Posted by William Charles on October 7, 2018
Bank Account Bonuses

Published on October 7th, 2018 | by William Charles


[KS & CO only] Sunflower Bank $200 Checking Bonus

Update 10/07/18: Bonus is back and valid until December 31st, 2018

Offer at a glance

  • Maximum bonus amount: $200
  • Availability: Valid at the following locations:
    • Kansas: Colby, Dodge City, Ellinwood, Great Bend, Hays, Junction City, Lawrence, Leawood, Liberal, Manhattan, McPherson, Osborne, Overland Park, Russell, Salina, Topeka, Victoria, Wichita
    • Colorado: Boulder, Denver, Golden, Greenwood Village, Longmont,
  • Direct deposit required: ACH credits totaling $500 or more
  • Additional requirements: See below
  • Hard/soft pull:Soft pull
  • ChexSystems: Yes
  • Credit card funding: None
  • Monthly fees: None with eStatements
  • Early account termination fee: $30, 90 days
  • Household limit: None listed
  • Expiration date: September 30th, 2018 December 31st, 2018

The Offer

Direct link to offer

  • Sunflower Bank is offering a bonus of $200 when you open a new Convenience checking account:
    • Have one or more ACH credits totaling $500 or more on or before 12/31/2018


The Fine Print

  • Bonus must be open and in good standing as of 11/7/18 to be eligible for bonus
  • Bonus must have a positive balance at least one day between 10/1/31/18 to be eligible
  • Bonus will be paid by 11/8/18
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

This account has no monthly fees as long as you enroll in eStatements

Early Account Termination Fee

$30 if closed within 90 days.

Our Verdict

Looks like any ACH credit will work rather than it having to be payroll or government benefits. Considering it’s a soft pull, ifyou live in the area this is well worth doing as it’s easy to meet bonus requirements and keep the account fee free. As always please share your experiences & data points in the comments below. I’ll be adding this to the best bank bonuses.

Big thanks to reader, Joshua who let us know. Learn how to find bonuses and contribute to the site here.

Useful posts regarding bank bonuses:

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Don’t see any mention of savings just checking. Is it both?

Might want to add in-branch only? Maybe it’s implied with the list of locations. I live in the KC area (Kansas) and I don’t see a way to apply online. Trying to figure out if it’s worth going to the OP or Leawood branches…

When you used my picture, you should inform me. I scanned it. I post in the reply, but I do not agree that you use my figure in your post. At least, you should say who offered this figure in your post. I made some mark in my figure. The “1” before “Offer” is light.

Did this in-branch.

Chexsystems: yes for all new accounts (I’ve opened 8 in the past year incl. 2 in the last 30 days, so they’re not sensitive). $30 early account closure fee if account is closed within 90 days. $10 dormant account fee if account has no activity for 182 days and the balance is $499.99 or less. No minimum daily balance. No monthly fee.

I opted in to paperless statements at account opening to dodge the $3 paper statement fee.

0% interest rate.

“The Convenience Checking account consists of two sub-accounts, a Checking Account and a Money Market Account.”

I too did one in branch. Quite painless. Mickey, where do you see this Money Market Account? Do you need to open one explicitly on top of the Convenience Checking? Just curious since i am only seeing one on my account.

Here is a direct link to the offer, although it doesn’t seem like you can open the account online.

Hard/soft pull? can anyone confirm?

Soft Pull

painless sign up. Confirm no db/cc funding. They will run db/cc as cash advance per the rep when asked.

Dan - Legal Bank Robber
Dan - Legal Bank Robber

The reps almost always say that. Sometimes they are just misinformed.

It pull the chexsystem. CO, 7/6/2018

Has anyone tried opening an account by phone? At the promotion link it says: “Stop by or call us at 888-827-5564 to find out how we can help make your life easier and banking more convenient.”

I’d like to know too — anyone open by phone? I’ll open in a week or so.

I just tried to open one via phone and the CSR said that I needed to go into a branch to open. Guess I’ll head into a branch later today.

Soft pull — does this mean I don’t need to unfreeze my accounts at credit reporting bureaus?

Anyone know which if any bureaus this bank uses?

I can unfreeze two of the three accounts for free, but TU costs me $10 where I live.

Can confirm that they pull Chex

Opened this account in early September — no bonus yet.
It might post late today or tomorrow since the terms say
“Bonus will be paid by 11/8/18”
Any other DP out there for others who opened account a few months ago?

$200 bonus posted today, 11/8. Did my legit DD’s in August.

Mine too! Yippie!

+1 but used Ally

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