Deal has now expired, view more bank account bonuses by clicking here.
Offer at a glance
- Maximum bonus amount:Â $150
- Availability: ID, WA & OR. More details here
- Direct deposit required:Â No, only ACH required of $250+
- Additional requirements:Â See below
- Hard/soft pull:Â SoftÂ
- ChexSystems:Â Unknown
- Credit card funding:Â Can fund with a credit card, up to $5,000
- Monthly fees:Â None
- Early account termination fee:Â $20, 180 days
- Household limit:Â None
- Expiration date:Â None listed
Contents
The Offer
- Gesa Credit Union is offering a bonus of $150 when you open a new Colossal checking account and complete the following requirements within 60 days of account opening:
- Enroll in Xpress Digital Banking.
- Sign-up for and receive eStatements.
- Complete 18 Gesa Visa® debit card transactions. (ATM transactions excluded.)
- Receive one ACH deposit of $250 or more.
- Deposit one item using Remote Deposit Capture.
The Fine Print
- Beginning July 6, 2020 for a limited time only, a $150 incentive will be paid to members who open a new Gesa Colossal Checking account.
- To be eligible for the incentive, you must also enroll in Xpress Digital Banking, sign-up to receive electronic statements, complete 18 Gesa Visa® debit card transactions (ATM transactions excluded), receive one ACH deposit of $250.00 or more, and deposit one item using Remote Capture.
- All qualiÂfication criteria must be met within 60 days of account opening. $150 incentive will be deposited into member’s savings account after all qualifiÂcation criteria are met and is subject to any required IRS reporting.
- Only one $150 checking incentive per member.
- Member must not have had a Gesa checking account within the last 90 days. Member must not be a current Inspirus Credit Union checking account holder.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
This account has no monthly fees to worry about
Early Account Termination Fee
A $20 fee is charged if the account is closed within 180 days according to this fee schedule.
Our Verdict
They offered a $300 bonus earlier in the year with the same requirements. Because of that we won’t be adding it to the best bank account bonuses page.
Hat tip to B^2
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- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
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- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
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- Complete List Of Ways To Close Bank Accounts At Each Bank
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