Below we’ve listed the best checking & saving account bonuses in order from best to worst for September, 2025. We’ve also included a little bit of information on each bonus, make sure you click through and read our detailed posts on each offer before signing up – that way you won’t be caught unawares of hidden fees.
Note: This page is updated monthly and keeps the same URL, so feel free to bookmark it or link to it knowing that it’ll be kept up to date. Because of this the comment section might contain discussion about deals that are no longer current, please keep that in mind. You can view the most recent changes by clicking here.
Contents
- 1 Best Checking Account Bonuses
- 1.1 Chase $300 ($900 With Savings)
- 1.2 Bank of America $100-$500
- 1.3 U.S. Bank $450+
- 1.4 First Tech Federal Credit Union $300
- 1.5 Chime $425 Portal Bonus
- 1.6 Wells Fargo $400 Checking Bonus
- 1.7 BMO Harris $400 Checking Bonus
- 1.8 SoFi Checking & Savings $375 Signup Bonus
- 1.9 Capital One $300
- 1.10 PSECU $300 Checking Bonus
- 1.11 St. Mary’s Bank $300 Checking Bonus
- 1.12 PNC $200/$400 Checking Bonus
- 1.13 Citi $325
- 1.14 Upgrade Rewards Checking $200 Referral Bonus
- 1.15 CIT Bank $100, Direct Deposit Not Required
- 1.16 Affinity Federal Credit Union $100 Referral Bonus
- 1.17 Charles Schwab Up To $500 Bonus
- 1.18 Unify Financial Credit Union $150
- 1.19 Skyla Credit Union $100
- 1.20 Lake Michigan Credit Union $100 Referral
- 1.21 Fidelity Youth Account $50
- 2 Best Saving Account Bonuses
- 2.1 Capital One Up To $1,500 Bonus
- 2.2 Discover Savings Account $150/$400
- 2.3 Citi Up To $2,000 Bonus – No Direct Deposit Required
- 2.4 Laurel Road $200
- 2.5 Live Oak Bank $200
- 2.6 Raisin/Savebetter + Topcashback: Up To $1,150 Savings
- 2.7 Buckeye State Bank 14% APY On Balances Up To $15,000 – OH
- 2.8 Waterstone Bank $100 Savings – WI only
- 3 Best Business Bank Bonuses
- 3.1 Chase $500 Business Checking Bonus
- 3.2 Capital One $500-$1,000 Business Checking Bonus
- 3.3 BMO Harris $400-$1,000
- 3.4 Wells Fargo $400/$825
- 3.5 American Express Business Checking 30,000 Points
- 3.6 Bank Novo – $300 – Business Checking
- 3.7 Citibank Up To $2,000 Business Checking Bonus – In Branch Only
- 3.8 U.S. Bank $400/$900 Business Checking Bonus
- 3.9 Pillur Business Checking $500
- 3.10 BlueVine Business Checking $300
- 3.11 Grasshopper $200 Business Referral Bonus
- 3.12 Keybank $500 AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA, In Branch
- 3.13 First Horizon Bank $800 LA, NY, SC, TX, TN, AR, MS, AL, GA, KY, FL, NC & VA
- 3.14 BayFirst $500 – FL
- 3.15 Provident Credit Union – $475 – CA, In Branch
- 3.16 FNBO Bank – $250 IL, NE, KS, TX, CO, In Branch
- 3.17 Bank of America $200 Business Checking
- 3.18 Axos Bank $100/$200 Business Checking
- 3.19 Found $125 Business Bonus
- 3.20 Old National Bank – IL, IN, KY, MI, MN & WI, In Branch
- 3.21 Fulton Bank $500 – DE, DC, MD, NJ, PA, & VA
- 3.22 TD Bank $500 – CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, & VA
- 3.23 M&T Bank $300-$1,500 Business Checking Bonus – MA, CT, DE, D.C., MD, NJ, NY, PA, VA, WV
- 3.24 Huntington Bank $200/$500/$1,000 – OH, MI, IN, PA, KY, WV, CO & IL
- 3.25 Flagstar Bank $1,000 – AZ, CA, FL, IN, MI, NJ, NY, OH, WI, In Branch
- 3.26 HarborOne Bank $1,000 Checking & Savings Bonus – MA, NH, and RI
- 3.27 PNC $200/$500 Business Checking AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV
- 3.28 Associated Bank $750 – IA, IL, IN, KS, MI, MN, MO, OH and WI
- 3.29 S&T Bank $900 – PA & OH
- 3.30 Firstrust Bank $450 – DE, MD, NJ, PA
- 3.31 Truist $400 – AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC
- 3.32 Farm Bureau Bank $250 – NV
- 3.33 Fulton Bank – $225 Business Checking DE, DC, MD, NJ, PA, & VA
- 3.34 1st United Credit Union – $200 Business Checking Bonus – CA only
- 4 Best State Specific Bonuses
- 4.1 Abington Bank $300 Checking Bonus, Direct Deposit Not Required MA, CT, RI, NH
- 4.2 TBK Bank $700 – CO, IA, IL, KS & TX
- 4.3 Stanford Federal Credit Union $620 – CA
- 4.4 Union Bank & Trust – $500 – NE & KS Only
- 4.5 Truist $400 AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC
- 4.6 Clearview Credit Union $400 – PA
- 4.7 CODE Credit Union $400 – OH
- 4.8 Waterstone Bank $250 Checking – WI only
- 4.9 Associated Bank – $600 Bonus – IA, IL, IN, KS, MI, MN, MO, OH and WI
- 4.10 Fulton Bank $300 – DE, DC, MD, NJ, PA, & VA – Direct Deposit Not Required
- 4.11 Old National Bank $300/$650 Bonus – IA, IL, IN, KY, MN, WI, TN & MI
- 4.12 C&N Bank $400 – PA, NJ & NY
- 4.13 First Bank Financial Centre (FBFC) $150 Bonus – Direct Deposit Not Required – WI Only
- 4.14 SECU $350 – DC, DE, PA, VA, WV, MD
- 4.15 MidFirst Bank $300/$350 – AZ, OK
- 4.16 AllTru Credit Union $300 Checking Bonus – MO
- 4.17 Unity Bank $300-$400 – NJ, PA
- 4.18 Trustco Bank $250 + Ring Doorbell Checking Bonus – FL, MA, NJ, NY, VT
- 4.19 Fidelity Bank $500 Checking – Northeastern PA only
- 4.20 Clearview Credit Union $412 – PA Only – Direct Deposit Not Required
- 4.21 bankESB (Easthampton Savings Bank) $325 – Direct Deposit Not Required – MA, CT, RI & NH
- 4.22 UFirst Credit Union – $400 UT
- 4.23 Citizens Bank $400 Checking Bonuses – CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, VT
- 4.24 Banner Bank $100-$500 OR, WA, CA & ID
- 4.25 Santander $400 Checking Bonus – NH, MA, RI, CT, DE, NY, NJ & PA
- 4.26 Arizona Central Credit Union – $500 Bonus – AZ
- 4.27 Flagstar Bank $300-$500 – AZ, CA, FL, IN, MI, NJ, NY, OH, WI
- 4.28 Sunflower Bank $200 – AZ, MO, NM, KS & CO and TX, In Branch only – Direct Deposit Not Required
- 4.29 South State Bank $200 checking Bonus – GA, NC, SC, VA – Direct Deposit Not Required
- 4.30 Numerica Credit Union $300 – WA, ID – Direct Deposit Not Required
- 4.31 BMI Federal Credit Union $200 – OH – Direct Deposit Not Required
- 4.32 Flushing Bank $350 Bonus – NY & NJ
- 4.33 Frontwave Credit Union $350 – CA
- 4.34 OceanFirst Bank $500 Bonus – NJ, NY & PA
- 4.35 OneAZ $300 Checking Bonus – AZ Only
- 4.36 KeyPoint Credit Union $300 Checking – CA Only
- 4.37 Sun Canyon Bank – $300 – AZ
- 4.38 Credit Human $300 Bonus – TX, LA only
- 4.39 Stanford Federal Credit Union $250/$500 – CA
- 4.40 Camden National Bank $300 – ME, NH
- 4.41 Air Academy Credit Union $225 – CO
- 4.42 First Commonwealth Federal Credit Union $300 Checking Bonus – PA, NJ – Direct Deposit Not Required
