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baklava23
baklava23 (@guest_1963077)
December 2, 2024 22:34

DP –

10/30 – Opened in branch
11/13 & 11/26 Real DDs slightly over 5k
11/26 & 12/02 Added debit card to Venmo and sent $900 to P2
12/02 – ONL DEBIT CARD PURCHASE REBATE $300 posted to account

Gadget 🕵️‍♂️ Bank Bonus Geek 🔗
November 16, 2024 22:18

 William Charles The $300 offer still exists. No telling if the $600 offer will ever return. Based on my experience, although it did pay out, I don’t know that the “DM600” $600 offer was not supposed to be for everyone and was intended to be “Direct Marketing”.

https://dollar.bank/300-checking

There is also the $400 military offer: https://dollar.bank/personal/banking/military-banking

Baklava23
Baklava23 (@guest_1941247)
October 30, 2024 17:10

Opened an account in branch today in Ohio. They ran a Chex report, which I was worried about as I was denied by keybank 2 weeks back. Nothing negative on my report just a lot of new accounts.

baklava23
baklava23 (@guest_1953222)
November 16, 2024 22:07

The inquiry showed up on my Chex report, so they do a hard pull

Alan
Alan (@guest_1940896)
October 30, 2024 07:25

How do you know you actually qualify for the $300 debit card reimbursement?
Can you do the debit card purchase(s) in increments?
I don’t want to try a $5 debit card purchase and lose the other $295. I’m not even sure I qualified and I don’t feel it’s best to call them.
Thank You and greatly appreciate the answers.

Alan
Alan (@guest_1940899)
October 30, 2024 07:27

I se the fine print states:
>>Up to $600 is available in one $300 Mastercard debit card rebate and one $300 credit.<<
Still not sure if this means accumulative?

Gadget 🕵️‍♂️ Bank Bonus Geek 🔗
October 30, 2024 11:31

They’re not going to cheat you out of $295 because you did a $5 charge. That’s not how banks operate.

I assume it’s cumulative but why not just load $300 to cash app or PayPal and be done?

Notice my data point below that they pay out the same day as the charge posts. If you really want to do individual charges I imagine you’ll see a $300 rebate once you get to $300 in spending.. Just like when you have a credit card that requires a minimum spend requirement.

Alan
Alan (@guest_1941314)
October 30, 2024 19:15

Thanks Gadget!
I never did a load to PayPal but I’ll take your advice and try it as I think that is very solid advice.
Thanks again!

Alan
Alan (@guest_1941317)
October 30, 2024 19:22

Done!
Thanks Gadget!!!
I’ll post whether I it worked. My DDs may not have worked.
It’s pending now so I’ll see tom. and give it a few days.

Gadget 🕵️‍♂️ Bank Bonus Geek 🔗
October 30, 2024 19:44

It should work. What did you use for the DD and did the DD show up as DIR in online banking? I recall them being pretty lenient on what they accept as a DD, so you will probably be good to go. Alan

I always like to save my real shopping for my CC. Missing out on $300 in credit card spending costs you money in lost rewards, so you could have considered buying a money order with the debit card.

Alan
Alan (@guest_1941341)
October 30, 2024 20:09

Schwab and Fidelity both showed DIR, Ally did not.
Couldn’t connect AMEX so could not try.
I transferred over $5,000 from all three then waited a week or so then withdrew about $14,500.
Hopefully tom. when it posts or Friday I’ll get the credit.

I’m the same way Gadget. I never thought about the PayPal scenario and I love it so I’m immensely appreciative.I did not even know I could do that but it’s actually the easiest and least hassled way.

Gadget 🕵️‍♂️ Bank Bonus Geek 🔗
October 30, 2024 20:18

There are so few DP’s, but I think you are good to go with Schwab and Fido. Unless I got super lucky on the exact day of the week they look for payouts, you should be paid the $300 right away.

Alan
Alan (@guest_1941662)
October 31, 2024 10:03

Excellent! It worked like a charm so I’m thanking you again Gadget! This was the absolutely best, easiest, and quickest way esp. because I don’t need another gift card which what I was going to do.
>>10/31/2024 ONL DEBIT CARD PURCHASE REBATE +$300.00<<

Gadget 🕵️‍♂️ Bank Bonus Geek 🔗
October 29, 2024 12:02

DP: Treasury Direct works as a DD. PayPal Savings online debit card load works as debit spend. (I was planning to buy a money order locally, but PayPal saved me a $1)

09/18/24 $50 Opening Deposit in branch.
10/21/24 $5,100 T-Bill disbursement posts as “DIR APA TREAS 310 9101036151 BR MISC PAY”
10/25/24 Pulled most of the money out via ACH pull
10/29/24 -$301 debit card load online to PayPal Savings posts as “POS MC PAYPAL ‘LASTNAME’ BR 4029357733 CA”.
10/29/24 $300 “ONL DEBIT CARD PURCHASE REBATE”

Although dated the same date, the PayPal debit was done the day prior.

