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J T
J T

You can open an account outside their footprint & employer eligibility by joining MRPF when applying. Hard pull on Equifax to open.

Gow
Gow

Can we apply for this checking account from out of state. I see an option for becoming a member by joining MRPF. Does this work?

Dennis
Dennis

Gow
Did you try?

Greg
Greg

You should be able to apply from out of state.

Bkondi
Bkondi

Does ACH count as direct deposit?

Michael
Michael

This offer was extended to 8/31/19 according to the home page. Hard pull Equifax. CC funding for $3k via PayPal using Chase Freedom was coded purchase. Using real DD so no data point there.

Samuel
Samuel

The $250 bonus posted to my savings yesterday. I did direct deposits through my employer.

MikeTheCreator
MikeTheCreator

Same here brother, thanks doc!

Samuel
Samuel

I finished the online application and funded $2505 through my Chase card on Paypal ($3000 limit). They also have the option of funding with a credit card without Paypal but the limit was only $500.

Jesse
Jesse

I used Amex Platinum via Paypal to fund $2900 for opening the account. I confirmed on Amex site that this was coded as “Entertainment – Associations” and it earned MR and triggered signup bonus. Will advise if I am able to trigger DD bonus.

edmund
edmund

Update for credit card funding – I designated $5 into the share savings and $495 into the checking. Only the $5 funding posted as a purchase on my Chase Amazon.

Emporio my chex is basically lol/12 and I was approved. I cancelled my membership with this bank a few months ago too (maybe that’s why they let me back?), but that caused more problems with having to re-activate online banking.

Adam
Adam

Hi Edmond, was this a hard or soft credit pull for you? And did you try to do straight up credit card funding on the checking account or the Paypal option folks have mentioned? If so, was your CC funding declined, post as cash advance, or just not post at all yet? Also, did you see what their CC funding limit is? Thanks for the help.

edmund
edmund

I don’t know about the hard pull. Only $5 was drawn as a purchase, no other activity so far and since it’s been over a week I don’t expect anything else to post. I think the limit was $3k, but again I think they’re sensitive to this and will just pull the $5 to cover the membership share.

edmund
edmund

I applied online and got a missed call / email to call back. The rep said I was approved but since I took too long on the verification questions I had to call in to verify.

Tom
Tom

Do you only need 1 direct deposit and can then cancel the direct deposit after it deposits once?

Hari
Hari

Yeah. That should do. Just a direct deposit + 6 Debt card transactions within the first 30days.