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OST

anybody churn this?

Wondergirl~
Wondergirl~

CC funding, coded as personal purchase

someguy
someguy

is it enough to get the bonus or I have to set up direct deposit as well? is there a minimum $ amount for cc funding?

Pang
Pang

applied yesterday and instant approval. cc fund still pending. will report back once they post.

kirk
kirk

anyone got their bonus yet? ‘was expecting it yesterday. sigh!

Jim
Jim

No, and it’s now been 66 days since account opening. Fine print says 61 days. Trying to figure out if there was a certain amount that needed to be DD’d.

kirk
kirk

got my $150 bonus yesterday, 10/09.
fwiw, i sent a secure msg last week asking when the bonus would post. got a reply that a ticket has been placed and will post within 30 days.

Dan
Dan

I tried to open in branch and was told it’s a hard pull via Experian and Chex systems sensitive

kirk
kirk

thanks.

hmm i never got any hard pull (instant approval online). i’ll get my free experian report in a week. i’ll update to confirm.

kirk
kirk

update: no hard pull on my EX report.

Jim
Jim

Was approved the same day this article went live. Of course they pull Chex; every bank does. But, no hard pull. Don’t believe everything the reps tell you.

Grant

I got declined, not sure if it was ChecSystem or not.

“We have reviewed your request for a new account and cannot approve it at this time.

We use consumer reporting agencies when evaluating new account requests. While these agencies did not make the final decision to decline your request for a new account, the information they provided us was used to make that decision.

We encourage you to obtain a copy of your consumer report! If you request it within 60 days of this email, it will be free. We also encourage you to dispute the completeness or accuracy of any information contained in the report once you have reviewed it by notifying the consumer reporting agency directly. Please click here for a document, which you can download, to request your report.

If you have any questions, please call our Member Service Call Center at 916-444-6070 (toll-free 888-722-8601). Thank you for considering Sacramento Credit Union for a new account.”

Dan
Dan

I got this message too. I went into a branch and it turns out all they needed was a 2nd form of ID. However, they said it was a hard pull so I didn’t proceed.

Grant

Hard pull = no go.

Dan
Dan

Denied for too many recent applications (7 credit cards in last 24mos). I live in NorCal and went into a branch

Willy
Willy

Denied for credit card or checking account? Seems odd they’d look at your credit card accounts for a checking account

Dan
Dan

You’re right. I went in branch today and confirmed

kirk
kirk

instant approval (eligible county resident). $500 funded/purchased using Alliant CC. ($5 membership, $25 share, $470 checking). quick and painless online banking setup. already added to my work dd portal. will update when the bonus posts.

anthonyjh21
anthonyjh21

When and how did you get your account details? I applied this morning and it went pending but was approved less than two hours later. I emailed and asked how or when I would get my account information so I could set up online access and was told to call in but haven’t had a chance to yet.

kirk
kirk

go to Member Center, select Direct Deposit Form, select Free Checking from the dropdown menu, then click Generate Form. it should give you your Routing and Account numbers. *i’ve already linked it to my chase checking (trial deposits) so I know it works. 🙂

Quango
Quango

I applied but it is pending review from an account specialist.

Jason
Jason

any one can refer me?My email: jcj19853276@gmail.com

Jim
Jim

a referral isn’t required, sport

kirk
kirk

??? does this bonus/account needs a referral? i’m not sure why you’re needing this. care to elaborate.