 16th, 2019 | by William Charles


[Morris County, NJ only] Picatinny Credit Union $150 Checking Bonus

Offer at a glance

  • Maximum bonus amount: $150
  • Availability: live, work, worship or attend school in Morris County, New Jersey
  • Direct deposit required: No minimum specified, just says full pay
  • Additional requirements: Use promo code EVENT$150
  • Hard/soft pull: Soft pull
  • ChexSystems: Yes, not sensitive
  • Credit card funding: Unknown 
  • Monthly fees: None
  • Early account termination fee: Bonus forfeit if closed within 6 months
  • Household limit: None listed
  • Expiration date: None listed

The Offer

No direct link,

  • Open a new free checking account  receive a sign up bonus of $150 from Picatinny Credit Union when you complete the following requirements
    • You must use the promo code EVENT$150
    • Initiate a repeating direct deposit of your full pay, social security or pension into your account within 60 days of account opening


The Fine Print

  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
  • Checking account must remain open for 6 months or bonus will be forfeit

Avoiding Fees

This account does not have any monthly fees, they do require you to keep it open for six months to avoid any early account termination fee though.

Our Verdict

Might be worth doing if you live in the area due to the fact it’s a soft pull to open the account, but that will really depend if you’ve done all the better bonuses that are available already. For now we have added our best bonus list, but towards the very bottom. Share your experiences with this bank and bonus in the comments below.

Hat tip to IS250

Useful posts regarding bank bonuses:

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William Charles This is live again with a new code. I emailed you the promo flyer. I opened up in branch so here are details:

Promo Code: EVENT$150
-Location: Morris County, NJ. You have the live, work, pray, or attend school here.
-DD: No minimum specified – just says full pay, social security, or pension funds
-Membership: Just have to open up a savings account with a $5 deposit (you get it back if you close the account)
-Chex: Yes; not sensitive
-Hard Pull: No
– ETF: Must keep open for 6 months for bonus
-Instant issue debit card (with options to choose design)
– Starter checks for free; otherwise have to order checks
– No expiration date for the bonus that’s listed on the flyer nor that the banker could see in the system
-No minimum balance or monthly fees for either checking or savings account
-Be sure to change to free estatement to avoid $5 monthly paper statement fee
-There is a referral program in branch. Both the referrer and referee get $75 each for opening a checking account and $25 for opening a savings account.


Does the referral bonus stack or is that presumably in place of the $150 bonus? I’d be willing to find out if anyone has a referral.


Pretty sure it stacks but don’t know for sure.

Here is the link for the referral form:

If you want to try, I can give you my information. You can email me at rahulvidya11101 at gmail dot com



How would they know if it was the full pay? I’d rather not move all my direct deposit here.


It’s not. I just did a $100 real employer DD and got the bonus. I’m assuming they just don’t want a $1 DD or something.


How long after your DD did the bonus post?


About 2 weeks.

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