- 4.43 Bar Harbor Bank & Trust $200 Checking Bonus – ME, VT & NH
- 4.44 Pinnacle Financial Partners $200 Mastercard Checking Bonus – TN
- 4.45 Old Second Bank $300 Bonus – IL only
- 4.46 Oostburg State Bank $300 – WI
- 4.47 Vantage Credit Union $250, Direct Deposit Not Required – MO & IL
- 4.48 Safe 1 Credit Union $200 – CA, Direct Deposit Not Required
- 4.49 WECU $250 Checking Bonus – WA
- 4.50 Honor Credit Union $250 Checking Bonus – MI
- 4.51 Freedom Credit Union $200 Referral Bonus – PA
- 4.52 Vantage West Credit Union $100 – $400 – AZ
- 4.53 CIBC US $200 IL, MI, MO, FL, CA & WI
- 4.54 KeyBank $300/$500 Bonus – AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA
- 4.55 BOK Financial $300 College Bonus OK, AR, AZ, CO, KS, NM, TX & MO – Direct Deposit Not Required
- 4.56 Eastern Bank $750 Checking/Savings – MA, NH, ME, RI
- 4.57 Seacoast Bank $400 Bonus – FL only
- 4.58 Power Financial Credit Union $199 – FL – Direct Deposit Not Required
- 4.59 Communication Federal Credit Union $300 Bonus – OK & KS
- 4.60 Firstmark Credit Union $300 Checking Bonus – TX
- 4.61 CommunityAmerica – $300 – KS & MO
- 4.62 Tower Federal Credit Union $300 Bonus – MD, DC, DE, PA, VA, WV
- 4.63 Fidelity Bank Up To $300 Checking Bonus + $100 Savings – MA, NH
- 4.64 Star Financial Bank – $300 – IN, In Branch
- 4.65 Hancock Whitney $300 Checking Bonus – LA, MS, FL, AL, TX
- 4.66 S&T Bank $300/$400 – PA & OH
- 4.67 Sharepoint Credit Union $150 Checking Bonus – MN only
- 4.68 Tower Federal Credit Union $100 – MD – No Requirements
- 4.69 Westfield Bank $100 Bonus – OH Only – Direct Deposit Not Required
- 4.70 Orange County’s Credit Union $100 Checking Bonus – No Direct Deposit Required – CA Only
- 4.71 Horizon Credit Union $200 Checking Bonus – WA, ID, MT, OR – Direct Deposit Not Required
- 4.72 Alpena Alcona Area Credit Union $125 (Youth), $275 (Adult) – MI – Direct Deposit Not Required
- 4.73 Summit Federal Credit Union – $150 NY – Direct Deposit Not Required
- 4.74 InTouch Credit Union $100 Referral – Direct Deposit Not Required – MI, NV, TX, VA
- 4.75 FirstBank – $300 – CA, AZ & CO
- 4.76 Teachers Federal Credit Union – $300 – NY, FL
- 4.77 Royal Credit Union $250 Checking Bonus – MN, WI
- 4.78 California Credit Union – $250 – CA
- 4.79 American Bank & Trust $250 – SD & MN, In Branch
- 4.80 Savings Bank of Danbury $100-$300 – CT
- 4.81 Community First Credit Union $200 Bonus – FL only
- 4.82 Independent Bank – $200 Bonus – MI
- 4.83 Arapahoe Credit Union $200 Referral Bonus – CO
- 4.84 Provident Credit Union $300 Checking Bonus – CA
- 4.85 Vantage Credit Union $250 – MO, IL – Direct Deposit Not Required
- 4.86 Sacramento Credit Union $200 – CA
- 4.87 Credit Union One $200 Bonus – MI only
- 4.88 Georgia’s Own Credit Union – $200 – GA
- 4.89 Jovia Financial Credit Union $150 Checking Bonus – NY Only
- 4.90 Lafayette Federal Credit Union $150 – MD, D.C., VA
- 4.91 Desert Financial Credit Union $100 Referral Bonus For Both Parties – AZ only
- 4.92 Collins Community Credit Union $100 Bonus – IA only
- 4.93 America First Credit Union $100 – No Requirements – UT, NV, AZ, ID, OR, NM
- 4.94 Power Financial Credit Union $100 – No Direct Deposit Required – FL only
- 4.95 Andrews Federal Credit Union $150 – Washington D.C only
- 4.96 Mainstreet Credit Union – $300 – KS & MO
- 4.97 Portland Federal Credit Union (PFCU) – MI – $100 Referral
- 4.98 Verity Credit Union $100 Referral Bonus – WA
- 4.99 Greater Nevada Credit Union $100 – NV
- 4.100 Heritage Credit Union $100 – WI & IL – In Branch
- 4.101 California Coast Credit Union $100 Bonus – CA only
- 4.102 USE Credit Union $100 Bonus – CA only
- 4.103 Heritage Credit Union – WI & IL only – $100 Bonus
- 4.104 Reliant Community Credit Union $150 Bonus + $25 Referral Bonus – NY only
- 4.105 Mountain America Credit Union – $150 – UT, ID, NV, NM, MT, AZ
- 4.106 Prestige Community Credit Union – TX – $200
- 4.107 iTHINK Financial $125 – FL & GA
- 4.108 Lafayette Federal Credit Union $100 – MD, D.C. & VA
- 4.109 Financial Partners Credit Union – CA – $100 Referral Bonus
- 4.110 Western State Bank – $100 – AZ, ND, MN – In Branch Only
- 4.111 The Bank of Princeton $100 Checking Bonus – NJ & PA, In Branch
- 4.112 City National Bank – $100 Checking – VA, WV, OH – In Branch
- 4.113 Neighborhood Credit Union $300 Checking Bonus – TX
- 5 Highly Region Specific/Branch Specific
- 5.1 Redstone Federal Credit Union $500 – AL, TN
- 5.2 TTCU Federal Credit Union $500 – OK Select Branches
- 5.3 Tech CU $500 – Ada County or Canyon County, ID
- 5.4 Picatinny Credit Union $285 NJ – Morris County, New Jersey. Morris Essex Union Somerset
- 5.5 Apple Bank $300 – NY, Rego Park branch
- 5.6 Valley Strong Credit Union $250 – Direct Deposit Not Required – CA, Select Counties
- 5.7 MyUSA Credit Union $200 Checking Bonus – OH – No Requirements
- 5.8 Southland Credit Union $200 Checking Bonus – CA Long Beach
- 5.9 City National Bank VA, WV, OH, In Branch only – $200 Bonus
- 5.10 Expedition Credit Union $200 – MN
- 5.11 San Mateo Credit Union $100 Bonus – Direct Deposit Not Required – CA Only
- 5.12 Green State Credit Union $100 Checking Bonus – IA & IL, Direct Deposit Not Required
- 5.13 Purdue Federal Credit Union $400 IN, Lake & Porter County
- 6 Recent Changes
Best Checking Account Bonuses
Chase $300 ($900 With Savings)
Can also be combined with a $200 savings bonus and if you do both you get an additional $400.
- Read our full post
- Soft pull
- No credit card funding
- Direct deposit required, no minimum
Bank of America $100-$500
You have 90 days to meet the direct deposit requirements.
- Read our full post
- Soft pull
- Direct deposits totaling $2,000-$10,000 within 90 days required
- No credit card funding, but can fund $250 with a debit card
U.S. Bank $450+
Anti churn language is now 12 months instead of 24 months.
- Read our full post
- Soft pull
- Can fund up to $250 with a credit card
- Direct deposit of $2,000-$8,000 required
First Tech Federal Credit Union $300
Has been a $350 bonus in the past, but that required spend as well.
Chime $425 Portal Bonus
Various portals like Swagbucks, MyPoints, and Inbox Dollars offer a bonus of $390-$426 bonuses when you open a Chime account after clicking through their portal and then receiving $200+ direct deposit.
