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Matt
Matt

Applied and application went pending – denied a few minutes ago due to Chex (15 inqs in the last year)

kirc
kirc

Is this bank soft pull or hard pull?

AndreRamirez

Account was opened successfully online over the weekend. Got a call this morning that they were closing the account due to CHEX inquiries (40 in last 12 months)

wayne Delaney
wayne Delaney

They are Chex Sensitive!!

C H
C H

Opened an account on Saturday with no issues. Seems to have been closed as of Monday morning. Guessing it’s a CHEX issue. It’s not clear to me whether the opening deposit will be process and then returned or whether the credit card transaction (pending now) will simply be canceled.

Anna
Anna

Opened fine online with 30+/24 Chex inquiries. You can fund up to $500 via debit/credit card, and Freedom Unlimited went through as a purchase

Also, I messaged them after trying vainly to find an external ACH transfers tab for like five minutes, and apparently you can’t make external ACH transfers for 30 days after account opening? Good to know I guess

Anna
Anna

I spoke too soon :/ After sending me a confirmation email, letting me set up online banking, and putting through the funding, my account was closed for too many Chex inquiries a week and a half-ish from opening. So I guess 30+/24 is too many for them, lol

bmanamex
bmanamex

Opened with ease at lol/24. Couldn’t find eStatements though.

Anna
Anna

I think it’s under eDocuments?

bmanamex
bmanamex

aaaand they closed it

Fred Smyth
Fred Smyth

The most interesting thing about this, how is the polish ncu is not in the 2nd largest polish city in the world, Chicago.

Mark
Mark

Applied; went to review. Can fund $500 via CC; don’t know if it codes as CA. I drive by a branch everyday and always wondered about a bonus.

I will follow-up with regard to pulls and Chex.

Mark
Mark

Denied due to ChexSystem. I am pretty heavy over the last 24-months, with at least 9 accounts in the past 6-months.

AndreRamirez

Hey I’ll take an easy bonus any day, big or small. Especially with how cruddy the bank offers in general have been this year