Posted by William Charles on June 11, 2017
Bank Account Bonuses

Published on June 11th, 2017 | by William Charles

10

[St Louis, MO only] Great Southern Bank $100 Checking Bonus – Direct Deposit Not Required

Offer at a glance

  • Maximum bonus amount: $100
  • Availability: St Louis, MO area only. [Location finder]
  • Direct deposit required: No
  • Additional requirements: eStatements, online banking, and 10 debit card transactions
  • Hard/soft pull: Soft Pull
  • ChexSystems: Unknown
  • Credit card funding: None
  • Monthly fees: None
  • Early account termination fee: Unknown
  • Household limit: None listed
  • Expiration date: None listed

The Offer

Direct link to offer

  • Great Southern Bank is offering a $100 bonus when you open a new checking account at any St. Louis-area Great Southern location and meet the following requirements:
    • Sign up for eStatements and online banking
    • Use your new debit card ten times within 30 days

The Fine Print

  • $100 bonus awarded after all conditions are met.
  • $25 minimum deposit to open
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

GS checking and basic now accounts both have no monthly fee to worry about. I couldn’t get the fee schedule to load, so I’m unsure if there is any early account termination fee or not.

Our Verdict

Always love a bank bonus with no direct deposit requirement. Personally I think this is worth doing if you live near a branch as it’s easy to keep fee free and trigger the bonus as well. I’ve added this the best checking bonuses.

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10 Responses to [St Louis, MO only] Great Southern Bank $100 Checking Bonus – Direct Deposit Not Required

  1. bob says:

    apparently you actually have to go in-branch to get this. Great Southern took over the branches & accounts that Fifth Third used to have in the region, and seem to be a typical bank, nothing special.

    i have a branch literally 3 blocks from my house and will definitely be doing this.

  2. J T says:

    I’m also local to this bank. They do have an online account application (perhaps not for this offer) but cc funding is not an option, only ACH.

  3. ann says:

    Im also in STL and will be signing up.. will let you know DPs

  4. bob says:

    walked in yesterday and signed up. painless enough, soft pull/chex. very similar to PNC – you get a few free checks and deposit slips, your debit card on the spot. They seem OK with Money Orders deposited at the ATM, but suggested the night-drop box instead. No mention of an early-closure fee in the paperwork (i didn’t ask explicitly).

    Having some trouble enrolling online, and looking at my paperwork, they spelled my email address wrong, so that might be the problem. Since, as someone noted above, CC-funding additional accounts is not an option, i won’t be opening a savings. Also, when i mentioned to the guy that “i wanted to open this online, but apparently you can’t get the bonus that way.” he replied “well, you’d still have to come in at some point”. So, i guess they’re like Regions where you have to come in-branch to sign the signature card (?). I wish more banks would take the BMO approach and let you mail in the signature card (or US Bank, and go 100% paperless).

    Going to use CirclePay for my 10 debits. We’ll see if that triggers the bonus.

    • bob says:

      account opened online after my banker (who opened my acct was very good about following up) gave me a temporary ID & password. it seems like their system tends to auto-deny people trying to enroll online, as this happens a lot (or he was just being polite, which is possible).

      no ACH capability, as far as i can see, but the app lets you do mobile check deposit.

  5. plungerjoke says:

    Signed up around the same time as other folks. It took a while in branch–the better part of an hour. My salary is pretty modest, so I was still firmly in “worth it” territory, but this may not be worth your time if you value an hour of your time at higher than $100 bucks.

  6. Plungerjoke says:

    Bonus posted today. Did the transaction requirement with 10 $.50 cent reloads. Easy.

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