Posted by William Charles on April 6, 2019
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Published on April 6th, 2019 | by William Charles

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[MI only] OUR Credit Union $300 Checking Bonus

Deal looks to be only available on the premium account now

Update 4/6/19: Bonus has been increased to $300 this year. Keep in mind it’s a hard pull, but might be worth considering for some people. Hat tip to Big Habitat.

Offer at a glance

  • Maximum bonus amount: $200
  • Availability: Must live or work in Michigan[Branch locations]
  • Direct deposit required: Yes, $500+
  • Additional requirements:
  • Hard/soft pull: Hard pull
  • ChexSystems: Unknown
  • Credit card funding: Unknown
  • Monthly fees: None
  • Early account termination fee: None
  • Household limit: None listed
  • Expiration date: July 31st, 2018 July 31st, 2019

The Offer

Direct link to offer

  • OUR Credit Union is offering a bonus of up to $200 when you open a new checking account and complete the following requirements:
    • Use promo code MATCH or mention Facebook Ad in branch
    • Bonus is a match up to $300 (e.g you need to deposit $300 to get the full bonus)
    • Set up direct deposit ($500 or more)
    • Set up eStatements

 

The Fine Print

  •  Matching deposit up to $300 for new Checking Accounts.
  • Account requirements: Debit Card (at least one transaction per month over first 60 days), eStatements and Direct Deposit totaling $500 or more.
  • This offer does not apply if you have an existing OUR Credit Union checking account or have closed an account within the previous 12 months.
  • Opening deposit match (up to $300) will take place approximately 60 days from opening date.
  • Open an account online today using promo code: MATCH OR mention facebook ad at an OUR Credit Union location for matching deposit.
  • Other restrictions may apply.
  • Offer expires July 31, 2019.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

The basic checking account has no monthly fees to worry about.

Early Account Termination Fee

There is no early account termination fee on the checking account. But if you close the prime share savings (usually required to become a member) then there is a $5 fee according if you do so within six month to the fee schedule.

Our Verdict

Unfortunately not really worth considering due to the hard pull they do. Because of that we won’t be adding it to the best checking account bonuses.

Useful posts regarding bank bonuses:



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Brian
Brian

Credit Union One can be opened online. I just completed their requirements and am waiting for the bonus now.

Superchurn
Superchurn

nice…hard pull?

Information Booth
Information Booth

+1… thanks in advance for any help you would be willing to give… John 3:16

Ryan
Ryan

This isn’t a particularly amazing deal, but Newegg is offering a $50 statement credit off your first purchase over $50 if you sign up for their store card. I don’t think they’ve offered any bonuses in the past. I took it because I recently went on an app spree and store cards are easy approvals so I figure I’d just lump it in.

Patugi
Patugi

It is a hard pull…just discovered that the hard way.

Mike
Mike

No pun intended 😉

Patugi
Patugi

Also want to add you can fund up to $500 via credit card!

Ran
Ran

This is hardpull…

Wisco
Wisco

they are very Chex sensitive too, i got a call that they couldnt open due to recent chex inquiries

AllenW
AllenW

How many open accounts?

Rye
Rye

FYI, I asked them via facebook chat what the requirements are they said it neded the premium checking which had a monthly fee.

Bob Newbie
Bob Newbie

The offer says: Matching deposit up to $300 for new Premium Checking Accounts.
This post suggest that you can get the bonus from the basic checking, not sure if that changed.
Looks like the premium checking has a monthly fee of $3.95, not sure if it can be waived, their website is kind of bad.

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