- Read our full post
- Soft pull
- No credit card funding
- $200 direct deposit required
Wells Fargo $400 Checking Bonus
Can be opened online. Requires $1,000 direct deposit.
BMO Harris $400 Checking Bonus
Nice that this bonus is now available nationwide.
- Read our full post
- Soft pull
- Cannot fund with a credit card
- Direct deposits totaling $4,000 – $7,500
SoFi Checking & Savings $375 Signup Bonus
$300 is from SoFi and the other $375 is from Rakuten. The Rakuten/Swagbucks/Topcashback rates move around a lot, but can often get $200-$375, that’s on top of the $300 from SoFi.
- Read our full post
- Soft pull
- No credit card funding
- Direct deposit of $3,000+ required
Capital One $300
Has been higher bonuses in the past but not sure it’s worth waiting.
- Read our full post
- Soft pull
- No credit card funding
- Requires two direct deposits of $500+
PSECU $300 Checking Bonus
This is technically PA only, but anybody can join Pennsylvania Recreation and Park Society (PRPS) for $20 and you get $10 of that back.
- Read our full post
- Hard pull
- Can fund up to $100 with a Visa or Mastercard
- Direct deposit of $250+ required
St. Mary’s Bank $300 Checking Bonus
There is also a $200 savings bonus.
PNC $200/$400 Checking Bonus
The offer available depends on where you live.
- Read our full post
- Soft pull
- Can fund with a credit card but codes as a cash advance
- Direct deposit of $2,000 – $5,000 required
Citi $325
Nice part of this bonus is that it doesn’t require a huge deposit like the other Citi checking bonus.
Upgrade Rewards Checking $200 Referral Bonus
Bonus is even better if you can refer a few people, just keep in mind that people that open accounts rarely get the $200 account straight away.
CIT Bank $100, Direct Deposit Not Required
Just requires depositing $2,500.
- Read our full post
- Soft pull
- No credit card funding
- Direct deposit not required
Affinity Federal Credit Union $100 Referral Bonus
Affinity have offered a $150 bonus in this past, this is better if you’re referred by a friend or family member and they are happy to give some of their bonus.
- Read our full post
- Soft pull
- Can fund up to $1,000 with a credit card
- Direct deposit of $100+ required
Charles Schwab Up To $500 Bonus
This is now a soft pull making it much more interesting. People like this account because the account is quite useful (e.g ATM fees reimbursed, no fees for foreign transaction withdrawals) and you can also get this account and a brokerage account at the same time for one hard pull. The brokerage account then gives you access to the Charles Schwab credit cards. Obviously not for everybody, but a pretty good combination.
- Read our post
- Soft pull to open
- No requirements for bonus
- Unknown credit card funding
Unify Financial Credit Union $150
Sometimes this is only available in specific areas/states but currently seems to be nationwide.
- Read our full post
- Soft pull
- Can fund up to $2,000 with a credit card
- Direct deposit of $500+ required
Skyla Credit Union $100
Doesn’t have any monthly fee to worry about.
- Read our full post
- Soft pull
- Can fund up to $2,000 with a credit card
- Direct deposit of $500+ required
Lake Michigan Credit Union $100 Referral
Out of state you do need to an appointment to open.
- Read our full post
- Hard pull
- Can fund up to $50 with a credit card
- Two direct deposits of $500+ required
Fidelity Youth Account $50
Must be aged 13 – 17 to be eligible.
- Read our full post
- Soft pull
- No credit card funding
- Direct deposit not required
Best Saving Account Bonuses
Capital One Up To $1,500 Bonus
The higher $1,500 tier does require $100,000 deposit. The account earns a decent interest rate and so this is well worth considering if you have the cash.
- Read our full post
- Soft pull as long as you opt out of overdraft protection
- No credit card funding
- Direct deposit not required
Discover Savings Account $150/$400
$500 bonus no longer available but $400 tier is slightly easier than before.
Citi Up To $2,000 Bonus – No Direct Deposit Required
This is really more of a savings bonus as it requires a large deposit. Works out to be 8.6% APY for the best bonus.
- Read our full post
- Soft pull
- No credit card funding
- Direct deposit not required
Laurel Road $200
Nice thing about this bonus is that the deposited funds only need to be there on day 90 after account opening.
- Read our full post
- Soft pull
- No credit card funding
Live Oak Bank $200
Works out to be 10% annualized with the 4% the account already earns.
- Read our full post
- Soft pull
- No credit card funding
- Deposit of $20,000 required for 60 days
Raisin/Savebetter + Topcashback: Up To $1,150 Savings
Topcashback seems to vary, but $150 is the highest you can expect.
Buckeye State Bank 14% APY On Balances Up To $15,000 – OH
Basically a $525 bonus if you max out the account.
Waterstone Bank $100 Savings – WI only
Can also be combined with the $250 checking bonus.
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- Deposit of $10,000+ required
Best Business Bank Bonuses
There are a lot less business bank bonuses than personal bonuses, you can view all of them here.
Chase $500 Business Checking Bonus
Can be done by anyone online. Pretty easy offer to complete with a $10,000 deposit and 5 transactions.
- Read our full post
- Soft pull
- $500 credit card funding, but it codes as cash advance
- Deposit of $10,000+ and 25 transactions required
Capital One $500-$1,000 Business Checking Bonus
Requires a $5,000 or $30,000 balance for 90 days.
- Read our full post
- Soft pull
- No credit card funding
- No direct deposit required
BMO Harris $400-$1,000
Quite a high deposit requirement but still worth doing.
- Read our full post
- Soft pull
- Cannot fund with a credit card
- Requires a direct deposit of $4,000 – $7,500
Wells Fargo $400/$825
Requires a balance of $2,500/$25,000 but thankfully only for 30 days.
American Express Business Checking 30,000 Points
Requires $5,000 in deposits for 60 days and also 10 transactions. Fairly simple bonus to do a nice bonus (though it was once higher at 60k).
Bank Novo – $300 – Business Checking
Requires a $5,000 deposit for 90 days
Citibank Up To $2,000 Business Checking Bonus – In Branch Only
No direct link, being offered in branch
Only available in branch and not all branches have this offer. This is more of a savings bonus as the $2,000 bonus requires a deposit of $200,000+ for example.
- Read our full post
- Soft pull
- No credit card funding
- Direct deposit not required
U.S. Bank $400/$900 Business Checking Bonus
Previously terms excluded you if you had an account in the last 24 months, now it’s in the last 12 months. $400 bonus is very attractive.
Pillur Business Checking $500
Might be ChexSystems sensitive
- Read our full post
- Soft pull
- No credit card funding
- Requires a $10,000 deposit for 90 days
BlueVine Business Checking $300
Bit annoying that the easiest way to get the bonus is by spending $2,000+ every month for three months.
- Read our full post
- Soft pull
- No credit card funding
Grasshopper $200 Business Referral Bonus
Has been as high as $300 in the past, but the requirements are easier to meet now.
Keybank $500 AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA, In Branch
Direct link to offer
First time we have seen a business bonus from Keybank.
- Read our full post
- Soft pull
- Can fund up to $50 with a credit card online, not sure if possible in branch
First Horizon Bank $800 LA, NY, SC, TX, TN, AR, MS, AL, GA, KY, FL, NC & VA
Requires a $25,000 deposit for 90 days.
BayFirst $500 – FL
Requires a $10,000 deposit for two statement cycles.
- Read our full post
- Soft pull
- Can fund up to $1,500 with a credit card
- No direct deposit required
Provident Credit Union – $475 – CA, In Branch
Unfortunately has to be opened in branch.
FNBO Bank – $250 IL, NE, KS, TX, CO, In Branch
Just requires $1,000 in deposits or 10 debit card transactions.
Bank of America $200 Business Checking
There is a $500 targeted bonus. But it’s not often we see public bonuses.
