[Expired] [NE, In Branch only] First National Bank $100 Checking Bonus

Deal has expired, view current First National Bank deals by clicking here.

Bonus is back and valid until October 31st, 2018. Hat tip to reader Dan.

Offer at a glance

• Maximum bonus amount: $100
• Availability: NE
• Direct deposit required: Yes, fine print states ACH though
• Additional requirements: None
• Hard/soft pull: Soft
• ChexSystems: Unknown
• Credit card funding:  Unknown 
• Monthly fees: None
• Early account termination fee: Unknown
• Household limit: None
• Expiration date: July 2nd, 2018 October 31st, 2018

The Offer

Direct link to offer

• First National Bank is offering a $100 bonus when you open a new free checking account. Bonus is broken down as follows:
  • Open new account & get $10
  • Receive a qualifying direct deposit within 60 days of account opening and get $90

The Fine Print

• Good for new checking account relationships only; you cannot be an owner or joint owner on a current First National checking account.
• All consumer checking accounts are eligible.
• Checking account must be opened in branch only.
• This promotion may not be combined with any other offer. Limit one per person per account.
• One bonus will be applied if multiple accounts are opened in the same name.
• The account bonuses are subject to IRS reporting and will be reflected on a 1099-INT statement. Offer expires 07/02/18.
• The $10 new checking account bonus will be credited to your account immediately.
• The $90 direct deposit bonus will be credited to your account within 30 days from the date we receive your direct deposit.
• A qualifying direct deposit of at least one ACH must be received within 60 days of the account being opened.
• A qualifying direct deposit is one that is deposited via ACH (electronically) into your new checking account, or through a minimum of nine credits posted to your new checking account via a debit card transaction received within 60 days of the account being opened.
• Transfers and / or deposits made via ATM, online or teller, and transfers from a bank or brokerage account do not constitute a credit or a direct deposit.
• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

This account has no monthly fees, I wasn’t able to find a fee schedule so I’m unsure if any early account termination fee is charged or not.

Our Verdict

First National Bank has got to be one of the most common bank names. There is one in PA & MD, OH, WV & D.C., NC, SC, another in UT and then this one in NE. This one has offered a $160 bonus just recently so this offer probably isn’t worth considering. Because a bigger bonus was so recently offered, we won’t be adding this to the best checking sign up bonuses.

Big thanks to reader, Jeff H who let us know. Learn how to find bonuses and contribute to the site here.

Useful posts regarding bank bonuses:

• A Beginners Guide To Bank Account Bonuses
• Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
• PSA: Don’t Call The Bank
• Introduction To ChexSystems
• Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
• What Banks & Credit Unions Do/Don’t Pull ChexSystems?
• How To Use Our Direct Deposit Page For Bank Bonuses Page
• Common Bank Bonus Misconceptions + Why You Should Give Them A Go
• How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
• Affiliate Links & Bank Bonuses – We Won’t Be Using Them
• Complete List Of Ways To Close Bank Accounts At Each Bank
• Banks That Allow/Don’t Allow Out Of State Checking Applications
• Bank Bonus Posting Times