Posted by Chuck on March 13, 2017
Checking Accounts

Published on March 13th, 2017 | by Chuck

101

[Expired] Chase Premier Checking $300 Bonus, Available Online

This offer has unfortunately expired, you can view the best current checking bonuses here. Follow us on Twitter to be alerted of new checking bonuses daily.

The Offer

Direct link to offer

  • Receive a bonus of $300 when you use a Chase checking coupon to open a new Chase Premier Plus checking account and set up a direct deposit within 60 days of account opening.

chase-bonus

The Fine Print

  • Offer not available to existing Chase checking customers, those with fiduciary accounts, or those whose accounts have been closed within 90 days or closed with a negative balance.
  • To receive the bonus: 1) Open a new Chase Premier Plus Checking account, which is subject to approval; 2) Deposit $25 or more at account opening; AND 3) Have your direct deposit made to this account within 60 days of account opening. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government.
  • After you have completed all the above requirements, we’ll deposit the bonus in your new account within 10 business days.
  • You can receive only one new checking account related bonus each calendar year and only one bonus per account.
  • Bonus is considered interest and will be reported on IRS Form 1099-INT.

Avoiding Fees

$25 Monthly Fee

This account has a $25 monthly fee, it’s waived if you do either of the following:

  • Keep an average daily balance of $15,000 or more in any combination of qualifying Chase checking, savings and other balances.
  • Have automatic payments to your qualifying linked Chase mortgage from your Chase account. Payments set up through Online Bill Pay do not qualify. Mortgages must be in good standing and be first mortgages with servicing retained by Chase
  • Also fee free for active duty and veterans.

Early Account Termination Fee

You need to keep this account open for six months, otherwise you will forfeit the bonus.

Our Verdict

Most people will be better off waiting for the $300 Total Checking bonus to come back (it’s been public a few times within the past year, and you can also purchase them from eBay). That bonus is easier to manage because the requirements to keep the account fee free are just $1,500 instead of $15,000.

A nice tip is that once you receive the bonus on the Premier Checking you can downgrade to Chase Total checking (can be done via secure message) and get the easier requirements to keep it fee-free. The first couple months of fees are usually waived, in any case, so you very well might end up remaining completely fee-free with this approach.

The advantage of this bonus is that it can be opened online; to some, that’s a huge advantage. That said, a lot of people will rather do the Total Checking offer in branch when it comes up, and then you can also do the $200 Savings offer which usually comes with it (Savings bonus isn’t ever available online, that I’m aware of). Also, if you go into a Chase branch they can check for your pre-approved credit card offers which can then bypass the Chase 5/24 rule.

When you click through the Direct Link above, it’ll auto-populate with a promo code which attaches the $300 bonus offer. It’s likely that you can save this promo code and use it until April 16, even if the application link is no longer working.

We will add this to our list of the best checking bonuses.

Hat tip to Fatwallet

 

Useful posts regarding bank bonuses:



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jackgopack4
jackgopack4

I must have had my previous chase checking account closed due to a negative balance a few years ago; I remember it disappearing from my online profile but not ever getting a notice or information why. Now the last couple times I have tried to apply online it says I am not eligible for an account at this time, even though I currently have four credit cards with them.

I think I’ll try to open this one in branch.

NoonRadar

There’s also a $200 Chase Total checking + $150 savings public offer available: https://noonradar.com/blogs/news/chase-200-checking-150-savings-bonus-no-direct-deposit-required

The main advantage to the $200 offer is the low requirements for the monthly fee. Unless you think that a Premier account ups your chances for Chase preapprovals…I haven’t seen any data points about this whether it does or doesn’t.

William Charles

You can get the Premier account and then downgrade though.

NoonRadar

That’s a very good point!

I’d just add that since the bonus normally posts a bit over two months, you’d just have to make sure there’s no monthly fees posted. Chase usually waives the first couple of monthly fees anyhow and will probably wave the first fee that occurs if asked nicely via direct message as a one time courtesy.

William Charles

Yeah, if people prefer the total checking bonus I think it’s best to just buy a coupon on eBay rather than doing the $200 bonus.

Ian
Ian

It would be easier if you gave us the direct link to the current offer instead;. http://www.chase.com/checking/chase-coupon

James
James

Can this be done online? Or in branch only?

NoonRadar

As far as I can tell it is in-branch only.

chaseaholic
chaseaholic

tried to open online a couple times got to varying points never making it to opening deposit

latest try through declined due to credit report after successfully going through it…thoughts?

considering going in branch

thanks guys

kt
kt

I remember last year they offered $400 for premier checking, and $300 for total checking.

Jake
Jake

Looks like entering an “alternative zip code” will generate the code required for the bonus and allow me to proceed with the application. Would there be any downsides to doing this?

Jake
Jake

Never mind. Chase has already thought this through.

Andy
Andy

How much does the bonus triggering direct deposit need to be? The website doesn’t say..

Jeff G
Jeff G

A good bonus for my wife to apply for since she will NOT go into the branch to do this. A hoop to jump through, but hope that the secure message to downgrade the account will suffice.

