Posted by William Charles on February 24, 2019
Bank Account Bonuses

Published on February 24th, 2019 | by William Charles


[TN, In Branch] Reliant Bank $200 Checking Bonus

Update 2/24/19: Deal is actually available at all Reliant Bank branches.

Update 2/23/19: Apparently available at all Nashville area branches. Also confirmed to be a soft pull

Update 2/17/19: Also available in Chattanooga.

Offer at a glance

  • Maximum bonus amount: $200
  • Availability: In branch only, all branches are in TN [Branch locator]
  • Direct deposit required: Yes, no minimum specified
  • Additional requirements: Yes, see below
  • Hard/soft pull: Soft pull
  • ChexSystems: Unknown
  • Credit card funding: Unknown
  • Monthly fees: None
  • Early account termination fee: Unknown
  • Household limit: One
  • Expiration date: None listed

The Offer

Direct link to offer

  • Reliant Bank is offering a bonus of $200 when you open a new free checking account and complete the following requirements:
    • Have an opening deposit of at least $500
    • Receive a qualifying direct deposit first full statement cycle
    • Have 10 settled debit card transactions on the first full statement cycle
    • Maintain a positive account balance for 90 days

The Fine Print

  • This offer is limited to one per household and is not available to existing Reliant Bank checking customers.
  • To receive bonus, you must open your account at a Reliant Bank branch and present a copy of this offer certificate.
  • To qualify for the bonus, you must have an opening deposit of at least $500 (dollars must be new money, i.e. funds not previously on deposit at Reliant in the last six months), at least one qualifying direct deposit1 posted to your account, and 10 settled debit card transactions (not including ATM transactions) on the first full statement cycle.
  • You must also maintain a positive account balance for 90 days.
  • If you meet the stated requirements of this promotional offer, the bonus will be deposited to your account on the first business day after the account has been open for 90 days and will be reported as income on Form 1099-INT.
  • This offer is subject to change without notice and may be withdrawn at any time.
  • Accounts are subject to approval.
  • A qualifying direct deposit is an electronic credit to your account of your salary, pension, Social Security or other regular monthly income deposited to your account by your employer or an outside agency.
  • Transfers from one account to another or deposits made at a banking location or ATM do not qualify as a direct deposit.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

This account has no monthly fees to worry about

Early Account Termination Fee

I wasn’t able to find a fee schedule so I’m unsure if any early account termination fee is charged or not

Our Verdict

Obviously very region specific so most readers won’t be eligible, but given it’s a soft pull it might be worth doing even though there are a lot of requirements to receive the bonus. If anybody does go for it then please share your experiences as you never know when it will come in handy.

Useful posts regarding bank bonuses:

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This is available at all of their branches in the Nashville area. Soft pull.


What you use for direct deposit

Lily F
Lily F

The promo is on the main page of the bank’s website. It doesn’t list any branch restrictions, so it should be good at any Reliant Bank branch.


Nice, been waiting for something from this bank

Matt B
Matt B

mcafeeee did you ever do this bonus?


Yes sure did

Matt B
Matt B

mcafeeee what did you use for DD/ how long did it take for bonus to post?


Opened one today while visiting TN. Soft pull, not chex sensitive.


you used out of state license?



Matt B
Matt B

Any DP’s on what works for DD? I’ll be opening the account next week.

Matt B
Matt B

Applied in branch today but was denied due to # ofchex inquiries (36)

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