Posted by William Charles on July 14, 2018
Bank Account Bonuses no image

Published on July 14th, 2018 | by William Charles

9

[MI only] OUR Credit Union $200 Checking Bonus

Offer at a glance

  • Maximum bonus amount: $200
  • Availability: Must live or work in Michigan. I think this needs to be opened in branch [Branch locations]
  • Direct deposit required: Yes, no minimum specified
  • Additional requirements:
  • Hard/soft pull: Hard pull
  • ChexSystems: Unknown
  • Credit card funding: Unknown
  • Monthly fees: None
  • Early account termination fee: None
  • Household limit: None listed
  • Expiration date: July 31st, 2018

The Offer

Direct link to offer

  • OUR Credit Union is offering a bonus of up to $200 when you open a new checking account and complete the following requirements:
    • Bonus is a match up to $200 (e.g you need to deposit $200 to get the full bonus)
    • Set up direct deposit (no minimum specified)
    • Set up eStatements

The Fine Print

  • New members only. Matching deposit up to $200 for new Premium or Basic Checking account.
  • Account must remain open for 60 days. Account requirements: Debit Card (at least one transaction per month over those 60 days),
  • Direct Deposit and eStatements.
  • Must mention ad for matching deposit.
  • New Oakey Dokey or Youth Accounts receive match up to $50.
  • Account must remain open for 60 days with at least one new deposit per month. Other restrictions may apply.
  • Offer expires July 31, 2018.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

The basic checking account has no monthly fees to worry about.

Early Account Termination Fee

There is no early account termination fee on the checking account. But if you close the prime share savings (usually required to become a member) then there is a $5 fee according if you do so within six month to the fee schedule.

Our Verdict

Unfortunately not really worth considering due to the hard pull they do. Because of that we won’t be adding it to the best checking account bonuses.

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Brian
Brian

Credit Union One can be opened online. I just completed their requirements and am waiting for the bonus now.

Superchurn
Superchurn

nice…hard pull?

Information Booth
Information Booth

+1… thanks in advance for any help you would be willing to give… John 3:16

Ryan
Ryan

This isn’t a particularly amazing deal, but Newegg is offering a $50 statement credit off your first purchase over $50 if you sign up for their store card. I don’t think they’ve offered any bonuses in the past. I took it because I recently went on an app spree and store cards are easy approvals so I figure I’d just lump it in.

Patugi
Patugi

It is a hard pull…just discovered that the hard way.

Mike
Mike

No pun intended 😉

Patugi
Patugi

Also want to add you can fund up to $500 via credit card!

Ran
Ran

This is hardpull…

Wisco
Wisco

they are very Chex sensitive too, i got a call that they couldnt open due to recent chex inquiries

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