[UT, ID, NV, NM, MT, AZ] Mountain America Credit Union $100 Checking Bonus

Offer at a glance

• Maximum bonus amount: $100
• Availability: UT/AZ
• Direct deposit required: Yes, no minimum specified
• Additional requirements: Enroll in eStatements
• Hard/soft pull: Hard pull via Experian. Report of soft pulls
• Credit card funding:  You can fund with a credit card but a 2.5% fee is charged ($4.95 flat fee for debit cards).
• Monthly fees: $7, avoidable
• Early account termination fee: Unknown
• Household limit: None
• Expiration date: June 30, 2025

The Offer

Direct link to offer

• Mountain America Credit Union is offering a $100 bonus when you open a new checking account and complete the following requirements:
  • Use promo code BYU25
  • Sign up for eStatements
  • Initiate a monthly direct deposit within 60 days of account opening

The Fine Print

• To qualify for and redeem reward, you must open a new MyStyle Checking account with eStatements, and you must initiate a monthly direct deposit such as payroll, pension, unemployment, Social Security or other government benefits within 60 days of account opening.
• Reward will be deposited into account within 30 business days after meeting these requirements.
• Limit one reward per person.
• Offer not available on secondary accounts, account conversions or in combination with any other offer.
• Employees of Mountain America not eligible.
• Reward is considered interest and will be reported on IRS form 1099-INT.
• Membership required—based on eligibility.
• Limited-time offer.
• Offer expires June 30, 2025.
• Any offer provided by Mountain America can be withdrawn at any time and is subject to change.
• Promo code: BYU25
• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

$7 monthly fee is waived if you do any of the following:

• Perform 20+ card transactions (Debit and/or credit)
• Members who are age 24 and younger,
• age 60 and older, or
• maintain an average daily balance of $10,000 in MyStyle Checking will also have the fee waived automatically.

Early Account Termination Fee

Account previously needed to be kept open for six months, but doesn’t seem like that is the case any longer.

Our Verdict

Seems like you can open out of state with a donation to American Consumer Council. Previous bonus was $150. Not the biggest bonus but might be worth doing for those that have already done the larger bonuses.

Hat tip to ShawntheShawn

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