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Offer at a glance
- Maximum bonus amount: $100
- Availability: Must Live, work, worship, or attend school in Davidson, Rutherford, Sumner, Williamson, or Wilson Counties in Tennessee
- Direct deposit required: Yes, no minimum specified
- Additional requirements: 10 debit card transactions
- Hard/soft pull: Unknown (csr says hard pull)
- ChexSystems: Unknown
- Credit card funding: Unknown
- Monthly fees: None
- Early account termination fee: Six months, bonus forfeit
- Household limit: None listed
- Expiration date:
February 28th, 2019March 31st, 2019
Contents
The Offer
- US Community Credit Union is offering a bonus of $100 when you open a new checking account and complete the following requirements within 60 days of account opening:
- Set up a direct deposit
- Complete 10 debit card purchases
The Fine Print
- Must setup a new qualifying direct deposit to checking account and complete 10 debit card transactions within 60 days to qualify.
- A qualifying direct deposit consists of a recurring direct deposit of your paycheck, pension, or any other regular monthly income electronically deposited by an employer or an outside agency.
- Please note, this does not include a transfer done via ATM, online, or teller, or a transfer from a bank or brokerage account. Requires opening deposit of $25. Opening deposit cannot be transferred from existing US Community Credit Union accounts.
- Offer is only valid for individuals who qualify for US Community Credit Union membership.
- Members who currently have a checking account with US Community Credit Union are not eligible.
- The $100 bonus will be credited to your account within 9 weeks of meeting all requirements and will be reported as income on Form 1099-INT.
- Customer agrees to maintain account in good standing for a minimum of six months.
- Account openings are subject to approval and may be declined based on certain factors.
- To receive bonus, you must open your account at a USCCU branch and present a copy of the coupon code, or open your account online by clicking the Apply Now link on this page.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
It’s on US, Six Star and Scholar’s checking account all have no monthly fees to worry about.
Early Account Termination Fee
Account needs to be kept open for six months otherwise the bonus will be forfeit.
Our Verdict
Need to know if it’s a hard or soft pull before deciding if it’s worth doing. If it’s a soft pull it might be worth it for some people, but obviously not a huge bonus. As always please share your experiences in the comments below. For now I haven’t added it to our list of the best bank bonuses.
Big thanks to reader, Curmudgeon who let us know. Learn how to find bonuses and contribute to the site here.
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