- Read our full post
- Soft pull
- Can fund up to $250 with a debit card
- No direct deposit required
Axos Bank $100/$200 Business Checking
Just need an average balance of $2,500+ for the first two months. Bonus is $200 if business must be incorporated after 6/01/2020
- Read our full post
- Soft pull
- No credit card funding
- No direct deposit required
Found $125 Business Bonus
Requires a $5,000 bonus
Old National Bank – IL, IN, KY, MI, MN & WI, In Branch
Easier promotions than they have offered in the past.
- Read our full post
- Soft pull
- No direct deposit required
- Can fund up to $500 with a credit card
Fulton Bank $500 – DE, DC, MD, NJ, PA, & VA
Requires a $5,000 deposit for 60 days.
- Read our full post
- Soft pull
- Can fund up to $500 with a credit card
- Direct deposit not required
TD Bank $500 – CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, & VA
Requires a $2,500 deposit for 90 days and 25 qualifying transactions per month for three months.
- Read our full post
- Soft pull
- No direct deposit required
- Can fund up to $1,000 with a credit card
M&T Bank $300-$1,500 Business Checking Bonus – MA, CT, DE, D.C., MD, NJ, NY, PA, VA, WV
$1,500 bonus requires $100,000 in deposits unfortunately.
- Read our full post
- Soft pull
- No credit card funding
- No direct deposit required
Huntington Bank $200/$500/$1,000 – OH, MI, IN, PA, KY, WV, CO & IL
The $400 bonus has been increased to $500. $750 bonus has been increased to $1,000.
- Read our full post
- Soft pull
- No credit card funding
- No direct deposit required
Flagstar Bank $1,000 – AZ, CA, FL, IN, MI, NJ, NY, OH, WI, In Branch
Requires a $25,000 deposit for 90 days.
HarborOne Bank $1,000 Checking & Savings Bonus – MA, NH, and RI
Requires a balance of $10,000+ through 12/31/25.
PNC $200/$500 Business Checking AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV
Not nationwide like the personal bonus unfortunately. They have offered a $300 bonus in the past, but that hasn’t been available for some time. It’s also now easier to keep the account fee free and because of that we’ve added it back to this list. In some states this is now $500.
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- Direct deposit not required
Associated Bank $750 – IA, IL, IN, KS, MI, MN, MO, OH and WI
Requires $20,000 for the full bonus, but smaller bonuses available as well.
S&T Bank $900 – PA & OH
$300 of the bonus is very easy, the rest needs a $25,000 deposit.
- Read our full post
- Soft pull
- Can fund up to $100 with a credit card
- No direct deposit is required
Firstrust Bank $450 – DE, MD, NJ, PA
Just requires $500 in debit card purchases.
- Read our full post
- Soft pull
- Can fund up to $1,000 with a credit card
- No direct deposit required
Truist $400 – AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC
Has been at a lower $300 level for some time.
- Read our full post
- Soft pull
- No credit card funding
- No direct deposit required
Farm Bureau Bank $250 – NV
There is also a $150 personal checking bonus but not clear if both of these bonuses can be done.
- Read our full post
- Soft pull
- No credit card funding
- Direct deposit not required
Fulton Bank – $225 Business Checking DE, DC, MD, NJ, PA, & VA
Has been as high as $300 in the past.
- Read our full post
- Soft pull
- No direct deposit required
- Can fund up to $500 with a credit card
1st United Credit Union – $200 Business Checking Bonus – CA only
Normally in branch only but can also be opened online.
- Read our full post
- Soft pull
- Can fund up to $2,000 with a credit card
- Direct deposit not required
Best State Specific Bonuses
In the past we haven’t listed state specific bonuses on this page, I thought it was worth listing ones that are definitely worth doing, so here they are.
Abington Bank $300 Checking Bonus, Direct Deposit Not Required MA, CT, RI, NH
We don’t know much about this bank, but this bonus seems easy to trigger and is much higher than normal.
- Read our full post
- Unknown if soft pull
- Up to $1,000
- Direct deposit is optional
TBK Bank $700 – CO, IA, IL, KS & TX
Can get another $100 via referral possibly and another $75 via bank at work.
Stanford Federal Credit Union $620 – CA
Highest this has ever been and no longer requires opening in branch.
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- Direct deposit of $500+ required
Union Bank & Trust – $500 – NE & KS Only
Was briefly offered in more states but that was closed and now only available in NE & KS.
- Read our full post
- Soft pull
- No credit card funding
- Requires a direct deposit of $2,500+
Truist $400 AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC
Have seen a slightly higher bonus at launch but I doubt we will see that again and has been lower at $300 for some time.
- Read our full post
- Soft pull
- Can fund up to $500 with a credit card
- Two direct deposits totaling $1,000+ are required
Clearview Credit Union $400 – PA
There is also a $100 savings bonus that can be done.
- Read our full post
- Soft pull
- Can fund up to $500 with a credit card
- Direct deposit of $500+ required
CODE Credit Union $400 – OH
Nice big bonus
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- Direct deposit required, no minimum
Waterstone Bank $250 Checking – WI only
No monthly fee. There is also a $100 money market bonus.
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- Direct deposit of $300+ required
Associated Bank – $600 Bonus – IA, IL, IN, KS, MI, MN, MO, OH and WI
Huge bonus, does require a large balance of $10,000+ for a short period of time for the full $400 bonus but well worth doing if you have the spare funds. Available in a lot more states now.
Fulton Bank $300 – DE, DC, MD, NJ, PA, & VA – Direct Deposit Not Required
Nice bonus that only requires 15 debit card transactions to trigger. Bonus has been increased to $300 from $200.
- Read our full post
- Soft pull
- Can fund up to $500 with a credit card
- Direct deposit not required
Old National Bank $300/$650 Bonus – IA, IL, IN, KY, MN, WI, TN & MI
Bit annoying to keep the $450 bonus fee free but can always just do the $250 bonus.
C&N Bank $400 – PA, NJ & NY
Unfortunately seems to be ChexSystems sensitive.
First Bank Financial Centre (FBFC) $150 Bonus – Direct Deposit Not Required – WI Only
No monthly fees or direct deposit required. $150 donation is also made to a local school program.
- Read our full post
- Soft pull
- No credit card funding available
- No direct deposit required
SECU $350 – DC, DE, PA, VA, WV, MD
$350 is an all time high for this bonus.
MidFirst Bank $300/$350 – AZ, OK
$300 is the highest we have seen from MidFirst.
AllTru Credit Union $300 Checking Bonus – MO
Just requires two $500+ direct deposits.
- Read our full post
- Soft pull
- Can fund with up to $500 with a credit card
- Direct deposit of $500+ required
Unity Bank $300-$400 – NJ, PA
$300 bonus is easier to keep fee free.
Trustco Bank $250 + Ring Doorbell Checking Bonus – FL, MA, NJ, NY, VT
There is also a $100 savings & $100 CD bonus and this can be done for both personal and business accounts.
Fidelity Bank $500 Checking – Northeastern PA only
This is normally $400.
- Read our full post
- Deposit of $10,000 required for 30 days
- Soft pull
- Can fund up to $500 with a credit card
Clearview Credit Union $412 – PA Only – Direct Deposit Not Required
Much better than a previous deal that required a direct deposit and was smaller.
bankESB (Easthampton Savings Bank) $325 – Direct Deposit Not Required – MA, CT, RI & NH
No monthly fees or direct deposit required.
- Read our full post
- Soft pull
- Can fund up to $1,000 with a credit card
- Direct deposit not required
UFirst Credit Union – $400 UT
Bonus has recently increased to $400.
Citizens Bank $400 Checking Bonuses – CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, VT
This is the highest bonus they have offered, it’s hard to keep the account fee free but that shouldn’t really be an issue as you can just pay the monthly fee and still end up ahead.
- Read our full post
- Soft pull
- Can fund up to $1,000 with a credit card
- Direct deposit of $1,000+ required
Banner Bank $100-$500 OR, WA, CA & ID
Requires a $25,000 deposit for the full bonus for 90 days.
Santander $400 Checking Bonus – NH, MA, RI, CT, DE, NY, NJ & PA
More difficult to keep fee free than the recent $300 bonus, but obviously an extra $100.
