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Drimen
Drimen

Monthly fee is waived for the first 30 days (mentioned during application).

vc
vc

signed up around 03/30
legit $250 dd 5/8, 5/22, and 6/19
svc charge 5/28
$300 bonus pending 6/19

acct was neg for a few days bc of the svc charge, so i brought it positive just to be on the safe side, even though the tos didn’t mention it having to be a positive bal

CW
CW

FYI….new expiration date for this offer is 6/30/20.

vc
vc

anyone having trouble signing up? the ‘apply now’ link on the promo page redirects to a ‘page not found’ page and when i enter the promo code after clicking the link in the email, it says “That is not a valid promo code. Please try again.”

vc
vc

if you remove the https, that should fix the error and allow you to enter the code

Looney Tunes
Looney Tunes

Or just open in an incognito mode and it will let you apply.

slowbrake
slowbrake

Anyone know if they enforce the fine print: ” If your account is closed within 180 days after opening, we reserve the right to deduct the bonus amount from your account’s closing balance.”? TIA

Was planning on getting the bonus and closing immediately (for the $20 early closure fee)

Now I’m thinking just ‘be the datapoint’ or attempting to downgrade the account.

Snowbird
Snowbird

Seems like the way to go with this one is just leave the opening $100 in the account. Leave the $10K in an account paying 3% (such as Heritage) as it’ll earn more than $21/month and pay the $21/month until the bonus posts and then close the account. Paying the $20 ETF is less than continuing to pay the $21/month for another couple of months.

dean
dean

$10k minimum balance or else $21 in monthly fees? Regardless of looking for a bonus, who would be dumb enough to put up with that? I mean, it’s a checking account so it doesn’t even earn interest on the $10k!
I guess maybe I’m overestimating the general public’s personal finance skills.

Jim
Jim

Any folks know if an out of stater can apply for the offer? 🙂

SamL
SamL

Why would you even want to do this deal?

Jim
Jim

Indeed, didn’t realize the $10k balance requirement!

AKJohnny
AKJohnny

how often can someone churn this bank? I just closed out my account last month…. I got the $400 bonus 2 years ago and the $300 last year.

SamL
SamL

“Limit of one new consumer checking related bonus per household per calendar year.”
So you can probably do it, as I read it. I don’t think it’s worth doing though.

AKJohnny
AKJohnny

I just closed out my account with Hancock Whitney last month… when can I churn this bank again?

Rico
Rico

a year from now.