There are ‘hacked’ links showing the new Chase Sapphire Reserve Business & Chase Sapphire Reserve Personal bonuses. Real links will go live in 24 hours or so, so I’d recommend waiting for those but we do know what the sign up bonuses on these cards will be:
- Personal card: Earn 100,000 bonus points* plus a $500 Chase Travel promo credit after you spend $5,000 on purchases in the first 3 months from account opening. The $500 credit is one time use per terms “The promotional credit is valid for a one-time use only, if you apply the promotional credit to a transaction less than $500, you will forfeit the remaining balance. If a portion of your purchase is cancelled due to an issue with the service provider, you will receive a new promotional credit for the amount cancelled.”
- Business card: Earn 200,000 bonus points after you spend $30,000 on purchases in your first 6 months from account opening
Our Verdict
Give how much Chase hyped up these bonuses I find them to be a bit underwhelming. The spend requirement on the business card is high, especially when it’s not easy to manufacture spend with no 5x office supply category. Personal bonus is good, but a flat 200k points would have been much more exciting.
looks like the SUB predictions we pretty accurate. 100k-200k.
pretty solid pull to get both personal / biz for $35k spend.
Anyone know if you are eligible for the business if you already have a CSP personal?
You should be eligible.
im not aware of any CC rules where personal card prevents business. except for the complex marriott shit.
pay yourself back?
Took a gamble and applied last week with a weak 60K bonus. Just talked to SUP and they will NOT match the bonus….
u mean u applied for old CSR? of course they wont match it. totally different card now. but everything depends on how u value the new CSR. if u think its massive huge value now, then u wouldve never applied for the old CSR. all the details were leaked except for the SUB. so i think u still made a good choice.
Applied for the CSRB – 780 credit score, 3/24, sole prop. Went into review (7-10 days language, no email), not sure if I should call or not.
sounds like rejection. any updates? i would always call. gotta know wtf ASAP. wat were ur other stats? x/6/12? 3/24 is low tho.
its live – i got insta denied, Im 4/24 credit score 850. Had CSR 5/2022 – denial just said letter in 7-10 days
I thought they are doing the pop-up jail thing and not reject directly.
AIUI, PUJ is just for the bonus. It seems like they were outright denied for the card.
Same, had the same situation just happen
How can this be when they are doing pop-up jail?
hmm. did u call recon? wat were ur other stats? x/6/12/24?
Link live in My Chase portal. Rumors are true.
200k points for 30k, after subtracting the ~$800 AF, is 4% return. Add the 1% base spending and you get a 5% return… I could get the same % return from Staples/Office Depot VGCs.
Unless your spending counts for the greater % categories or you plan to get your money’s worth from the coupon book, this seems mediocre.
Do I understand it correctly? If I have CSP and apply for CSR tomorrow, I won’t get approved?
this is correct. u will get stage 1 PUJ.
doctorofcredit.com/chase-will-do-away-with-48-month-signup-eligibility-in-favor-of-proprietary-eligibility-determination-chase-pop-up-jail
Both the Sapphire personal and Sapphire reserve bonus are duds compared to the hype generated. Might best use for signup bonus and close when renewal fee hits in 1 year.
Question: So if i am still within/under the 48 months from my last Sapphire preferred card bonus, can i still apply for this new CSR personal card or not??
You can apply, but may get the pop-up saying no bonus for you. No harm in trying since the app won’t get processed if you abandon at that point. No hard pulls, etc.