- Read our full post
- Soft pull
- Can fund up to $500 with a credit card
- One or more direct deposits totaling $5,000 required
Arizona Central Credit Union – $500 Bonus – AZ
Huge bonus but it’s a hard pull unfortunately.
- Read our full post
- Hard pull
- Unsure if credit card funding is possible
- Direct deposit of $1,000+ required
Flagstar Bank $300-$500 – AZ, CA, FL, IN, MI, NJ, NY, OH, WI
Recently increased to $300/$500 from $250/$350.
Sunflower Bank $200 – AZ, MO, NM, KS & CO and TX, In Branch only – Direct Deposit Not Required
This offer specifically states that ACH credits work to trigger the bonus, there is also no monthly fees to worry about.
South State Bank $200 checking Bonus – GA, NC, SC, VA – Direct Deposit Not Required
Doesn’t require a direct deposit either.
Numerica Credit Union $300 – WA, ID – Direct Deposit Not Required
Was $200, now increased to $300.
- Read our full post
- Unknown if hard or soft pull
- Can fund up to $500 with a credit card
- Direct deposit not required
BMI Federal Credit Union $200 – OH – Direct Deposit Not Required
Main downside is there are mixed reports of this being a hard or soft pull.
- Read our full post
- Mixed datapoints of hard/soft pull
- Can fund up to $250 with a credit card
- Direct deposit not required
Flushing Bank $350 Bonus – NY & NJ
No monthly fees to worry about, does require a direct deposit though.
Frontwave Credit Union $350 – CA
Looks like a regular ACH transfer will count for the direct deposit.
OceanFirst Bank $500 Bonus – NJ, NY & PA
We have seen a bonus of up to $300 from Ocean First, but that required a direct deposit. This might be a better option for those that can’t easily change their payroll/direct deposit.
- Read our full post
- Soft pull
- Can fund up to $100 with a credit card
- Direct deposit of $500+ required
OneAZ $300 Checking Bonus – AZ Only
Has been as high as $500 in the past but that was a long time ago.
- Read our full post
- Soft pull
- Credit card funding of $500 required
- Direct deposit of $1,000+ required for six months
KeyPoint Credit Union $300 Checking – CA Only
Big bonus with a nice amount of credit card funding.
- Read our full post
- Soft pull
- Can fund up to $3,000 with a credit card
- Direct deposit of $1,000 required
Sun Canyon Bank – $300 – AZ
Easy to keep the account fee free.
- Read our full post
- Soft pull
- No credit card funding
- Direct deposit of $500+ required
Credit Human $300 Bonus – TX, LA only
No monthly fee to worry about.
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- Two direct deposits of $250+ within 60 days of account opening
Stanford Federal Credit Union $250/$500 – CA
This requires a monthly direct deposit of $2,500 or $5,000.
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- Direct deposit of $2,500/$5,000 required
Camden National Bank $300 – ME, NH
Have been slight variations of this offer in the past.
- Read our full post
- Soft pull
- Can fund up to $500 with a credit card
- Direct deposit of $500+ required
Air Academy Credit Union $225 – CO
Has been as high as $250 in the past but as it’s not a huge difference I think this is still worth doing.
First Commonwealth Federal Credit Union $300 Checking Bonus – PA, NJ – Direct Deposit Not Required
Direct deposit is optional, you can also just deposit $1,000.
Bar Harbor Bank & Trust $200 Checking Bonus – ME, VT & NH
They offer a free checking account.
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- Direct deposit of $250+ required
Pinnacle Financial Partners $200 Mastercard Checking Bonus – TN
A lot of requirements unfortunately for the bonus.
- Read our full post
- Unknown if soft/hard pull
- No credit card funding
- Direct deposit required, must be full paycheck
Old Second Bank $300 Bonus – IL only
Another small bonus, upside is that $100 can be done without a direct deposit being required.
- Read our full post
- Soft pull
- No credit card funding
- Two direct deposits totaling $500 or more required
Oostburg State Bank $300 – WI
Just requires the direct deposit and a $750 balance.
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- Direct deposit of $500+ required
Vantage Credit Union $250, Direct Deposit Not Required – MO & IL
Unfortunately seems to be a hard pull
- Read our full post
- Hard pull
- Can fund up to $500 with a credit card
- Direct deposit not required
Safe 1 Credit Union $200 – CA, Direct Deposit Not Required
No monthly fee to worry about either.
- Read our full post
- Soft pull
- Can fund up to $500 with a credit card
- Direct deposit not required
WECU $250 Checking Bonus – WA
Sadly don’t know if it’s a hard or soft pull.
- Read our full post
- Unknown if hard or soft pull
- Unclear if credit card funding is possible
- Direct deposit of $100+ required
Honor Credit Union $250 Checking Bonus – MI
The credit card funding is interesting, but it’s unfortunate about the $15 fee and also the hard pull to open the account.
- Read our full post
- Hard pull
- Can fund up to $2,500 with a credit card, but there is a $15 fee
- Direct deposit of $100+ per month required
Freedom Credit Union $200 Referral Bonus – PA
Deal is made better if you can refer a few people as well.
- Read our full post
- Unknown if hard/soft pull
- Credit card funding of $500+
- Direct deposit required for the full bonus
Vantage West Credit Union $100 – $400 – AZ
Account is fee free but does require eStatements.
- Read our full post
- Soft pull
- Can fund up to $2,000 with a credit card
- Direct deposit required, varies on bonus
CIBC US $200 IL, MI, MO, FL, CA & WI
Needs to be opened in branch unfortunately.
KeyBank $300/$500 Bonus – AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA
Normally KeyBank offers a bonus of up to $300 but only in a few very specific areas, this seems to be available in a lot more areas than normal. If you’re considering this offer (and you should) then it’s worth doing sooner rather than later as it often expires before it’s listed to expire.
- Read our full post
- Soft pull
- Can fund up to $100 with a credit card
- Direct deposit of $500+ required
BOK Financial $300 College Bonus OK, AR, AZ, CO, KS, NM, TX & MO – Direct Deposit Not Required
Unfortunately only available to college students and they do require ID.
- Read our full post
- Soft pull
- Direct Deposit Not Required
- Unknown if credit card funding is possible
Eastern Bank $750 Checking/Savings – MA, NH, ME, RI
This is a checking & savings bonus to get the full bonus.
- Read our full post
- Soft pull
- No credit card funding
- Direct deposit of $4,000+ required
Seacoast Bank $400 Bonus – FL only
There is also a $200 savings bonus that can be done at the same time.
- Read our full post
- Soft pull
- Can fund up to $1,000 with a credit card but likely to be a cash advance in branch
- Direct deposit of $500+ required
Power Financial Credit Union $199 – FL – Direct Deposit Not Required
Previously bonus was only $100.
- Read our full post
- Mixed datapoints if it’s a hard/soft pull
- Unknown if credit card funding is possible
- Direct deposit not required
Communication Federal Credit Union $300 Bonus – OK & KS
Annoying it’s not clear if it’s a hard or soft pull.
- Read our full post
- Mixed dp if hard/soft pull
- Can fund up to $500 with a credit card
- Direct deposit of $3,000+ required
Firstmark Credit Union $300 Checking Bonus – TX
Unfortunately it’s a hard pull but can be opened online now.
- Read our full post
- Hard pull
- Can fund up to $100 with a credit card
- Multiple direct deposits required
CommunityAmerica – $300 – KS & MO
Unfortunately it’s a hard pull.
Tower Federal Credit Union $300 Bonus – MD, DC, DE, PA, VA, WV
Really easy bonus to meet the requirements for and no monthly fees either.
- Read our full post
- Soft pull
- Can fund up to $500 with a credit card
- Direct deposit of $1,000+ required
Fidelity Bank Up To $300 Checking Bonus + $100 Savings – MA, NH
Sometimes it includes Airpods or something similar instead of the $100.
- Read our full post
- Soft pull
- Direct deposit of $500+ required
- Can fund up to $500 with a credit card
Star Financial Bank – $300 – IN, In Branch
Been a long time since we’ve seen a bonus from Star Financial.
