Posted by William Charles on February 18, 2018
Bank Account Bonuses

Published on February 18th, 2018 | by William Charles

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[Expired] [OR & WA] Advantis Credit Union $150 Checking Bonus – Direct Deposit Not Required

This bonus has expired, click here for other Advantis bank bonuses or here for the best current checking bonuses.

Offer at a glance

  • Maximum bonus amount: $150
  • Availability: To be eligible you must live/work/worship/attend school in the state of Washington or one of these Oregon counties: Multnomah, Marion, Benton, Clackamas, Clatsops, Columbia, Coos, Crook, Curry, Yamhill, Washngton, Wasco, Tillamook, Polk, Linn, Lincoln, Lane Klamath, Josephine, Jefferson, Jackson, Douglas, Deschutes, Hood River
  • Direct deposit required: No
  • Additional requirements: Open other qualifying account and use promo code WS150
  • Hard/soft pull: Hard pull
  • ChexSystems: Unknown
  • Credit card funding: Up to $2,550. Can fund with Visa, Mastercard & Discover
  • Monthly fees: None
  • Early account termination fee:
  • Household limit: None listed
  • Expiration date: March 31st, 2018

The Offer

Direct link to offer

  • Advantis Credit Union is offering a bonus of $150 when you open a new checking account and complete the following requirements:

The Fine Print

  • Offer only valid for new Advantis Credit Union members (i.e. who have not had an account with Advantis in the previous 6 months) who are designated as the primary owner on the qualifying checking account and additional product.
  • Limit one $150 bonus per person.
  • Bonus will be paid within 15 business days after the 90-day qualification period.
  • $150 bonus will be treated as interest for tax reporting purposes.
  • The account and qualifying product must be open at the 90 day period after joining to receive the $150 bonus.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

The fusion checking and cash back checking accounts have no monthly fee. The money market account also has no monthly fees.There is also no mention of any early account termination fee in the fee schedule, but account must be kept open for 90 days to get the bonus.

Our Verdict

Money market account is probably the easiest account to open to qualify for this bonus. Unfortunately the hard pull makes it less of an attractive deal, but the credit card funding is nice. I still won’t be adding it to our best checking bonus page due to that hard pull though. Please share your experiences in the comments below.

Big thanks to reader, Curmudgeon who let us know. Learn how to find bonuses and contribute to the site here.

Useful posts regarding bank bonuses:



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Matt P
Matt P

Credit card funding up to $2550 on Visa, MC, and Discover. Will report back if it counts as cash back.

Edit: Applied for me and the wife. Did funding of $5100 total and since the cash adv limit on that card is only $4k, I’m going to say it’s counting as a purchase because both charges already show on the card.

I was approved, says they’ll contact me in a couple days. My wife went pending, also says they’ll contact her in a couple days.

Superchurn
Superchurn

interesting…I was looking for a new account to use to MS my new BoA Premium Rewards card. This will do nicely!

any idea if it is a hard or soft pull? I’d rather save my HPs for >$500 in value

Yoni

I can confirm, that they do Hard pulls on all new accounts, even without overdraft protection, they are an extremely conservative instution. But you can combine the hard pulls when applying for a credit product. I called two different locations, planning on turning wife’s Visa into a joint account that is well aged, and also bypass 5/24 rule, as the account is well beyond 24 months.

Wife an in-laws have several accounts, Advantis just opened a new branch in East Moreland area not far from our house, they use to have a branch a block from the wife’s work, I’m with a different CU I use with my business as they only hold check deposits amounts over $1,500, and are much more liberal with CL and rates on Visa Rewards, under 10% for when reciveables don’t arrive before the statement date.

But that is intresting if you can fund with a CC and if it’s coded as a purchase and not an Advance, in theory it could be worth a domestic airline ticket from miles, but this risk of getting an account review or flagged and the purchase examined closer for 20k+, not sure risk of losing CL would be worth the airline ticket.

That bonus is nice and opening a CD is a decent return on $500-1k to meet conditions if denied.

Superchurn
Superchurn

ok…i’ll be giving this one a pass then i think. $150 for a HP just isn’t worth it, even if I could get another CC.

Thanks for the info, fellow PDX churner 😀

LM
LM

may I ask, what credit card did you fund with?

Matt P
Matt P

Cathay Pacific. Needed another 5k points to hit an award ticket. Also note the fusion checking gets 1.75 apy on balances up to $25k

Spencer
Spencer

Looks to me like the money market requires 2,500 parked for 90 days if I’m reading everything correctly.

CongestionCharge
CongestionCharge

That’s what I read as well

Superchurn
Superchurn

a 24% annualized ROI isn’t bad at all…i think i’ll go for it

Adam
Adam

I see $2.5K minimum requirement but i dont see for how long. It says that an additional qualifying Advantis product such as MMA must be opened within 90 days.

Yoni

It looks like you could also just open a 6 Mo. CD with as little as $500 (0.20% APR for that term) to meet the Second req, possibly fund with a CC as well.

Justin
Justin

Applied and approved. Went with a CC for funding after zeroing my Cash Advance limit on my Discover. AMEX came back with an error that the card wasn’t accepted. VISA did not produce any such error.

Brian
Brian

Funded with Bank of American Premium Rewards Card. Looks to be processing as a purchase.

Superchurn
Superchurn

nice! this is the DP I was looking for

so a purchase and likely no HP…looking tastier and tastier

The Value Traveler

Awesome! glad you posted this….theres one literally across the street from me!

Tad
Tad

Successfully funded with Chase BA as purchase.

Yoni

Additional DP, opened a 13Mo Cd @ 1.5% as the qualifier, it looks like they have updated funding with CC, attempted to the cash off a MC Debit Card, Associate informed me that funding with plastic are subject Cash advance fee’s the card reader even was displaying ‘Cash Advance” (The MC gift card doesn’t allow ATM cash W/D ) and was declined) so I funded with cash instead. Going to park $25K in the Fusion for the 1.75%

Yoni

Updated DP – Looks like you can fund with CC – but you have to open it online and not in branch.

Grant
Grant

DP
2/20/2018: Opened the account and funded a few days later
6/12/2018: bonus of $150 posted

Will transfer funds out and close within the next few days

Very easy promotion. Thanks Doc!

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