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Kyle
Kyle

I emailed a CSR today about this account and she confirmed that opening online would result in a hard pull, as well as a Chex inquiry.

Samuel Adams
Samuel Adams

This offer is back for 2018. Up to $150 bonus. Valid through 8/11/18.
https://trustonefinancial.org/do-more-when-you-earn-more/

Stevil
Stevil

Traded emails with CSR this morning. Definitely a hard pull for all new memberships.

Joe
Joe

Doc, please update post.

Walked out of Branch, it is a HARD Experian Pull and a soft ChexSystems.

Michael
Michael

A few data points. I was able to open and fund this account easily from MN. I funded via Cap1 360 mailed check ($30 – $5 savings & $25 checking). Very nice personal account person I dealt with to open accounts over the phone/email. Never got login information or account/routing information in the mail. I had to call/ email in, but they were very nice and helpful with that all.

Just got $50 debit card use bonus, day after fulfilling 5x (Walmart SCO debit card usage). Signed up for estatements 7/19, hope that posts quick too!

Michael
Michael

Just got $50 bonus, day for estatements 7/21

Joseph C.
Joseph C.

If you inform them you were referred by a current trustone member, only need their name, you get an additional $50 and person that referred you gets $50 as well. So you can get $150 and someone else can get $50 too

Michael
Michael

Now you tell us! 🙂

Michael
Michael

http://refertrustone.com/

Would create the referral, but then you have print it off and go into an actual branch and follow some other stringent requirements (like no one else your house can sign up) 🙁

May be of use a few of you out there!

Skor
Skor

I am going to open the account in branch. I could use the referral – korsandeep at yahoo dot com

David Bartels
David Bartels

Skor, not sure if anyone has emailed you a referral yet but I sent one your way in case you’re still looking. Thanks!

Skor
Skor

What is Walmart SCO?

Michael
Michael

SCO = Self Check Out. Works great for buying numerous single items to meet debit card usage in short order.

Aureliano
Aureliano

They pulled my ChexSystem and Experian softly and denied.

M. Smith
M. Smith

Got the same as David…

We need more information
Thank you for your application. Unfortunately, our system was unable to automatically approve you. However, one of our Member Service Representatives will contact you within one to two business days to gain additional details necessary to review your application.

M. Smith
M. Smith

Got my reply:

“Thank you for your online internet request to become a member of TruStone Financial Federal Credit Union. Our online application process has been designed to protect you, our prospective member and the credit union from adverse activities including identity theft and fraudulent transactions.

This is not a denial of membership. The information you provided in the online Membership Application was processed through multiple screening services resulting in a, ‘Open at branch’ recommendation.”

There is actually a branch on my way home. Not sure it’s worth dragging the baby there on our travels.

David Bartels
David Bartels

Just submitted the application. It says the system was unable to automatically approve me & that a rep would be reaching out. Also, unfortunately there is no option to fund via credit card.