Offer at a glance
- Maximum bonus amount:Â $125
- Availability:Â Valid at Flower Mound or North Richland Hills office only
- Direct deposit required: Yes, $250+
- Additional requirements:Â Receive debit card
- Hard/soft pull: Hard pull
- ChexSystems: Unknown
- Credit card funding:Â Unknown
- Monthly fees:Â None
- Early account termination fee:Â Six months
- Household limit:Â None
- Expiration date:Â None listed
Contents
The Offer
- Fort Worth Community Credit Union is offering a bonus of $125 when you open a new New Carefree checking account and complete the following requirements:
- Set up a recurring direct deposit of $250+
- Set up and receive a debit card
The Fine Print
- Limited time offer.
- Valid at Flower Mound or North Richland Hills office only.
- Account opening subject to credit approval. $125 offer is for members ages 18 years or older who successfully open a New Carefree Checking Account with a recurring Direct Deposit and a Debit Card.
- Direct Deposit must be a minimum of $250 per deposit, and must be deposited within 60 days of account opening.
- The New Carefree Checking Account must remain open, active and in good standing for a minimum of six months, otherwise an early cancelation penalty may apply.
- $100 will be deposited in the New Carefree Checking Account once FTWCCU receives verification that the first Direct Deposit has been made.
- This offer may not be combined with any other checking account offers.
- Offer available to members who have never had a Carefree Checking account with FTWCCU and/or received the $125 Carefree Checking deposit.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
This account has no monthly fees to worry about.
Early Account Termination Fee
Account needs to be kept open for six months or an early account termination fee will apply (it doesn’t say what that fee will be).
Our Verdict
Not worth doing as it’s a relatively small bank bonus and it’s also a hard pull to open the account. Because of that I won’t be adding it to the best bank account bonuses.
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
So is it $100 or $125? Am I misreading this? It mentions a $125 bonus, but they go on to say they will deposit $100 once they verify the DD…
It is hard pull… I opened this in July with flyer in mail
sad bruh
Thanks for the info, I’ll pass on this one.
Hi guys what kinds of ach can be counted as direct deposit?