Credit Cards That Offer Priority Pass Memberships Compared – What Are The Differences?

Updated page for 2025, including the Citi Strata Elite. I’ve tried to update the page fully, but I’m sure there are multiple errors so please correct any you see below in the comments and I’ll fix the page. 

It’s becoming increasingly common for premium credit cards to offer priority pass lounge access. For those not familiar Priority Pass is a network of over 800 airport lounges. Reader Eric asked if we could create a post comparing the differences and we aim to please so here we are! Below is a list of credit cards that offer priority pass lounge access as a benefit, this is then followed by a comparison table.

Cards That Offer This Benefit

• American Express Platinum (personal, business & all the different flavors)
• American Express Bonvoy Brilliant
• Bank of America Premium Rewards Elite
• Capital One Venture X (Starting 2/1/2026, Additional users default to no access and $0 annual fee. Access can be added for $125 each)
• Chase Ritz-Carlton
• Chase Sapphire Reserve (detailed post on this benefit can be found here)
• Citi Strata Elite
• U.S. Bank Altitude Reserve
• U.S. Bank Altitude Connect
• Hilton Honors Aspire
• No longer available:
  • Citi Prestige (detailed post on this benefit can be found here)
  • City National Bank Visa Infinite
  • Barclaycard Gold & Black

Comparison Table

	Free Access	# Of Guests	Authorized Users	Mobile App	Annual fee	Restaurant Access
American Express Platinum	Yes	Two guests free	Yes (normally $175 for three additional cardholders)	Yes	Varies ($695)	No
American Express Bonvoy Brilliant	Yes	Two guests free	No	Yes	$650	Yes
Bank of America Premium Rewards Elite	Yes	No limit	Can assign up to four PP memberships to anybody, even none	Yes	$550	Yes
Barclaycard Gold & Black	Yes	No limit	Unknown ($195 for black & $295 for gold)	?	$495, $995	Yes
Chase Ritz-Carlton	Yes	No limit*	Yes (no fee)	Yes	$450.00	No&
Chase Sapphire Reserve	Yes	Two guests free	Yes ($75 per cardholder)	Yes	$795.00	No&
Citi Strata Elite	Yes	Two guests free	Yes ($75 per cardholder)	Yes	$595	No
City National Bank Visa Infinite	Yes	$32 per guest	Yes, doesn’t have to be authorized^	Yes	$400	Yes
Citi Prestige	Yes	Two guests or immediate family	Yes ($75 per cardholder)	Yes	$350-$450	Yes
UBS Visa Infinite	No	None	No	?	$650	Yes
U.S. Bank Altitude Connect	4	4 visits total	?	Yes	$0	Yes
U.S. bank Altitude Reserve	8 total visits, can be shared between primary cardholder and guests	8 visits total	No	Yes	$400	Yes
Capital One Venture X	Yes	Two guests	Yes	Yes	$395	No

This table contains four columns:

• Free access: This is whether the primary cardholder receives free access or not.
• # Of Guests: This includes the number of free guests you’re allowed to bring into lounges. You can bring in additional guests for a cost of $27 per person if you want to exceed these limits. Note some lounges also have a restriction on the total amount of guests you can bring in (this is also relevant to the Chase Sapphire Reserve)
• Authorized users: This indicates whether authorized user cardholders also receive this benefit or not. Unless otherwise noted if they do receive this benefit it’s the same as the primary cardholder.

*Some lounges have a restriction on the total amount of guests you can bring in, this limit still applies to cards that have no hard limits on the amount of guests that can be brought in.

^This card lets you choose one other person to receive this benefit, they don’t have to be an authorized user.

&This card doesn’t have restaurant access, but does give access to some non lounge options such as Arcades.