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Dan
Dan

FYI this is back and bonus is $150 now. Still a hardpull but might be worth it to some. https://www.sharepointcu.com/tools-and-resources/promotions/checking-150

MikeTheCreator
MikeTheCreator

I was approved, im lmao/24

TJRewardsChecking
TJRewardsChecking

@MikeTheCreator @Emporio Any advice on eligibility, or are you in MN?

MikeTheCreator
MikeTheCreator

If you have a good credit score you should have no problem getting approved, im located in mn and have a credit score of 730-760.

Adam
Adam

Hello Mike, do you happen to remember if there is any credit card funding for this credit union and if they take Amex funding?

Burton

ACH online or print a voucher and bring in to branch for cash/check deposit were the options presented to me.

Hari
Hari

William Charles Post says Additional requirements: None but verdict says 10 POS transactions.

Mike
Mike

Can you open more than one account?

Emporio
Emporio

I can confirm it’s a hard pull to join the credit union. I have a 3% APY (up to $10K) savings account with them. The savings account is a nice compliment to this checking account. If you factor in the $100 checking bonus and max out both the savings ($10K) and checking ($5K) then you’d earn a first year effective 4.3% APY on $15K.

There’s also an additional $25 bonus if you are referred for this checking account and complete 1 direct deposit. If you’d like a referral send me an email at: sumacsuave@aol.com.

Yummy
Yummy

if I open both checking and saving, would there be 2 hard pulls?

Burton

No, I opened the 5% checking, base savings (required), and the 3% savings and it seems to be coming through as a single Equifax pull.

Emporio
Emporio

I was surprised and disappointed to learn that SharePoint Credit Union performs a hard pull on your Experian file for each new account you open with them regardless if you are already a member of the credit union. I’ve never encountered another bank which performs a hard pull on existing members just to open a checking account. Also they pull Chex systems but are not inquiry sensitive.

Emporio
Emporio

The $100 bonus posted 1 day after account opening.

Dan
Dan

I reached out to them back in August when they we’re running a similar promo and they told me hard pull.