Jeff G
Jeff G

Interesting. Just applied online for myself and I was declined due to what was on my Experian credit report. Anyone know what that means?

Wife was approved, no problem.

chaseaholic
chaseaholic

yeah I was declined as well d/t EX.

however on the attempt before (my post is above) I got past EX verify but “account could not be created at this time” then it redirects me to go in branch.

any thoughts Will/Chuck?

also Will any advice for cooldown time of closure / opening of new checking accts with Chase? I’m aware of T&C 90 days etc. but how long do you typically wait.

Jeff G
Jeff G

Any chance that I could get approved for the total checking in branch? I have a coupon to use, but was just too lazy and decided to do the premier checking online.

Jeff G
Jeff G

Well, it worked. Declined for online premier account. Went in branch today and was approved for Total Checking.

Patti
Patti

Jeff G, I was also declined due to “something on my Experian report.” ???
I have excellent credit, well over 800, and never a late payment on ANYTHING including our Chase cards & Chase mortgage. Also paid off 3 car loans through Chase, with the last one being paid off 6 months early. wth.

I guess I’ll have to return to M&T, home of the easy money. 🙁

Leo
Leo

If your a CHASE PC you can also avoid the $25 fee.

Please add

Andy
Andy

So being retired mil with FPO address I wasn’t able to apply for this deal using my FPO zip code. So changed my address in Chase website (I did the AARP Visa deal so they got me in their system with my mil address) to an old stateside address that matches my soon to expire drivers license. Then I completed the checking acct application. Ah, the things we do to get $300 haha. But hey, that’s actually quite a lot. I wonder how it’s going to go once I call them and make sure they know I am retired mil and not charge me any monthly fees but by then I hope to have already received the $300 and xferred it out good and gone. Will update how it goes so any other expat vets can follow my lead

AndyK
AndyK

Okay so here is the one month later update… this went better than expected. As I mentioned I am overseas retired mil with no more roots in the states, just an overseas mil FPO address. Changed my Chase address to my old old Florida (where no one I know lives anymore), applied, approved, transfered $10 in from Fidelity brokerage to cover the DD requirement and bam a week later the $300 hit. Then I transferred all that I had in there ($335) back to Navy Fed leaving me with 0 balance. Went back into Chase website changed my address back to my FPO and PM’d Chase saying hey, please ensure that I am encoded as military… you already have a copy of my retired ID card when you asked for it last year before you approved me for the AARP $200 bonus offer from last year. So finally, just today I was able to call Chase and confirm that I am coded as mil so I guess all that’s left to do is close this account out in 6mo. I have to say that this went a million times better than the WF deal from Feb even though I had more hoops to go through, but each hoop went easy unlike WF. Hope this process helps any other ex-mil folks out 🙂

Patti
Patti

Thank you for your service for our country! 🙂

Pablo
Pablo

Does anyone know how many months exactly that Chase will waive the monthly service fee once the account is open? Is it 2 months or 3 months?

Thanks for your help and thanks for posting this offer Chuck! (Wanted to open a Chase account but the closest branch near me is almost 2 hours away, still in my state though)

DJ
DJ

Trying to get the $300 checking+$200 savings deal, but after chatting in the bank, it doesn’t seem like the $200 is available without an existing code. I have the $300 checking code, and can get the $150 savings code mentioned in the comments above, but not the $200…

Can you shed some light on how to obtain the code for me (Keywords to direct the agent where to find the info? Open the account then request a code? Call Chase directly and try to finagle a code out of them? Something on the internets somewhere)?

Alex
Alex

DP: I opened a chase total checking for the $300 bonus on 2/3. I had my IRS tax refund direct deposited to my account and post on 2/10. My state tax refund posted on 2/22. The tax refunds DID NOT trigger the direct deposit requirement to receive the $300 Bonus. I tried a Wells Fargo transfer of 200$ that posted on 3/6 and the bonus showed up on 3/14.

Pablo
Pablo

Wait, a tax refund does not trigger the direct deposit requirement for Chase? Hmm, well that’s interesting… will have to make change of plans then.. Thanks for the heads up

DirtyLilRat
DirtyLilRat

You have no way of knowing that it was the Wells transfer that triggered it instead of the tax refund.

Alex
Alex

From the DP’s I’ve read that once the requirement is key the bonus posts within ten days so yes I do know it was the Wells Fargo transfer

Master Allan
Master Allan

2nd DP that confirms what Alex stated.
IRS Tax refund > $500 posted on 3/17/17 has not triggered bonus after 10 business days (today- 3/31/17). At first I thought the banker didn’t actually enter the promo code but that now seems unlikely based on other posted experiences.
Working on alternatives now…

MilesCollector
MilesCollector

I am interested in apply online but how do I do the initial $25 deposit online? If I use CC it is going to code as cash advance, so how to initially fund the a/c with $25 online? Any ideas.

Pablo
Pablo

Can just do a regular bank transfer unless you want to avoid doing that?

Jake
Jake

Too bad I was just there for the Chase Sapphire Reserve. Guess I’ll have to go back, though Baltimore to Trenton is a brutal drive.

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