Posted by William Charles on February 1, 2020
Bank Account Bonuses

Published on February 1st, 2020 | by William Charles


[ME & NH, In Branch Only] Bar Harbor Bank & Trust $100 Checking Bonus

Update 1/31/20: Deal is back and valid until February 29, 2020. Hat tip to Michael S

Offer at a glance

  • Maximum bonus amount: $100
  • Availability: In branch only, all branches are in ME & NH
  • Direct deposit required: Yes, $250+
  • Additional requirements: None
  • Hard/soft pull: Soft pull
  • ChexSystems: Unknown
  • Credit card funding: Unknown 
  • Monthly fees: None/avoidable
  • Early account termination fee: Unknown
  • Household limit: One
  • Expiration date: February 28th, 2019

The Offer

Direct link to offer

  • Bar Harbor Bank & Trust is offering a $100 bonus when you open a new checking account and complete the following requirements:
    • Request a coupon, print it and bring it to your nearest branch to open an E-Choice or Simply checking account
    • Receive a direct deposit of at least $250 by April 30th, 2020

The Fine Print

  • Offer cannot be transferred.
  • Only one offer per household.
  • In order to be eligible to receive $100 you must present the original coupon or mailer you received at account opening, no photocopies are allowed.
  • Open a new E-Choice Checking or Simple Checking account by 2/28/19 ($25 minimum opening deposit for either account) or another Bar Harbor Bank & Trust consumer checking account and have at least one direct deposit of $250 or more deposited into the account before 4/30/19 to receive the bonus.
  •  Eligible direct deposits include deposits made by your employer, corporations, federal/state government agencies, or a retirement benefits administrator. It does not include deposits that are made to your account by an individual using online banking or an internet payment provider such as PayPal. Deposits made with a teller or ATM are not considered direct deposit.
  • Bonuses will be credited to eligible accounts on or about 5/15/19, accounts need to be open and in good standing on that date in order to receive the bonus.
  • The bonus is considered interest and will be reported to the IRS on form 1099-INT.
  • Offer is not available to current or former Bar Harbor Bank & Trust checking customers who have had a Bar Harbor Bank & Trust Checking account between 1/1/18 and 12/31/18.

Avoiding Fees

Monthly Fees

Simply Checking has no monthly fee to worry about.

Early Account Termination Fee

I wasn’t able to find a full fee schedule so I’m unsure if there is any early account termination fee or not.

Our Verdict

Not the strongest offer given it’s only for $100 and must be opened in branch, still might be worth doing for some people. Will add it to our list of the best bank bonuses due to the fact it’s a soft pull to open.

Big thanks to reader, Jonathan H who let us know. Learn how to find bonuses and contribute to the site here.

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Opened the Simple Checking acct last week in branch. Very easy, took about 25 min.


Bonus finally posted on 5/15 (just noticed). I was getting a little worried!


2/19 – Account opened in a branch with $25, cash
3/26 – Fidelity ACH of $301.23
4/15 – Fidelity ACH of $301.23 (just in case)
5/15 – Bonus of $100 posted


Looks Dead

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