- Read our full post
- Soft pull
- Direct deposit of $500+ required
- Unknown if credit card funding is possible
Hancock Whitney $300 Checking Bonus – LA, MS, FL, AL, TX
Not as good as the previous bonus that didn’t require a direct deposit, but still worth doing. Can also be combined with a $100 savings account and additional $200 if you do both.
S&T Bank $300/$400 – PA & OH
Just need to fund the account with $1,000.
- Read our full post
- Soft pull
- Can fund up to $100 with a credit card
- No direct deposit is required
Account also offers 5% APY on balances up to $5,000
- Read our full post
- Hard pull
- Unknown if credit card funding is possible
- Direct deposit of $300+ required
Tower Federal Credit Union $100 – MD – No Requirements
This bonus has no monthly fees or requirements to trigger, making it extremely easy.
Westfield Bank $100 Bonus – OH Only – Direct Deposit Not Required
Any ACH deposit will work for this, doesn’t need to be direct deposit/payroll.
- Read our full post
- Soft pull
- Can fund up to $500 with a credit card
- Direct deposit or recurring ACH deposit required
Orange County’s Credit Union $100 Checking Bonus – No Direct Deposit Required – CA Only
Always nice to see a bonus with no direct deposit required, in addition no monthly fees to worry about.
Horizon Credit Union $200 Checking Bonus – WA, ID, MT, OR – Direct Deposit Not Required
Unfortunately there is a hard pull but everything else about this offer is great.
- Read our full post
- Hard pull
- Credit card funding of $500
- Direct deposit not required
Alpena Alcona Area Credit Union $125 (Youth), $275 (Adult) – MI – Direct Deposit Not Required
Great to see a bonus available to youth/teens as well.
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- No direct deposit required
Summit Federal Credit Union – $150 NY – Direct Deposit Not Required
Quite a few requirements for the bonus unfortunately.
InTouch Credit Union $100 Referral – Direct Deposit Not Required – MI, NV, TX, VA
Can do 10 purchase transactions instead of direct deposit.
FirstBank – $300 – CA, AZ & CO
Sometimes offered with no direct deposit required.
- Read our full post
- Soft pull
- No credit card funding
- Direct deposit of $500+ is required per month for three months
Teachers Federal Credit Union – $300 – NY, FL
There was a previous $400 offer but I doubt we see that again.
- Read our full post
- Soft pull
- No credit card funding
- Direct deposit of $1,000+ for four months required
Royal Credit Union $250 Checking Bonus – MN, WI
No monthly fee to worry about and nice amount of credit card funding
- Read our full post
- Soft pull
- Can fund up to $2,000 with a Visa or Mastercard
- Direct deposit of $200+ required
California Credit Union – $250 – CA
Previously this was only $150.
- Read our full post
- Soft pull
- Can fund up to $500 with a credit card
- Direct deposit of $500+ required for three months
American Bank & Trust $250 – SD & MN, In Branch
No monthly fees to worry about.
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- Direct deposit required, no minimum
Savings Bank of Danbury $100-$300 – CT
Don’t think the $200 bonus is worth doing but both the $100 and $300 bonuses are.
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- Direct deposit required, amount varies on bonus
Community First Credit Union $200 Bonus – FL only
No monthly fees to worry about and a nice bit of credit card funding as well.
- Read our full post
- Soft pull
- Can fund up to $1,500 with a credit card
- Direct deposit of $300+ required
Independent Bank – $200 Bonus – MI
This has been $100 for some time, so nice to see it increased again.
Arapahoe Credit Union $200 Referral Bonus – CO
Nice that this is a referral bonus.
- Read our full post
- Soft pull
- Can fund up to $1,005 with a credit card
- Direct deposit of $75+ required
Provident Credit Union $300 Checking Bonus – CA
Would be higher but has been offered with no direct deposit in the past.
- Read our full post
- Hard pull
- Can fund up to $1,000 with a credit card
- No direct deposit required
Vantage Credit Union $250 – MO, IL – Direct Deposit Not Required
Would be highe but unfortunately it’s a hard pull.
Sacramento Credit Union $200 – CA
No monthly fee and at it’s highest level.
- Read our full post
- Soft pull
- Can fund up to $500 with a credit card
- Direct deposit required, no minimum
Credit Union One $200 Bonus – MI only
Not as good as the $300 previously offered.
- Read our full post
- Soft pull
- Can fund up to $600 with a credit card
- Direct deposit of $1,000 required
Georgia’s Own Credit Union – $200 – GA
Unfortunately there is a $5.95 monthly fee that cannot be waived.
- Read our full post
- Hard pull
- Unknown if credit card funding is possible
- Direct deposit of $500+ required per month
Jovia Financial Credit Union $150 Checking Bonus – NY Only
Only requires a small direct deposit and no monthly fee.
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- Direct deposit of $100+ required
Lafayette Federal Credit Union $150 – MD, D.C., VA
Account has no monthly fees to worry about.
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- Direct deposit of $500+ required
Desert Financial Credit Union $100 Referral Bonus For Both Parties – AZ only
Requires a referral, but that potentially makes it more profitable for those that do sign up if you can refer some friends/family.
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- Direct deposit required, no minimum specified
Collins Community Credit Union $100 Bonus – IA only
No monthly fee to worry about and nice amount of credit card funding as well.
America First Credit Union $100 – No Requirements – UT, NV, AZ, ID, OR, NM
Has been as high as $200 in the past but with a lot more requirements.
- Read our full post
- Hard pull
- Unknown if credit card funding is possible
- Direct deposit not required
Power Financial Credit Union $100 – No Direct Deposit Required – FL only
Unfortunately seems to be a hard pull according to most people.
Andrews Federal Credit Union $150 – Washington D.C only
Unfortunately it’s ChexSystems sensitive.
Mainstreet Credit Union – $300 – KS & MO
Previously this was only $150.
- Read our full post
- Hard pull
- Can fund up to $505 with a credit card
- Direct deposit of $200+ required
Portland Federal Credit Union (PFCU) – MI – $100 Referral
This is a $100 referral bonus for both parties.
- Read our full post
- Soft pull
- Can fund up to $3,000 with a credit card
- Direct deposit required, no minimum specified
Verity Credit Union $100 Referral Bonus – WA
Nice bonus especially if you can refer a few people.
- Read our full post
- Soft pull
- Can fund up to $1,000 with a credit card
- Direct deposit of $500+ required
Greater Nevada Credit Union $100 – NV
Nice amount of credit card funding.
Heritage Credit Union $100 – WI & IL – In Branch
Pretty small bonus and it also needs to be opened in branch. At least there is no monthly fees to worry about.
California Coast Credit Union $100 Bonus – CA only
California Coast sometimes have good CD rates as well. This is a small bonus but worth doing if you’ve already done bigger bonuses listed above.
- Read our full post
- Soft pull
- Can fund up to $500 with a credit card
- Direct deposit of $500+ required for three months
USE Credit Union $100 Bonus – CA only
This is a referral bonus, so the bonus referring you will also receive $100.
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- Direct deposit of $500+ required
Heritage Credit Union – WI & IL only – $100 Bonus
No monthly fees to worry about but a relatively small bonus.
Reliant Community Credit Union $150 Bonus + $25 Referral Bonus – NY only
No monthly fees to worry about.
- Read our full post
- Soft pull
- Direct deposit required, no minimum mentioned
- Can fund up to $500 with a credit card
Mountain America Credit Union – $150 – UT, ID, NV, NM, MT, AZ
Hopefully it’s now a soft pull instead of hard.
- Read our full post
- Mixed DP on hard/soft pull
- You can fund with a credit card but a 2.5% fee is charged ($4.95 flat fee for debit cards).
- Direct deposit required, no minimum
Prestige Community Credit Union – TX – $200
There is also a $100 referral bonus but they can’t be stacked.
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- Direct deposit of $400+ required
iTHINK Financial $125 – FL & GA
Can get $50 of the bonus without a direct deposit.
- Read our full post
- Soft pull
- Can fund up to $500 with a credit card
- Direct deposit of $1,000+ required
Lafayette Federal Credit Union $100 – MD, D.C. & VA
You can get additional bonuses up to $750, but most of that is closing costs on a mortgage.
