[Expired] [MO only] 1st Financial Federal Credit Union $200 Checking Bonus, Direct Deposit Not Required

Bonus has now ended, view more bank account bonuses by clicking here.

Offer at a glance

• Maximum bonus amount: $200
• Availability: MO only. Must live or work or attend school or worship in St. Charles County, St. Louis County, or the City of St. Louis
• Direct deposit required: None.
• Additional requirements: See below
• Hard/soft pull: Unknown
• ChexSystems: Unknown
• Credit card funding: Up to $500
• Monthly fees: None
• Early account termination fee: $8, 30 days
• Household limit: None listed
• Expiration date: July 31st, 2020 August, 31st 2020

The Offer

Direct link to offer

• 1st Financial Federal Credit Union is offering a bonus of $200 when you new rewards checking account or opportunity checking account and complete the following requirements:
  • Use promo code BetterBanking
  • Deposit $200 into your new checking account and enroll in online banking and setup e-statements by 7/31/2020

The Fine Print

• Checking offer is not available to existing 1st Financial Federal Credit Union members, or those accounts that have been closed in 90 days or closed with a negative balance.
• To receive the $200 checking bonus applicant must: 1) Open a new checking account, which is subject to approval (view full TailorMade disclosure here), using the offer code BETTERBANKING and enroll in online banking with e-statements by 7/31/2020; AND 2) Deposit $200 into new 1st Financial checking account by 7/31/2020.
• The $200 matching deposit bonus will be automatically deposited into the members 1st Financial saving account before 8/15/2020 if criteria is met.
• The bonus will be included as earned interest, is taxable, and may have tax implications; please consult tax attorney for additional information.
• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

TailorMade is the rewards checking account (see here). This account has no monthly fees to worry about.

Early Account Termination Fee

According to this fee schedule there is an $8 fee if closed within 30 days.

Our Verdict

Seems like a really easy bonus to meet the requirements for. As long as this is a soft pull to open the account then it’s definitely worth doing and we will add it to our list of the best bank account bonuses.

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