Deal has ended, view more bank account bonuses by clicking here.
Offer at a glance
- Maximum bonus amount: $300
- Availability: Can apply via FFA but out of state applications will be denied. UT only
- Direct deposit required: Yes, $500+
- Additional requirements: None
- Hard/soft pull: Unknown
- ChexSystems: Unknown
- Credit card funding: Unknown
- Monthly fees: None
- Early account termination fee: Bonus forfeit, six months
- Household limit: None listed
- Expiration date: None listed
Contents
The Offer
- UCCU is offering a $300 checking bonus when you open a new elevated checking account and complete the following requirements:
- Receive a direct deposit of $500+
The Fine Print
- Financing is subject to UCCU membership and underwriting criteria; not every applicant will qualify.
- Direct deposit must be new to UCCU and requires at least one electronic monthly direct deposit of $500 or more
- . If the account is closed within six months of receiving the incentive, UCCU may debit the $300 from the account at the time of closing.
- Limited time offer subject to change at any time and without notice.
- Membership required based on eligibility.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
Elevated checking has no monthly fees to worry about.
Early Account Termination Fee
Bonus forfeit if closed within six months
Our Verdict
Feel free to share experiences in comments below, I wouldn’t try unless you live in footprint.
Hat tip to reader Bockrr
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times

