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nathan
nathan

I don’t see a reference to the offer on the meriwest page. Could this have been pulled and no longer available?

longitude-n-latitude
longitude-n-latitude

I believe this offer went dormant in January.

Pete
Pete

DP for CC funding:

Opened account successfully using AMEX. Error processing with the card so I called in, CSR said he can do CC funding on the phone, maximum $5000. One interesting thing he said, “We can only do this once a month”. Confirmed with him that I can call back next month and fund the account with a CC again, he said yes. Will try to fund again next month and update how it works out. Used Citi Prestige with cash advance at $0. Ill update when it posts.

Pete
Pete

Also on hard pull. Called CSR before applying and was told only soft pull is conducted. Opened the account online and no pulls from any bureaus.

Allen
Allen

Update on the refunding with another $5000?

Pete D
Pete D

Hey sorry for the really late update. Tried the refunding $5000 the next month, and wasn’t able to do it. Was told by CSR that you can only use credit cards to pay to a “loan”. Only Visa debit/credit card and Mastercard debit. Was too lazy to HUCA. There is also a convenience fee to do this.

OffByOne
OffByOne

Just joined Meriwest online (employed with technology company in CA), opened an account (with 3% APY savings + Your choice checking).
Did funding with BoA MLB MC for $455.

No option provided on overdraft protection at all. Hopefully, it isn’t a hardpull when they batch process this on Monday. Keeping my fingers crossed. Will update on outcome come Monday/Tuesday.

DK
DK

Any word on the hard pull / approval?

OffByOne
OffByOne

Got rejected. Posted an update above.

OffByOne
OffByOne

Wanted to update:
Got rejected, as apparently my company was not ‘technology’ enough for them :(.
They sent my full CC deposit back to CC and sent a paltry sub $1 check by mail (possibly for interest?).
Good thing was no HP on my report. Will be moving on to other things.

Tegami
Tegami

DP: Opened two weeks ago. No hard pull. Got the first 2 DDs ($500 each) to my Meriwest account from my employer today. They then issued the $150 bonus right away… I doubt they counted the initial deposit from credit card funding as one DD if that’s $500 or more.

DK
DK

The footnote on the website says “minimum of two (2) recurring direct deposits via ACH within the first 60 day of checking account opening ($500 minimum per deposit) to qualify.” “One (1) $150 deposit will be made to the checking account within 3 business days once the qualifying criteria are met.” so it appears to be different than this article states.

William Charles

Lev
Lev

Received an email today about their high interest savings account. APY for the first $5000 is 3.5%. Looks decent. Email is like:

A flexible way to earn a solid return
Hi XXX,
Thanks again for joining Meriwest. We would like to make sure that you are aware that as a new member, you are eligible for the great rates of our new member-only Premier Savings Account.

Earn as high as 3.50% APY*
A flexible account – with mobile banking and direct deposit, you can add and withdraw funds with ease
Premier Savings is only available to new members like you during the first 30 days of membership. Act now to open your Premier Savings account before time runs out!

Available only to new members during the first thirty (30) days from the date of opening a membership account.

*APY is Annual Percentage Yield. APYs are accurate as of June 2019. Fees may reduce earnings, APY is calculated on the minimum average daily balance in the account each month. The minimum deposit required to open a Premier Savings Account is $20. A minimum average daily balance of $100 is required to earn dividends. The Premier Savings account is a variable rate account and rates may change at any time. Limit one Premier Savings account per membership. Please refer to our current Rate Schedule for applicable dividend rates, APYs and tiers.

Minimum Average
Daily Balance APY*
$100 – $5,000 3.50%
$5,001 – $10,000 2.00%
$10,001 – $50,000 1.00%
$50,001 + 0.50%
For example, an account with an average daily balance of $100,000 will earn 3.50% APY on balances up to $5,000, 2.00% APY on balances over $5,000 up to $10,000, 1.00% APY on balances over $10,000 up to $50,000, and 0.50% APY on the remaining balance in excess of $50,000. Please refer to Terms and Conditions applicable to Premier Savings in the Account Disclosure and Deposit Agreement for additional information regarding this account.

Jack
Jack

Did anyone try ACH transfer from a bank and which for DD?

Deltron
Deltron

schwab brokerage worked for me

Wyle
Wyle

What kind of timeline did you experience for bonus posting/availability?

Mark
Mark

William Charles Data Point DP here for DD

RM
RM

I had a lot of trouble getting the online application to work. It kept failing at the last step, about 15 pages in, with an “unexpected error” that deleted the app.

Turns out you MUST allow pop-ups. There is an identity verification pop-up at the end of the application.

arizonapv
arizonapv

William Charles new link, Promotional offer starts on July 1, 2019 and is subject to expire at any time. All Meriwest consumer checking accounts qualify for this offer. https://www.meriwest.com/personal/checking-accounts

arizonapv
arizonapv

You must have a minimum of two (2) recurring direct deposits via ACH within the first 60 day of checking account opening ($500 minimum per deposit) to qualify. (This is a change from three (3) DD within 90 days).

Zamana
Zamana

This seems to have expired?