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- Direct deposit of $500+ required
Financial Partners Credit Union – CA – $100 Referral Bonus
No monthly fees and the fact that it is a referral bonus makes this more attractive.
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- Direct deposit of $500+ required
Western State Bank – $100 – AZ, ND, MN – In Branch Only
Another relatively small in branch bonus, still worth doing if you live near a branch and have done the bigger bonuses listed above.
The Bank of Princeton $100 Checking Bonus – NJ & PA, In Branch
No monthly fee is required which is nice.
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- Direct deposit of $500+ required
City National Bank – $100 Checking – VA, WV, OH – In Branch
Not the most attractive offer given that it’s only $100 and in branch only, but still worth considering for those that have done the bigger bonuses above.
Neighborhood Credit Union $300 Checking Bonus – TX
Previously this was only a $100 bonus, so it’s nice to see it increased by such a huge amount.
- Read our full post
- Hard pull
- Unknown if credit card funding is possible
- Direct deposit of $500+ required
Highly Region Specific/Branch Specific
Redstone Federal Credit Union $500 – AL, TN
Offer available to residents in Cullman, Jackson, Limestone, Marshall, DeKalb, Morgan and Lawrence Counties in Alabama, or Bedford, Cannon, Lincoln, Moore, Rutherford, and Williamson Counties in Tennessee. There is also a $200 youth savings bonus.
TTCU Federal Credit Union $500 – OK Select Branches
Fantastic bonus if you live near a branch.
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- Recurring $500+ direct deposit required
Tech CU $500 – Ada County or Canyon County, ID
Normally this is CA only.
- Read our full post
- Soft pull
- Direct deposit of $1,500 per month for six months
- Can fund up to $125 with a credit card
Picatinny Credit Union $285 NJ – Morris County, New Jersey. Morris Essex Union Somerset
Available in more counties now as well.
- Read our full post
- Soft pull
- Can fund up to $500 with a credit card
- Direct deposit of $500+ required
Apple Bank $300 – NY, Rego Park branch
Only available in this one branch unfortunately.
Valley Strong Credit Union $250 – Direct Deposit Not Required – CA, Select Counties
Unfortunately only available in Tulare, San Joaquin and Solano Counties.
MyUSA Credit Union $200 Checking Bonus – OH – No Requirements
Must live/work/learn in Butler, Clark, Greene, Miami, Montgomery or Warren County in OH only
- Read our full post
- Soft pull
- Can fund up to $500 with a credit card
- No direct deposit required
Southland Credit Union $200 Checking Bonus – CA Long Beach
Only available at the long beach location.
City National Bank VA, WV, OH, In Branch only – $200 Bonus
This has been available online in the past, but currently in branch only.
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- Direct deposit of $200+ required
Expedition Credit Union $200 – MN
This is only available in the following counties:
- Anoka county
- Dakota county
- Hennepin county
- Ramsey county
- Washington county
San Mateo Credit Union $100 Bonus – Direct Deposit Not Required – CA Only
Only available in San Mateo County, the City of Palo Alto, or certain areas of San Francisco.
- Read our full post
- Soft pull
- Can fund up to $500 with a credit card
- Direct Deposit not required
Green State Credit Union $100 Checking Bonus – IA & IL, Direct Deposit Not Required
Just requires 12 debit card transactions to trigger the bonus.
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- Direct deposit not required
Purdue Federal Credit Union $400 IN, Lake & Porter County
Bonus was previously only $150.
- Read our full post
- Soft pull
- Direct deposit required, but fine print says any ACH will work
- Can fund up to $250 with a credit card
Recent Changes
- [9/15/25] Removed Fidelity Bank $400 Checking – MA, NH
- [9/15/25] Added Reliant Community Credit Union $150 Bonus + $25 Referral Bonus – NY only
- [9/15/25] Added Vantage Credit Union $250 – MO, IL – Direct Deposit Not Required
- [9/15/25] Added Unity Bank $300-$400 – NJ, PA
- [9/14/25] Removed Union Savings Bank – CT – $150
- [9/14/25] Removed Penn Community Bank $400 – PA, Direct Deposit Not Required
- [9/11/25] Removed HarborOne Bank $600 Checking & Savings Bonus – MA, NH, and RI
- [9/10/25] Added First Horizon Bank $800 LA, NY, SC, TX, TN, AR, MS, AL, GA, KY, FL, NC & VA
- [9/8/25] Added CODE Credit Union $400 – OH
- [9/8/25] Added PSECU $300 Checking Bonus
- [9/8/25] Added Mountain America Credit Union – UT, ID, NV, NM, MT, AZ
- [9/8/25] Removed Current $150 Referral Checking Bonus
- [9/8/25] Added CIT Bank $100, Direct Deposit Not Required
- [9/8/25] Added Chase $300 ($900 With Savings)
- [9/8/25] Added Chase $500 Business Checking Bonus
- [9/8/25] Added BMO Harris $400-$1,000
- [9/4/24] Removed OnePay $300
- [9/4/24] Added Live Oak Bank $200
- [9/3/25] Removed E*Trade Savings – $750
- [9/2/25] Removed CIT Bank $100 Checking Bonus, Direct Deposit Not Required
- [9/2/25] Removed Chase Business $500
- [9/2/25] Removed Chase $900 Checking/Savings Bonus
- [9/1/25] Removed Veridian Credit Union $300 – IA, MN, NE
- [9/1/25] Added Tech CU $500 – Ada County or Canyon County, ID
- [9/1/25] Added Hancock Whitney $300 Checking Bonus – LA, MS, FL, AL, TX
- [9/1/25] Added InTouch Credit Union $100 Referral – Direct Deposit Not Required – MI, NV, TX, VA
- [9/1/25] Added Apple Bank $300 – NY, Rego Park branch
- [9/1/25] Added KeyBank $300/$500 Bonus – AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA
- [9/1/25] Added Seacoast Bank $400 Bonus – FL only
- [9/1/25] Added Discover Savings Account $150/$400
- [9/1/25] Added S&T Bank $300/$400 – PA & OH
- [9/1/25] Added Teachers Federal Credit Union – $300 – NY, FL
- [9/1/25] Added S&T Bank $900 – PA & OH
- [9/1/25] Added Grasshopper $200 Business Referral Bonus
- [9/1/25] Added Current $150 Referral Checking Bonus
- [8/30/25] Removed Ameriprise $200-$800 Savings Bonus (Existing Customers Only)
- [8/24/25] Removed Discover Savings Account $150/$200 Bonus
- [8/22/25] Removed VyStar Credit Union $175 – FL, GA
- [8/22/25] Removed Popular Community Bank $150-$500 – FL, NJ, NY
- [8/21/25] Removed Frontier Bank $200 Bonus – IA, MN, SD, NE, ND
- [8/21/25] Added Bank of America $100-$500
- [8/18/25] Added Union Savings Bank – CT – $150
- [8/18/25] Removed SF Fire Credit Union $300 – CA
- [8/17/25] Added OceanFirst Bank $300 Bonus – NJ, NY & PA
- [8/17/25] Added BayFirst $500 – FL
- [8/17/25] Added Alpena Alcona Area Credit Union $125 (Youth), $275 (Adult) – MI – Direct Deposit Not Required
- [8/17/25] Added HarborOne Bank $1,000 Checking & Savings Bonus – MA, NH, and RI
- [8/17/25] Added Credit Union of Southern California – $500 – CA
