[YMMV, FL only] Seacoast Bank $600 Business Checking Bonus

Update 1/10/24: Extended until 12/31/24.

Update 1/15/23: Extended until 12/31/23.

Update 10/14/22: Extended until December 31, 2022.

Update 8/29/22: Deal is back and valid until September 30, 2022.

Terms state ‘Offer valid for recipient only’, so might be targeted

Offer at a glance

• Maximum bonus amount: $400/$600
• Availability: FL
• Direct deposit required: None
• Additional requirements: Maintain a minimum average balance of $1,500 at 90 days
• Hard/soft pull: Soft
• Credit card funding: Unknown, possibly up to $1,000
• Monthly fees: None
• Early account termination fee: $30 if closed within 90 days
• Household limit: None listed
• Expiration date: June 30, 2022

The Offer

Direct link to offer

• Seacoast Bank is offering a $400/$600 business checking bonus. Bonuses are as follows:
  • $400 when you open your first Business Checking account and deposit $5,000 and maintain that average balance for 90 days and complete 15 debit card purchases.
  • $600 when you open your first Business Checking account and deposit $10,000 and maintain that average balance for 90 days and complete 15 debit card purchases.

The Fine Print

• Earn up to $600 for a new Seacoast Business Checking account meeting all requirements outlined below and ful filling the Small Business Visa Debit Card Offer as noted below. Limitedtime offer available April 1, 2022 through June 30, 2022.
• Offer may be withdrawn at any time
• Offer valid for recipient only.
• Limited to one bonus per business relationship.
• Business must have a current and active registration with the Florida Department of State
• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

Free Business Checking

Free Business Checking has no monthly service fee and no minimum daily balance requirement. You get 150 items per month, after which an additional item fee of $0.35 per item. There is a $3 monthly check image enclosure fee, unless you opt for e-statements or choose to not have check images included in your monthly printed statements.

Early Account Termination Fee

According to the fee schedule there is an early account termination fee of $30 if the account is closed within 90 days of opening.

Our Verdict

Bigger bonus than the regular $300 bonus, but requires a bigger deposit and this option might be targeted as well. If it turns out to be open to everybody, we will add this to our list of the best bank account bonuses.

Hat tip to reader snailrock

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