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Gadget - Bank Bonus Geek 🔗
October 27, 2023 20:38

Tried the friends & family route, OOS, and listed that person on the application. I sent P2 after this since her Chex is slightly less busy than mine. Only 2 other Chex inquiries in the last month.

About 4 hours after submitting the application, 2 emails came in, with the same timestamp.

1st denial email…

“Thank you for applying for a Totally Free Checking account with Gate City Bank! We are grateful for your interest in opening an account with us. Unfortunately, we are unable to approve your account application at this time due to not meeting account opening requirements.”

2nd denial email…

“Thank you for your recent application with Gate City Bank. Unfortunately, we can’t open your account or add your name as an account owner at this time because we were unable to verify your identity or other personal information.”

 William Charles This bank probably belongs on the Chex sensitive list. Approvals seem few and far between. However, I pulled P2’s Chex this evening and Gate City did not pull Chex. Triple-checked that her Chex was not frozen, either. Not sure if that means they are pulling EWS, soft-pulling credit, but I am thinking LexisNexis.

Ostrich Rider Thanks for letting us know it got extended. 🙂

Ostrich Rider
Ostrich Rider (@guest_1723990)
October 26, 2023 19:48

Extended till 10/27
Anyone successful opening this today? I tried and got denied. May try P2 tomorrow.

Michael Dulitz
Michael Dulitz (@guest_1719397)
October 20, 2023 09:39

Gate City Bank is my primary bank.

As a data point, I had someone from DOC use my name and was successful in the referral process earlier this year when they had the referral bonus. We both received the $100, mine posted a couple of weeks ago.

Feel free to use my name if its helpful – Michael Dulitz. If they want you to prove it at all, I can give additional information via email – the first letter of my first name, followed by my last name at google’s email platform dot com.

Delete if not allowed.

Jessica
Jessica (@guest_1723627)
October 26, 2023 10:51

Just sent you an email – thx!

Vit
Vit (@guest_1719325)
October 20, 2023 07:44

New promo link: https://www.gatecity.bank/100-100/
It worked for me in August 2023. They had similar promotion valid for one day only. I am OOS from FL. So it should be Nationwide. I have selected “I was referred by a customer” and put the name of the person who referred me. You can contact me: vmaximo1983 at gmail dot com if you need referral that day October 26, 2023.

Ostrich Rider
Ostrich Rider (@guest_1719314)
October 20, 2023 07:19

Eligibility: MN, MT, ND, SD
‘plan to relocate for school’
‘plan to relocate to ND, MN, MT, SD’
‘I was referred by a customer’
‘None of these’

If you choose ‘None of these’ on the application you get a message:
Online opening available for existing customers, individuals who have been referred by customer or team member, individuals that reside, plan to relocate to, or have previously resided in ND, MN, SD, or MT. (previously resided is strange)

If you choose ‘I was referred by customer’ it lets you proceed on the application.

I didn’t fill out the application because I see where, last year, they auto-opened accounts online and then later denied people out of footprint. Looks like it’s limited to the 4 states.

Vit
Vit (@guest_1721182)
October 23, 2023 12:29

It worked for me and P2 this year 2023 in August. I am OOS when I used someone’s referral.

Jummydean
Jummydean (@guest_1448865)
September 20, 2022 14:16

Anyone attempt to open this a second time to have another check mailed out ? Lol

Bertrand
Bertrand (@guest_1449059)
September 20, 2022 19:22

Recent DPs indicate that they’re no longer processing CC funding for denied applications.

Jummydean
Jummydean (@guest_1449390)
September 21, 2022 07:47

Appreciate your response. Thank you

june
june (@guest_1446896)
September 16, 2022 21:27

I received the refund check today

Sina
Sina (@guest_1446781)
September 16, 2022 16:50

I received the refund check today

Evilex
Evilex (@guest_1447225)
September 17, 2022 13:18

So did I, chase put my check on hold though, they say funds will be available 09/27 no reason given, total B.S, I secured msg them about that and now waiting for a reply.

Jummydean
Jummydean (@guest_1447349)
September 17, 2022 19:43

That is bs. That’s exactly why I got rid of chase. I deposited it into my Pnc and it was available the next day which is today (Saturday)

Evilex
Evilex (@guest_1447999)
September 19, 2022 10:07

I hate calling banks but I couldn’t resist, about 10mins after the call they released the credit. Just because

jummydean
jummydean (@guest_1446645)
September 16, 2022 12:41

This bank is awesome! Got my refund check in the mail a few minutes ago along with P2 who got there check. FYI we were both accepted then hours later denied an account

Paul in Texas
Paul in Texas (@guest_1445935)
September 15, 2022 13:27

Has anyone received a refund check for their CC deposit yet?

Gadget - Bank Bonus Geek
Gadget - Bank Bonus Geek (@guest_1445951)
September 15, 2022 13:55

I think you forgot the factor in the suspicious internet people hold and USPS delay on top of the five business day refund.

Did you verify the charge posted? Seems some saw it never go through/fall off.

Paul in Texas
Paul in Texas (@guest_1445986)
September 15, 2022 14:59

Gadget - Bank Bonus Geek Yes, my deposits posted after I verified, they weren’t fraudulent.

I’m asking the refund check question because I have seen the comments about having the charges drop off or a credit appearing. I’ve been checking my credit card daily. Frankly, a credit makes sense, so they don’t have to pay the fees.

I’ll report back when the credit or refund check appears (fingers crossed) 🙂

june
june (@guest_1445989)
September 15, 2022 15:03

I did not receive refund checks yet. Yes, CC charges went through, and accounts denied.

Paul in Texas
Paul in Texas (@guest_1446714)
September 16, 2022 14:38

Good News. I received the refund checks today. Thanks for the extra $100 cash back on my credit card 🙂

Novacat05
Novacat05 (@guest_1447961)
September 19, 2022 08:44

Nice consolation prize! They figured out their credit card machine for me, even though I was among the first to apply :/