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Dave
Dave

Vanguard brokerage doesn’t work. It seems the only thing that works is deposits from work. I’m tempted to call them b/c of vanguard, but I’m pretty sure they’ll deny my claim.

Jim Kressler
Jim Kressler

Is there a DD minimum to qualify for the bonus and/or avoid the monthly fee?

Dave
Dave

I think it’s $500. THat’s what I did each time.

Dimi
Dimi

I did $100 real payroll DD and received a bonus on the next day so I think $100 is the minimum.

JC
JC

DP – The following is how the transactions were posted on 1st Constitution site.

5/15 – Accnt Opened Online
5/22 – DISCOVER BANK P2P
5/26 – Santander Bank Payment
6/02 – [COMPANY] DIRECT DEP
6/05 – Misc Credit 200.00

NOTE: Under CATEGORIZE tab, the transactions: DISCOVER is categorize as “Credit Card Payment”; Santander Bank as “Auto Payment”; Work Company as “Income : Paycheck”. Thus, it seems that what triggered the $200 Bonus was indeed the official job DD.

Dave
Dave

I can also confirm Santander and Capital One 360 do not work as direct deposit.

Dave
Dave

Anyone know any DPs that work?

Dave
Dave

My mistake *DD.

Bill
Bill

The clause “If the checking account is closed by the customer or 1st Constitution Bank within six months after opening, we will deduct the bonus amount at closing.” is a bit worrisome because if this bank feels you’re not a valuable customer they could decide to close it, and claw back the bonus earned. And very likely the paperwork they force you to agree to gives them the right to close for any or no reason, not just for bounced or rejected checks as you might suspect.
Thankfully First Niagara / Key Bank didn’t claw back the bonus when they closed my account. It was just as well, because the First Niagara account types were going away.

PedroNY
PedroNY

There is no CC funding option, bank transfer funding only. I’ll try to get some additional information for you when I drop off my signature card.

Cheers,

PedroNY