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Bertrand
Bertrand

I see that some people have received a letter a few weeks after opening their account confirming their enrollment in the bonus offer. I did not receive such a letter (account opened early December, not targeted). Has anyone received a bonus who did not receive a letter confirming their bonus enrollment?

Amanda
Amanda

data point
11/3 opened acct online
11/10 – 11/13 funded from multiple other accts to get to 50K
11/17 to 01/19 did 8 Amazon reloads (some I did before the first 15 days and so I did extra later to make sure I met the terms which say they have to happen after first 15 days)
2/19 received 750 bonus
Thanks Doc!!!

Michael
Michael

My $500 bonus posted yesterday. Any reason to leave the account open? They don’t do some sort of clawback if you close immediately after the bonus posts? I know a few banks do.

Chris
Chris

Anyone received the bonus today? I opened the acct in early November, and still waiting for the bonus to post.

MAC944Turbo
MAC944Turbo

Received mine on 2/19, yes. Account opened a bit before mid-November. Did you do an ACH to transfer in the funds AND do the 5 billpays/mobile deposits/etc. within days 16-75?

Payton
Payton

Same here.. received 2/19 and opened at the end of October

Amanda
Amanda

received mine on 2/19 as well

James L
James L

I opened in early November and I’m still waiting for my bonus to post. It sounds like most who opened in this timeframe are getting their bonuses already. A bit concerned.

Ben
Ben
rusz
rusz

Got approved in a day sole prop (not targeted) used johns link NDDDIG code popped up when I was applying. So I only got the confirmation number and customer service cant “access” my account without a debit card which is in the mail. They also cant confirm if the promo is active on my account. I feel like this is pretty ridiculous, has anyone had these issues before? Also the NDDDIG is for the 500 or 750 bonus? Thank you.

Matt
Matt

My bonus posted yesterday! I used the /SB500 link with promo code NDDDIG. This is for my actual small business with its own EIN. No verification paperwork needed.

Timeline:
10/6/2020 – Opened Account
10/17/2020 – $20,200 deposited
10/21/2020 – 5 Amazon reloads (~$0.50 each) with debit card (charges posted 10/22)
01/22/2021 – $500 Bonus Posted

I actually called about it yesterday afternoon before the bonus posted to check on status. The rep said the bonus status was “monitoring account” or something to that effect but he didn’t know when it would actually post.

Chris
Chris

Which phone number did you call to inquire about the bonus status? I fulfilled the requirement and am waiting for the bonus to post. May need to call as well. Thanks!

Ron
Ron

opened the account on 10/5, but the bonus hasn’t posted yet

James L
James L

What code did you apply with?

Ron
Ron

NDDDIG

KickingRocks

Opened my account on 09/11, no bonus either. Talked to the bank no help just told to keep waiting it will post eventually. Might be time for a cfpb complaint

Ron
Ron

called boa, and was told not qualified for it since I made the billpay within 15 days of account opening..
damn

KickingRocks

Make five (5) Qualifying Electronic Payments*** that are posted to the new checking account by the end of the Maintenance Period.

This is taken right from BofA terms. The maintenance period only applies to the deposit of new money. Doesn’t say anything about having to wait to make your qualifying electronic payments. I’d fight them and file a CFPB complaint.

ron
ron

i will be waiting for another 2 weeks and file a cfpb complaint as well

MikeTheCreator
MikeTheCreator

“3. Make at least 5 qualifying electronic payments*** within this 60-day period”

Ron
Ron

Bonus posted today after contacting boa through Twitter
Not sure if it is manually adjusted

MikeTheCreator
MikeTheCreator

“3. Make at least 5 qualifying electronic payments*** within this 60-day period”

DCJoe
DCJoe

Thanks for noting this, I noticed this in the terms as well- it says the transactions have to happen during the maintenance period, which is days 16-75 after opening the account. That is very specific and bound to catch some people off. Will have to do another series of debit transactions because my first ones were around day 13 or so- when the debit card arrived.

sg77

The fine print of the offer said “by the end of the Maintenance Period”, but the large print at the top said “within the Maintenance Period”, so it’s not clear which is the real rule. But I’ve seen data points of people doing the 5 payments within the first 15 days and still getting the bonus, e.g.: https://www.doctorofcredit.com/targeted-bank-of-america-750-business-checking-bonus/#comment-1074480

So that might not be the real problem in your case.

momo
momo

Sorry to hear this. It looks like the mailer I got says the 5 qualifying electronic payments have to be done during maintenance period (which is day 16-day 75). I redid my 5 billpay transactions just in case. Very shady with these fine terms!

KickingRocks

I ended up filing a CFPB complaint last month.

I opened and funded my account on 09-11-20 and quickly did 9 debit card purchases all before the 15 day period. I never received my bonus so filed the CFPB.

02-05-21 got the $500 deposited to my account.

MJR
MJR

How much time do we have to make the deposit in order to hit platinum honours status? Do I have to do it during account opening or it can be done later? I am targeted for the $750 bonus through email, so plan on opening an account via calling. This will be followed by a business credit card application (cash reward w/ $500 bonus), to get 5.25% category bonus.

DCJoe
DCJoe

Have to do it within 15 days of opening the account.

Sydney
Sydney

Does anyone know if there is any additional in person paperwork needed for the account opening and getting the bonus?

Unicorn
Unicorn

Not that I have experienced…

Sydney
Sydney

Hopefully that’s the case. Thanks Unicorn.