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daisy zheng
daisy zheng (@guest_2019807)
March 9, 2025 18:33

can I open personal and business accounts both online? There is a branch close by but I do not like to visit branch unless I need to. Thanks.

RM
RM (@guest_2019567)
March 9, 2025 00:55

I can’t decide whether this bank is being tricky or incompetent:

(1) One part of the bonus page says that the deposit has to be made within 15 days, but another part says 30 days.

(2) More importantly, the terms state that you must “maintain an average balance of [$5k or $10k] or more over 90 days.” But when does the 90 day count begin? If it begins at account opening, and you wait until later to deposit, you won’t have the right average balance over 90 days unless you deposit more than $5k/$10k. But if the 90 day count begins at deposit, than it doesn’t matter.

Christopher Robin 🔗💰
March 9, 2025 03:26
  RM

RM To play it safe, on my Seacoast biz checking churn last year I made the $10k deposit on the day I opened the account by writing myself a check.

Orin
Orin (@guest_2019667)
March 9, 2025 12:12
  RM

They are a bit tricky and I tried this and somehow barely missed the average not sure exactly how but didn’t get it.

Joe
Joe (@guest_2025387)
March 18, 2025 11:54
  RM

The whole bank is sketchy. They never know about promos. The requirement to be registered with the state is nonsense. I can open up an account with any big bank without that. A biz is a biz

Z
Z (@guest_2016619)
March 4, 2025 19:37

Offer is back and not targeted. Filled out the form and opened over the phone/email. I have the term sheet, and deposit must be made within 30 days and remain for 90 days. Valid through 12/31/25.  William Charles  Chuck
Earn up to $600 with a new Business Checking Account | Seacoast Bank

Kiwi
Kiwi (@guest_2019690)
March 9, 2025 13:41
  Z

Did you get a Chex hit for this?

Christopher Robin 🔗💰
March 9, 2025 14:08

Kiwi Seacoast does pull Chex in branch. In my experience, one time for an online application for a personal account they didn’t pull Chex.

Z
Z (@guest_2019768)
March 9, 2025 16:51

Kiwi I did a few months ago on the personal, but not this time for the business.

Jeff
Jeff (@guest_2024404)
March 17, 2025 06:53
  Z

Is your biz registered with SunBiz?

Jimmy
Jimmy (@guest_1890674)
August 9, 2024 15:58

Follow up, finally went to branch and successfully opened business checking after opening personal online. It was a pretty smooth experience opening the account but the process did take over an hour. The banker was a nice guy but he was definitely in no hurry. Used the code BIZ600.

Anonymous
Anonymous (@guest_1890015)
August 8, 2024 12:37

Miami branch rep told me this business bonus is no longer available, unless targeted.

M. Snead
M. Snead (@guest_1865683)
June 27, 2024 17:18

Hello folks.
So, there is a $400 checking offer and a $600 bundle checking/savings offer through Facebook. The codes are CON400 and CON600.
Has anyone tried or confirmed these?

Jimmy
Jimmy (@guest_1845011)
May 15, 2024 08:39

I have a lot of recent Chex inquiries on my report. Chances I could be approved in branch?

Christopher Robin
Christopher Robin (@guest_1845013)
May 15, 2024 08:47

They do pull Chex in branch. However, they are not sensitive to it. The determining factor in my experience is your history of accounts with them and when you received bonuses in the past. Jimmy

Jimmy
Jimmy (@guest_1845016)
May 15, 2024 08:58

Good info, thank you. The branch is at least 45 minutes by car but I might take a field trip and see what happens. Christopher Robin

Greg
Greg (@guest_1825151)
April 3, 2024 10:59

Banker said even if business checking was closed over a year ago, the personal was closed fairly recent and that disqualify from the business promo.

OS
OS (@guest_1826811)
April 5, 2024 22:52

I got the same message. Never had business account with seacoast bank, personal account was closed in less than 1 year ago and banker email said that I would be ineligible for business bonus.

Orin
Orin (@guest_1812684)
March 12, 2024 18:09

 William Charles it is easy to do see below comment from yesterday don’t need to be targeted

Orin
Orin (@guest_1812342)
March 12, 2024 02:38

opened this without being targeted

sole prop without DBA

at first banker said can’t do as sole prop without DBA and without being registered to state. i said are u sure, a friend of mine did. he then called someone and said yes it’s true you can do as sole prop without DBA and signed me up