Posted by William Charles on July 22, 2018
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Published on July 22nd, 2018 | by William Charles

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[Expired] [CA only] Sacramento Credit Union $150 Checking Bonus

Deal has expired, view the best current checking bonuses by clicking here.

Offer at a glance

  • Maximum bonus amount: $150
  • Availability: Any and all persons who live or regularly work in El Dorado, Placer, Sacramento, Solano, Sutter, Yolo and Yuba Counties, California, as well as any and all businesses, corporations, and/or other legal entities in the aforementioned counties
  • Direct deposit required: Yes, no minimum specified
  • Additional requirements: None
  • Hard/soft pull:  Soft, report of hard pull
  • ChexSystems: Unknown
  • Credit card funding: Yes, up to $500
  • Monthly fees: None
  • Early account termination fee: Unknown
  • Household limit: None listed
  • Expiration date: August 24th, 2018

The Offer

Direct link to offer

  • Open a new Sacramento Credit Union free checking account and receive a bonus of $150 when you receive a direct deposit within 60 days of account opening.

The Fine Print

  • Offer valid July 10 to August 24, 2018.
  • Checking account opened must be qualified for based on standard Sacramento Credito Union guidelines.
  • Existing Sacramento Credit Union checking account holders are ineligible for the $150 bonus.
  • Direct deposit (electronic transfer for payroll, pension or government benefits) must post to new checking account by day 60 after account opening.
  • $150 bonus will be deposited into the new Free Checking Account on the first business day after 60 days of the account opening.
  • Bonus is considered interest and will be reported on IRS form 1099-INT.

Avoiding Fees

You need to pay a $5 fee to join.

Monthly Fees

The free checking account required has no monthly fees to worry about

Early Account Termination Fee

I wasn’t able to find a fee schedule so I’m unsure if there is any early account termination fee.

Our Verdict

Not a huge bonus, but better than the previous $100 deal they have had. The small amount of credit card funding and the fact that there is no monthly fees to worry about is nice. I’ll be adding this to our list of the best checking account bonuses.

Big thanks to reader, EW who let us know. Learn how to find bonuses and contribute to the site here.

Useful posts regarding bank bonuses:



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Jason
Jason

any one can refer me?My email: jcj19853276@gmail.com

Jim
Jim

a referral isn’t required, sport

kirk
kirk

??? does this bonus/account needs a referral? i’m not sure why you’re needing this. care to elaborate.

Quango
Quango

I applied but it is pending review from an account specialist.

kirk
kirk

instant approval (eligible county resident). $500 funded/purchased using Alliant CC. ($5 membership, $25 share, $470 checking). quick and painless online banking setup. already added to my work dd portal. will update when the bonus posts.

anthonyjh21
anthonyjh21

When and how did you get your account details? I applied this morning and it went pending but was approved less than two hours later. I emailed and asked how or when I would get my account information so I could set up online access and was told to call in but haven’t had a chance to yet.

kirk
kirk

go to Member Center, select Direct Deposit Form, select Free Checking from the dropdown menu, then click Generate Form. it should give you your Routing and Account numbers. *i’ve already linked it to my chase checking (trial deposits) so I know it works. 🙂

Dan
Dan

Denied for too many recent applications (7 credit cards in last 24mos). I live in NorCal and went into a branch

Willy
Willy

Denied for credit card or checking account? Seems odd they’d look at your credit card accounts for a checking account

Dan
Dan

You’re right. I went in branch today and confirmed

Grant

I got declined, not sure if it was ChecSystem or not.

“We have reviewed your request for a new account and cannot approve it at this time.

We use consumer reporting agencies when evaluating new account requests. While these agencies did not make the final decision to decline your request for a new account, the information they provided us was used to make that decision.

We encourage you to obtain a copy of your consumer report! If you request it within 60 days of this email, it will be free. We also encourage you to dispute the completeness or accuracy of any information contained in the report once you have reviewed it by notifying the consumer reporting agency directly. Please click here for a document, which you can download, to request your report.

If you have any questions, please call our Member Service Call Center at 916-444-6070 (toll-free 888-722-8601). Thank you for considering Sacramento Credit Union for a new account.”

Dan
Dan

I got this message too. I went into a branch and it turns out all they needed was a 2nd form of ID. However, they said it was a hard pull so I didn’t proceed.

Grant

Hard pull = no go.

Dan
Dan

I tried to open in branch and was told it’s a hard pull via Experian and Chex systems sensitive

kirk
kirk

thanks.

hmm i never got any hard pull (instant approval online). i’ll get my free experian report in a week. i’ll update to confirm.

kirk
kirk

update: no hard pull on my EX report.

Jim
Jim

Was approved the same day this article went live. Of course they pull Chex; every bank does. But, no hard pull. Don’t believe everything the reps tell you.

kirk
kirk

anyone got their bonus yet? ‘was expecting it yesterday. sigh!

Jim
Jim

No, and it’s now been 66 days since account opening. Fine print says 61 days. Trying to figure out if there was a certain amount that needed to be DD’d.

kirk
kirk

got my $150 bonus yesterday, 10/09.
fwiw, i sent a secure msg last week asking when the bonus would post. got a reply that a ticket has been placed and will post within 30 days.

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