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dizzy
dizzy (@guest_1082236)
October 30, 2020 10:43

Still had not received it yet as of early this am. I called once and secure messaged once in last 2 weeks. Apparently they are manually applying the bonuses, and mine was “missed”. When I returned the call (why can’t they just reply to secure message?) the agent asked me if I was going to continue using the account, I said yes. I logged in just now and the bonus has posted (it was not there half an hour ago).

dizzy
dizzy (@guest_996225)
June 11, 2020 10:39

OP here, opened in Westville today. This was such an easy account to open. Yes there was a sign saying Chexsystem. I’m like lol/6 [!] nothing was mentioned about my chex at all, so a contrasting DP to Jace. Took 15 minutes in total.
They did ask who my DD would be coming from and how much it would be (I get 1099 from that job and we’re just opening this week, plus it’s commision based so I had no idea) so not sure if they check that, I’m not sure I will mess with a fake DD for this one since it sounds like it might be manual. Might switch my delivery accounts to here tho. She said the $500 could be cumulative.

Bonus will be deposited after 90 days if account is in good standing. Yes, enroll online for e-statements. You can get a debit card for the account but you have to wait 30 days before requesting.

As a side note, this is a great bank if you are going to be a 1st time homeowner in NJ. They are one of handful of banks that participates in the state 1st time homeowner program ($10k forgiveable loan) AND the Fed Home Loan Bank of NY program which gets up to $15k grant. I met with a MLO Richard in their Cherry Hill office few months ago and he was very generous with his time to answer all his questions (unfortunately my student loans prevent me basically from ever qualifying unless I start to make 3-4x my income; I’m good tho since decided to get over myself and move to my bf’s house even if not close to public transit). Richard confirmed that the program worked with the IDA program I was enrolled in for $4k match to $2k of savings. If you are thrifty and low income check them out they will work with you and are familiar with all the programs.

shoreman
shoreman (@guest_998979)
June 16, 2020 09:52

Great post — insightful and comprehensive. Did you call in advance or just drop by the branch? I’ve been trying to contact them at the indicated number but I keep getting voicemail. Any suggestions? Thanks.

dizzy
dizzy (@guest_1041357)
August 22, 2020 19:55

Shoot, just seeing this shoreman yeah I just walked in. I live less than 10 minutes’ walk so no big.

187westward
187westward (@guest_1007876)
July 1, 2020 13:51

Not sure if you’ll see this, but what is the Fed Home Loan Bank of NY grant program? I googled, but all I found was a dallas bank grant program … I’m in NJ, so the dallas results were weird, unless maybe they merged somehow? And since the Westville bank (which only hs one other branch in Collingswood) is offering the grant program, I guess the NY grants are good for NJ buyers? Tia

dizzy
dizzy (@guest_1041364)
August 22, 2020 19:59

187westward sorry just seeing this! It’s some grant program I found out about when I was looking at buying a home. Not tons of info, yeah. I saw some obscure link on a list of 1st time homebuyer grants/etc, followed up with all of the banks that seemed to participate in this program with the FHLB of NY. Yes they are good for NJ buyers, it’s something weird like NY, NJ, Puerto Rico, and Virgin Islands. Anyhoots. You have to talk with the MLO guy who is in their HQ in Cherry Hill, his name is Richard.

https://www.fhlbny.com/community/housing-programs/hdp/homebuyer-information#:~:text=The%20HDP%20offers%20grants%20up,%E2%80%91based%2C%20member%E2%80%91lenders

187westward
187westward (@guest_1041378)
August 22, 2020 20:26

Thanks so much – passing along to my son!

Jace
Jace (@guest_994727)
June 8, 2020 23:11

Set up an account in person with them today. Definitely Chex sensitive, the manager said, “make sure to check the Chex system” at least 3 times to the person opening the account, and there was a plaque on the person’s desk saying “all new accounts are run through the Chex system.” Not sure if it is a hard or soft pull. And I’m also not sure how I made it through since I’ve opened 10+ accounts in the past three months.

Anyways, it was a very painless process. All in all, only 15 minutes to get everything set-up. Funded the account with less than $20, and plan to have an employer DD hit twice. It is fee free, but make sure to enroll in the online statements, or else there is a $3 fee per each statement.

IS250
IS250 (@guest_995175)
June 9, 2020 17:22

They might be focusing on derogatory information rather than inquiries.

Jace
Jace (@guest_1006276)
June 29, 2020 12:28

Ah, this is most likely the case then.

Jace
Jace (@guest_1089780)
November 12, 2020 19:20

an update: Real DDs totaling over 500 in the 60 day timeframe.

bonus posted exactly 120 days after account opening. I sent them an email the day before saying it should be posted the following day, and it was.

all in all, a very painless process.

Vy
Vy (@guest_993583)
June 6, 2020 15:41

Here’s how to take advantage of our 20 year celebration offers:

● Call: (856) 858-8403
● Email: [email protected]