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Dan
Dan

A new offer of $500 from Truist, needs two DD of $1000 in total, https://www.truist.com/checking500

AllenW
AllenW

Tryin to close this via SM – anyone have success?? I am only wanting to close the checking, im keeping the savings for when the TRUIST online Merge is complete, i hope to have a foot in the door being OOS.

YE
YE

Is this deal active? The system applies a new promo code.

AllenW
AllenW

Can confirm, the household rules was not enforced. P1 and P2 applied and approved within weeks using the same code, P1 paid out sooner but P2 just paid out like all the other DPs below on the 16th.

Yaobang
Yaobang

Anyone closed the account within 180 days? Any early termination fees charged?Thx.

El Cheapo
El Cheapo

No fee for me. Closed in branch.

HoKo
HoKo

Any particular reason you chose to close it in branch instead of over the phone?

Walter
Walter

3/17/21 – Opened Back to Basics account
3/17/21 – Funded from main account $10 to savings and $50 to checking
3/26/21 – DD of $264.47 from employer
4/9/21 – DD of $264.47 from employer
7/16/21 (but i didn’t see it it until 7/19/21) – $300 bonus posted

El Cheapo
El Cheapo

3/26/21 Bright Checking and eSavings opened
3/26/21 Funded from debit $50 checking
3/26/21 Funded from debit $10 savings
4/6/21 $725.02 Push from Schwab to Checking
4/7/21 $725.01 Push from Schwab to Checking
4/23/21 $10,000 Push from Marcus to eSavings

7/16/21 $300+$100 Bonus Posted

MOTDOC
MOTDOC

Account opened – 3/29/21
Real DD’s on 3/31/31 and 6/11/21
Reached $25k balance in savings on 4/21/21
Paid 7/16/21 (that’s the posted date; it appear in the account until 7/17/21)

A couple of notes. First, this was P2’s account, and the first DD was my paycheck. BB&T did not like this, and we had to spend a while on the phone getting the account unlocked. Second, I had a Bright checking account open when P2 signed up for an Elite Gold account. The Bright accounts qualified for the promotion, and, despite the terms saying something like the bonus not being available if a member of the household has “one of these accounts,” she still received the bonus.

rpb
rpb

May I ask how BB&T was able to figure out it was your paycheck going into P2’s account? I’m asking because I was seriously considering doing this for a different bonus but it hadn’t crossed my mind that it was possible for a bank to figure out the person whose money a DD would legitimately belong to.

MOTDOC
MOTDOC

I guess the data sent by ADP included my name? This is the first bank that has cared about different names

Logan Jung
Logan Jung

Likewise, you can see my datapoints below hand but my bonus was posted on the 16th as well.

HoKo
HoKo

Are there any recent DP’s confirming that BB&T no longer charges an early termination fee if we close before 180 days?