Published on July 7th, 2019 | by William Charles8
[Expired] [WA only] 1st Security Bank $150 Checking Bonus (Personal or Business)
Deal has expired, view more bank account bonuses by clicking here
Offer at a glance
- Maximum bonus amount: $150
- Availability: WA only
- Direct deposit required: Yes for consumer account
- Additional requirements: See below
- Hard/soft pull: Unknown
- ChexSystems: Unknown
- Credit card funding: Unknown
- Monthly fees: $7
- Early account termination fee: Unknown
- Household limit: None listed
- Expiration date: December 31st, 2019
- 1st Security Bank is offering a bonus of $150 when you open a new 1st Options consumer or Premier business account and complete the following activities:
- For the 1st options consumer account you need an opening deposit of $500 and a direct deposit
- For the business checking account you need an opening deposit of $1,000
- Opening deposit must be maintained for 90 days
The Fine Print
- Open one of these checking account products before 12/31/2019 with new money.
- For a 1st Options checking account a minimum opening deposit of $500 is required and enrollment in a monthly direct deposit to this account.
- For a Premier business checking account a minimum opening deposit of $1,000 is required.
- For both account products you will need to maintain the minimum account balance for at least 90 calendar days, from the date the original deposit was made.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
1st Options checking account has a $7 monthly fee, this is waived if you do either:
- $500 or a monthly direct deposit or
- 10 POS transactions completed each month
Premier checking account has a $7 monthly fee, doesn’t look like there is any way to avoid this fee.
Early Account Termination Fee
I wasn’t able to find a fee schedule so I’m unsure if there is any early account termination fee or not.
Don’t think the business account is worth considering as there is an unavoidable monthly fee. The personal checking bonus deal is OK, but we need to know whether it’s a hard or soft pull to open. If anybody goes for this bonus then please share your experiences in the comments below.
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times