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Sonja
Sonja

Works for FL using the brokerage account trick. I opened a brokerage account and then applied for gold checking about 12 hours later. I used the mobile app to apply due to previous comments indicating this was the way to go. I got all the way through to the funding page and then received an error. However, I also received a message that enough info was received to review/process the application, and they would notify me within 2 days. The new checking account was open and showing online about 30 minutes later. Funded account using CapOne Venture which coded as a purchase.

Rapbcg
Rapbcg

Does transfer from Chase count as direct deposit?

jerome
jerome

Is there a reason you can’t look it up by yourself? It’s literally in the DD page

Xinomavro
Xinomavro

Another credit card funding DP: MA here, opened brokerage online, forgot to write down a/c and had to wait a couple days before getting a/c from a phone CSR, opened checking online (applied from main site using code), funded $250 with Amex BGR (posted as US BANK DIRECT BANK).

Steve
Steve

Could not complete application online with the link above. Missing a line on employment page and so ended there. This link with promo code 2021Q1C got through to the end for me. https://www.usbank.com/bank-accounts/checking-accounts.html Many thanks…

CS
CS

When you say it’s churnable, do you mean that we can do this again ? If so, how long do we have to wait?

ShawntheShawn

Per the fine print on the offer page: “Offer is not valid if you or any signer on the account have an existing U.S. Bank consumer checking account, had a U.S. Bank consumer checking account in the last six months, or received other U.S. Bank checking bonus offers within the past 12 months. “

John
John

I did the brokerage account backdoor and got approved for the checking account.
However, they emailed me requesting my SSN card and DL. I sent them but haven’t heard back in 2 weeks.
Anyone else facing this issue?

jake
jake

Will the bonus post before I get hit with fees? Seems like US Bank bonuses post fast.

CH
CH

2/10: Tried opening checking but kept getting errors (I’m in MA)
2/11: successfully opened brokerage account and then applied for checking account within 24 house and denied
2/19: applied again for the checking account and approved

It is important to wait at least 24 hours before applying for the checking account after opening brokerage.

Ketih
Ketih

Interesting, I am in GA (out of footprint) and tried the same thing: brokerage and then the checking account. I was able to get both within an hour of each other, but I did have to switch browsers/devices/toggle incognito mode in order to trick the system. Perhaps waiting a day would have helped, though I didn’t get denied either.

Jason
Jason

Do you need the schwab checking, or can you just transfer the funds from schwab brokerage?

Dave B
Dave B

Need to live within 60 miles of a branch, to open an account

A Churner of Churns

Dave B There are ways around this. Poke around on DOC a little and you’ll find it. I was pissed after my application for a checking account was denied, several times. I assumed it was due to CHEX. Some prompting from some other DOC regulars got me researching. Turns out, I was out of their footprint (the branch I thought was localish had been closed). Found the info here on DOC to guide me. Was approved last week for a checking account, no branches in my state.

Dave B
Dave B

“Found the info here on DOC to guide me” Can you be more specific… lol

ShawntheShawn

https://www.doctorofcredit.com/u-s-bank-400-checking-bonus/#comment-1142539

If you are out of footprint, you can open a self-directed brokerage account first to be eligible for opening a checking or savings account.

Jags
Jags

Is the Gold checking account free if you have a US Bank Business credit card?