- [8/13/25] Added Frontwave Credit Union $350 – CA
- [8/13/25] Added Vantage West Credit Union $100 – $400 – AZ
- [8/13/25] Added Skyla Credit Union $100
- [8/12/25] Removed Relay Financial Banking $300
- [8/10/25] Added Firstrust Bank $450 – DE, MD, NJ, PA
- [8/10/25] Added Eastern Bank $750 Checking/Savings – MA, NH, ME, RI
- [8/10/25] Added Georgia’s Own Credit Union – $200 – GA
- [8/10/25] Added First Commonwealth Federal Credit Union $300 Checking Bonus – PA, NJ – Direct Deposit Not Required
- [8/10/25] Added Capital One $500-$1,000 Business Checking Bonus
- [8/10/25] Removed St. Mary’s Bank $300 Checking Bonus
- [8/10/25] Removed North Shore Bank $400 Checking Bonus – Direct Deposit Optional
- [8/8/25] Removed Ally Bank $200
- [8/7/25] Added Buckeye State Bank 14% APY On Balances Up To $15,000 – OH
- [8/7/25] Removed The Police Credit Union $300
- [8/5/25] Removed Berkshire Bank – $300 – MA, NY, CT, RI, or VT
- [8/5/25] Added Raisin/Savebetter + Topcashback: Up To $1,150 Savings
- [8/5/25] Added Relay Financial Banking $300
- [8/5/25] Added iTHINK Financial $125 – FL & GA
- [8/5/25] Added Summit Federal Credit Union – $150 NY – Direct Deposit Not Required
- [8/3/25] Removed Bank of America $300 Checking
- [7/31/25] Removed WinTrust Bank $300 Checking – IL, FL, WI, IN, MI only
- [7/27/25] Added Fidelity Bank $400 Checking – MA, NH
- [7/25/25] Added Bank Novo – $300 – Business Checking
- [7/23/25] Removed Penn Community Bank $350 – PA, Direct Deposit Not Required
- [7/23/25] Removed Summit Federal Credit Union Up To $150 – NY – Direct Deposit Not Required
- [7/22/25] Added Ameriprise $200-$800 Savings Bonus (Existing Customers Only)
- [7/20/25] Added Fulton Bank $500 – DE, DC, MD, NJ, PA, & VA
- [7/18/25] Removed Netspend $200
- [7/17/25] Added Penn Community Bank $350 – PA, Direct Deposit Not Required
- [7/16/25] Removed Fairwinds Credit Union $175 Referral Bonus
- [7/16/25] Added Credit Union of Southern California – $500 – CA
- [7/13/25] Removed Wells Fargo Savings $525 bonus
- [7/11/25] Added Keybank $500 AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA, In Branch
- [7/11/25] Added U.S. Bank $450+
- [7/10/25] Added Pillur Business Checking $500
- [7/10/25] Added Netspend $200
- [7/9/25] Removed Wells Fargo $2,500 Premier Bonus
- [7/8/25] Added Arapahoe Credit Union $200 Referral Bonus – CO
- [7/8/25] Added Oostburg State Bank $300 – WI
- [7/8/25] Added North Shore Bank $400 Checking Bonus – Direct Deposit Optional
- [7/8/25] Added Vantage Credit Union $250, Direct Deposit Not Required – MO & IL
- [7/8/25] Added Safe 1 Credit Union $200 – CA, Direct Deposit Not Required
- [7/8/25] Added Ally Bank $200
- [7/7/25] Removed Citizens Bank $500 Savings – CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, VT, VA, D.C., MD, FL
- [7/6/25] Removed BluPeak (Formerly USE Credit Union) $600 – CA
- [7/4/25] Removed FirstBank $350 – TN, GA, AL
- [7/2/25] Removed Hudson Valley Federal Credit Union $750 – $1,500 Business Checking Bonus – NY, In Branch
- [7/2/25] Removed Newtown Savings Bank (NSB) $250 Bonus – CT & Select Counties In NY only
- [7/2/25] Removed S&T Bank $900 – PA & OH
- [7/2/25] Removed Ameriprise Financial $450
- [7/2/25] Removed Mountain America Credit Union $100 UT, ID, NV, NM, MT, AZ
- [6/30/25] Added TBK Bank $700 – CO, IA, IL, KS & TX
- [6/29/25] Removed Penn Community Bank $300 – PA, NJ Direct Deposit Not Required
- [6/27/25] Removed Fulton Bank – $500 – DE, DC, MD, NJ, PA, & VA
- [6/27/25] Removed U.S. Bank $450 + $80 Checking Bonus
- [6/24/25] Added OnePay $300
- [6/24/25] Removed Eastern Bank $300/$450 Checking Bonus – MA, NH, ME, RI
- [6/17/25] Removed First National Bank (FNB) $700 Checking Bonus – PA, OH, MD, DC, VA, NC, SC, WV
- [6/16/25]: Added $750 E*Trade savings bonus
- [6/8/25] Added Provident Credit Union – $300 – CA, In Branch
- [6/8/25] Added First National Bank (FNB) $700 Checking Bonus – PA, OH, MD, DC, VA, NC, SC, WV
- [6/8/25] Added CIT Bank $100 Checking Bonus, Direct Deposit Not Required
- [6/3/25] Added Trustco Bank $250 + Ring Doorbell Checking Bonus – FL, MA, NJ, NY, VT
- [6/2/25] Removed CIT Bank $225/$300 Savings Bonus
- [6/1/25] Removed Capital City Bank – $250 – FL, Bay and Walton counties
- [5/25/25] Added FNBO Bank – $250 IL, NE, KS, TX, CO, In Branch
- [5/25/25] Added Eastern Bank $300/$450 Checking Bonus – MA, NH, ME, RI
- [5/25/25] Added Flushing Bank $350 Bonus – NY & NJ
- [5/25/25] Removed Home Federal Savings Bank $290 – MN & IA only
- [5/24/25] Removed Hudson Valley Federal Credit Union $500 Checking Bonus, Direct Deposit Not Required – NY
- [5/24/25] Removed Hudson Valley Federal Credit Union $750 – $1,500 Business Checking Bonus – NY, In Branch
- [5/22/25] Added Wells Fargo $400 Checking Bonus
- [5/20/25] Added WinTrust Bank $300 Checking – IL, FL, WI, IN, MI only
- [5/20/25] Added Fairwinds Credit Union $175 Referral Bonus
- [5/20/25] Added Credit Union One $200 Bonus – MI only
- [5/20/25] Added Penn Community Bank $300 – PA, NJ Direct Deposit Not Required
- [5/20/25] Added Tower Federal Credit Union $300 Bonus – MD, DC, DE, PA, VA, WV
- [5/20/25] Added Veridian Credit Union $300 – IA, MN, NE
- [5/20/25] Added Flagstar Bank $1,000 – AZ, CA, FL, IN, MI, NJ, NY, OH, WI, In Branch
- [5/12/25] Added Old National Bank – IL, IN, KY, MI, MN & WI, In Branch
- [5/12/25] Added Union Bank & Trust – $500 – NE & KS Only
- [5/9/25] Removed Penn Community Bank $350 – PA, Direct Deposit Not Required
- [5/7/25] Removed HomeTrust Bank $400 Bonus In Branch NC, SC, TN, VA
- [5/7/25] Removed Trustco Bank $250 Checking Bonus + Stanley Cup – FL, MA, NJ, NY, VT
- [5/7/25] Added TD Bank $500 – CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, & VA
- [5/7/25] Added S&T Bank $900 – PA & OH
- [5/7/25] Added FirstBank $350 – TN, GA, AL
- [5/7/25] Added HarborOne Bank $600 Checking & Savings Bonus – MA, NH, and RI
- [5/7/25] Added Newtown Savings Bank (NSB) $250 Bonus – CT & Select Counties In NY only
- [5/4/25] Removed Barclays $200
- [5/3/25] Removed Seacoast Bank $400 – FL Only
- [5/2/25] Added U.S. Bank $450 + $80 Checking Bonus
- [4/29/25] Added Ameriprise Financial $450
- [4/29/25] Added The Police Credit Union $300
- [4/29/25] Added Capital City Bank – $250 – FL, Bay and Walton counties
- [4/22/25] Added Trustco Bank $250 Checking Bonus + Stanley Cup – FL, MA, NJ, NY, VT
- [4/22/25] Added Hudson Valley Federal Credit Union $500 Checking Bonus, Direct Deposit Not Required – NY
- [4/19/25] Removed U.S. Bank $450 + $80 Checking Bonus
- [4/16/25] Removed Chartway Federal Credit Union $300, Direct Deposit Not Required – VA, NC, TX, UT, NV
- For changes before, click here.
If you know of any better bank account bonuses, let us know in the comments section and we will add them.
