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Cary
Cary

It sounds like you have to open the account in person at a bank for the referral to work. Any DPs on this?

(See here: “Referred member must open and use a new Primary Share and a Value, Premium or TruRate Checking account with a Visa debit card in a physical branch location.” https://trustonefinancial.org/Referrals)

MikeTheCreator

VERY UNFORTUNATE, DECLINED DUE TO CHEX WELL WELL UNTIL NEXT TIME 😀

Steven
Steven

I applied yesterday and got a call today from the bank. No questions other than verifying my identity but I am also local. They did however tell me that the credit card funding limit is 5k. I had put down 12k since their online app didn’t have a hard coded limit. Was able to adjust it to 5k. Will report back once that hits my credit card.I used the Boa Alaska card.

Steven
Steven

I am 5/12 and 6/24 for bank accounts. 3/12 and 4/24 for credit cards.

Steven
Steven

2k charge hit my BoA Alaska as a purchase. For some reason they were not able to complete the remainder 3k charge. I had split the funding up as 2k in savings and 3k in checking so they were charging them separately. Unclear if it was because of Trustone or BoA. I did not get a fraud alert from BoA.

C
C

Same thing happened to me. Split $2.5k between checking and savings but only one of them went through (used Chase United Explorer). The rep on the phone said it’s the CC company preventing fraud (but I didn’t receive any notification from Chase either).

C
C

Opened an account for P2 but for some reason Chase’s Marriott Bonvoy Boundless card did not go through (rep didn’t know why) even though Chase’s United Explorer card had worked for me.

CK9
CK9

CHEX sensitive. Also, hard pull (Experian). Received a letter in the mail. OOS though.

Pjs
Pjs

7/28 -Opened Account online
7/29 -Received email that I was approved and setup online banking and estatements.
7/31- $50 promotional bonus received.

No hard pull. I have 14 new accounts opened last 12 months.
I will use employer payroll to fulfill the DD requirement for the $100 bonus.

Burton

Interesting, I rec’d the $100 immediately after DD but still waiting on the $50.

Kris
Kris

I was denied for Chex. How long should one wait before applying again?

Kamil Sultan

Applied last week and got a message saying they were reviewing my request and will contact me within 1-2 business days to finalize the details of my application. Never was contacted after a week so decided to call them today. CSR told me that I was denied since I was OOS. I said I opted to make the $10 donation to get around this but he said since I was OOS that I wasn’t eligible. Will call back again within the next couple days to inquire about the donation again. The $150 bonus in addition to the 2k credit card funding (which would help me meet minimum spend for the CSP) is too good to give up on this easily. Hopefully they don’t grill me about so many recent inquires like they have to others.

Was anyone that was OOS approved for the account without having to talk to any representatives?

MikeTheCreator

How churnable is this? I closed December 2020……….

Gadget - Bank Bonus Geek

Last year you stated “Worst bank account opening experience ever.” LOL

I see no terms about past account holders being ineligible. As long as they don’t see you as an existing customer when you fill out the application, you should be fine IMO. I’d do real DD though, just in case they try to play that card though.

William Charles “Direct link to offer” needs to be updated in your post.

MikeTheCreator

Facts, gonna switch up me email like a did last time and give it a shot got nothing to lose here.

George
George

Terms say “Only one checking account per membership is eligible and member must not have a current or prior checking account with TruStone.”

Gadget - Bank Bonus Geek

Seems like that was a recent change… but yes, now it says that. My mistake. MikeTheCreator

MikeTheCreator

Still gonna give it a churn, 2k cc funding with this bank is pretty good for meeting cc spend + i have churned it twice already maybe 3rd times a charm…

George
George

This biggest bummer is they went with Trustone’s bonus and not Firefly. Firefly had a better bonus, $250 I think, plus CC funding. Plus I hate Trustone and Firefly was pretty good.

ShawntheShawn

$150 offer is back, valid until 8/14/21:
https://trustonefinancial.org/Landing-Pages/TSF-Current-Promo/Checking-150

Cash back amount is based on the following completed actions within 45 days of account opening: 1) $100 for total recurring direct deposits of at least $500. 2) $50 for a new enrollment in eStatements.

William Charles

lordda
lordda

You can only use your own credit card to do the funding(not like BBVA) and for sure visa credit card works. I used freedom unlimited and it worked for $2k. More important this offer can combine with referral program, I called today and double checked and they said ok. If someone need you can call them and mentioned my membership number: 860630, they will add that manually to your application. After you finish 5 debit card transactions you will get extra $50.

Mohamed110
Mohamed110

It looks like the $100 promo is still running and can be combined with the referral bonus (see the terms on this page: https://trustonefinancial.org/Resources/Promotions). I submitted my application online and called in to add your member number, but they said you need to generate a referral link on this page: https://refertrustone.com. Can you generate that link and then post here, or e-mail me? mohamed110@gmail.com