Offer at a glance
- Maximum bonus amount: $300
- Availability: AZ, CO
- Direct deposit required: Yes, no minimum mentioned
- Additional requirements: Yes, see below
- Hard/soft pull: Soft
- ChexSystems: Unknown
- Credit card funding: Up to $1,000
- Monthly fees: $4, not avoidable
- Early account termination fee: 90 days otherwise bonus is forfeited, according to this comment there is also an early account termination fee of $75.
- Household limit: None listed
- Expiration date: January 31, 2026
Contents
The Offer
Direct link to offer Colorado | Arizona
- Bank of Colorado/Pinnacle Bank Arizona is offering a $300 bonus when you open a new diamond secure checking account and complete the following requirements:
- Receive at least one direct deposit
The Fine Print
- Offer for new bank customers only.
- All checking accounts have a $100 minimum opening deposit.
- All accounts include free eStatements, additional fee applies for paper statements.
- This account has a $5 service charge per statement cycle.
- $300 bonus will be deposited 90 days after account opening once at least one deposit has been made through direct deposit.
- Offer valid at all Bank of Colorado and Pinnacle Bank Arizona locations through January 31, 2026.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
This account has a $4 fee that you cannot avoid, you’ll be charged an additional $5 per month if you choose to receive a paper statement as well.
Early Account Termination Fee
You must keep the account open for a minimum of 90 days otherwise you will forfeit the bonus. There is also an early account termination fee of $75.
Our Verdict
Better than the $200 bonus that was previously offered. Share your experiences in the comments below.
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
