Posted by William Charles on September 22, 2019
Bank Account Bonuses

Published on September 22nd, 2019 | by William Charles


[Expired] [YMMV?, Select CA areas only] 1st United Credit Union $200 Business Checking Bonus

Deal has expired, view more bank account bonuses by clicking here

Offer at a glance

  • Maximum bonus amount: $200
  • Availability: Must Work in / resident of Alameda, Contra Costa, Kings, San Joaquin, Solano or Stanislaus Counties CA, or have family member with account there. Must need to have received the e-mail as well
  • Direct deposit required: None
  • Additional requirements: Use promo code
  • Hard/soft pull: Soft
  • ChexSystems: Unknown
  • Credit card funding: $2,000
  • Monthly fees: None
  • Early account termination fee: Six months, bonus forfeit
  • Household limit: None listed
  • Expiration date: December 31st, 2019

The Offer

No direct link to offer, e-mail just directs you here

  • 1st Untied Credit Union is offering a bonus of $200 when you open a new business checking account and complete the following requirements:
    • Use promo code BIZ200

The Fine Print

  • Offer expires December 31, 2019, is subject to change or withdrawal at any time and is not available to existing 1st United business checking accounts.
  • Checking account is subject to credit approval. $200 incentive qualification: open new business checking account using promotional code BIZ200 by December 31, 2019.
  • Incentive will be credited by the 10th of the following month after account has been opened.
  • We reserve the right to retain incentive if account is closed within six months.
  • Not valid where prohibited by law.
  • Cannot be combined with any other offer.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

Basic checking account has no monthly fees to worry about

Early Account Termination Fee

Account needs to remain open for six months otherwise the bonus will be forfeit.

Our Verdict

Not sure if this is targeted towards the people who have done the $100 personal checking bonus, or open to everybody as long as you use the promo code. If anybody goes for this deal then please share your experiences in the comments below. I won’t be adding this to the best bank account bonuses until we know if it’s open to everybody or not.

Hat tip to reader EW

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>Not sure if this is targeted towards the people who have done the $100 personal checking bonus,

Unfortunately, neither me nor my P2 received this email offer 🙁 And we are both members who did the $100 checking bonus

Might drop by my local branch to see what docs are needed


Received this email. Opened up a personal checking on 08/13 to meet a min spend req, but i was not shooting for the 100 bonus.


Can I open an account online? From the link ( I can only schedule an appointment.

Also, are there any datapoints for anyone who’s able to open an account without directly sent the email?


I went into a branch to try this today (I was targeted by e-mail, and I just completed their personal checking bonus a couple months ago). They would not let me open an account. I have a sole proprietor business, operating for 12 years, with 12 years of tax returns to prove it. The very surly, asshole representative told me that a business license is required in my city (Berkeley), even for sole proprietorships, and they wouldn’t let me open an account without it.

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