Posted by William Charles on September 22, 2018
Bank Account Bonuses

Published on September 22nd, 2018 | by William Charles


[Expried] [GA only] Delta Community Credit Union $100 Checking Bonus – Direct Deposit Not Required

Deal has expired and is no longer being offered. Click here to view the best current bonuses.

Update: Deal is back for 2018. Still not worth doing due to the hard pull.

Offer at a glance

  • Maximum bonus amount: $100
  • Availability: Must live or work in metro Atlanta. Can also be a member of eligible association or employee of eligible company
  • Direct deposit required: No
  • Additional Requirements: See below
  • Hard/soft pull: Hard pull
  • ChexSystems: Unknown
  • Credit card funding: Unknown
  • Monthly fees: None
  • Early account termination fee: None
  • Household limit: None mentioned
  • Expiration date: July 31st, 2017 September 30th, 2018

The Offer

Direct link to offer

  • Open a new Delta Community Credit Union checking account and get a $100 bonus when you complete the following requirements:
    • Maintain a minimum balance of $500 (average combined balance of all deposit accounts must be $500 for the first 60 days of account opening)
    • Make at least five debit card transactions within the first 60 days


The Fine Print

  • To obtain the $100 bonus, open a Savings and Checking Account between August 1, 2018 and September 30, 2018 by visiting, or presenting the invitation code when opening account at a Delta Community branch.
  • Offer not valid if not redeemed by one of these two methods.
  • A deposit of at least $500 must be made within 60 days of account opening.
  • Additionally, the average combined balance of all deposit accounts must be $500 for the first 60 days of account opening.
  • This amount can be aggregate between Savings, Checking or Money Market Accounts.
  • Consumer must complete a minimum of five (5) debit card transactions at a minimum of $5.00 per transaction within the first 60 days of account opening.
  • Offer is not transferable and cannot be combined with other offers.
  • Offer valid for first-time Delta Community members only.
  • Offer may only be redeemed once per member.
  • Promotion is only valid for consumer accounts.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

They offer a free checking account with no monthly fees to worry about. I wasn’t able to find any early account termination fee in their fee schedule.

Our Verdict

Nice bonus as direct deposit isn’t required and there are no monthly fees to worry about. Unfortunately it’s a hard pull so not worth considering I don’t think. As always please share your experiences in the comments below. It won’t be added to the best bonus page due to the hard pull.

Big thanks to reader, Quan T who let us know. Learn how to find bonuses and contribute to the site here.

Useful posts regarding bank bonuses:

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I opened a checking account with them 2 year ago as they have a branch at my work location (Delta Air Lines HQ) but it turned out to be a HP. Buyer beware

Don L
Don L

I didn’t complete the signup process, stopping when I saw the below language:

‘I Authorize Delta Community Credit Union to obtain credit reports in connection with my request for membership’

Martin B
Martin B

Opened an account with them last year, and specifically asked the bank manager if it would result in a hard pull – they said no…of course a hard pull showed up later that week. Was told by the bank manager she had no recollection of our conversation


It’s an Equifax hard pull. I opened an account two weeks ago.
Now I’m wondering if they will match the promo?


Does anyone do MO deposit with DCCU? What kind of volume?


Hard pull for $100? Hmm…. I’m not seeing how this is worth it.

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