Reducing balance to about $50 and I’m using 6 small $1.xx ACH pulls scheduled per month to keep fee free. Will wait it out ~12 more months to get my other $300.

My P2 will probably try to churn next year, (covertly… due to HH rule). It would probably be better if she uses a different promo code, but DP’s welcome if I am being too cautious.

EDIT: Also, DP: Recurring DD not enforced. No other deposits to the account were made, not even trials.

Teddy Ruxpin
Teddy Ruxpin (@guest_1942522)
November 1, 2024 13:17

Where are you pulling from ACH wise to keep fee free?

Gadget 🕵️‍♂️ Bank Bonus Geek 🔗
November 1, 2024 13:24

Last time I had an account I was using Wings CU. This time using Lending Club LevelUp Savings.

I have $1 pulled weekly, and $1.01 pulled bi weekly, scheduled.

I will just need to replenish that $50 at some point this year. And, eventually I will need to remember to manually end the scheduled transfers when it’s time to close up shop. Teddy Ruxpin

Teddy Ruxpin
Teddy Ruxpin (@guest_1942539)
November 1, 2024 13:36

Gotcha thanks, hopefully this gets extended, would like to apply.

Dan
Dan (@guest_1939071)
October 26, 2024 19:17

Was able to open in PA about 115 miles from the closest branch.

Hsjdjejs
Hsjdjejs (@guest_1939082)
October 26, 2024 19:45

In the brand or just from your home?

Dan
Dan (@guest_1939207)
October 27, 2024 09:04

Online

J oooOOooo
J oooOOooo (@guest_1938756)
October 26, 2024 02:24

Did 3x ~$2000 ACH from WF, last one occurring end of August. Bought ~$300 Whole Foods gift card online via debit. No bonus as of 10/25/24. Not looking good, supposed to credit within 40 days of DD and now outside that window. Prob won’t qualify for the annual bonus either since it does seem to require that you qualified for the debit bonus. This one is a pain in the ass too because of the required billpays to avoid a fee. Argh.

Nick
Nick (@guest_1958318)
November 24, 2024 19:15

Did this ever post? Did my $300 debit after meeting the DD requirements with employer payroll, and the $300 refund still hasn’t hit about a week later.

PleaseUseMyReferralPlease
PleaseUseMyReferralPlease (@guest_1961449)
November 29, 2024 11:00

Any updates?

Nick
Nick (@guest_1962058)
November 30, 2024 14:22

Still hasn’t posted, sent a SM and they said it will within 40 days from 11/20.

Dan
Dan (@guest_1962440)
December 1, 2024 16:06

Mine hasn’t posted yet either.

Nick
Nick (@guest_1965833)
December 6, 2024 21:24

Still waiting

Gadget 🕵️‍♂️ Bank Bonus Geek 🔗
October 25, 2024 02:01

Maryland has been added to their list of states…  William Charles Title & Availability adjustment please.

However, keep in mind DP’s show that you have to be within a reasonable distance (50 miles?) from your nearest branch. The two branches I see in MD are kind of out in the sticks.

Per the Dollar Bank website footer:

Dollar Bank serves areas surrounding northeast Ohio, western Pennsylvania, the Hampton Roads community in Virginia and the Cumberland Narrows community in Maryland.

Lil Ol Me
Lil Ol Me (@guest_1938798)
October 26, 2024 08:18

You aren’t kidding about in the sticks. They have two branches in Cumberland, so basically they’re covering everything west of (but not including) Hagerstown, which means they’re covering about 57k people out of a population of 6.1 million. Can’t imagine why they didn’t have one branch in Cumberland and the other in Frederick or Hagerstown and bring some actual population into it.

Turbo
Turbo (@guest_1939566)
October 28, 2024 06:12

Merger related location. Former Standard Bank.

John R🔗
John R🔗 (@guest_1937367)
October 23, 2024 23:29

Was able to open in branch with very high chex, no questions asked. Banker confirmed that he applied the $600 offer, I’ll probably send an SM to confirm.

Brad
Brad (@guest_1931473)
October 13, 2024 10:59

Cash App worked for the Debit Purchase.I completed the 5k using real direct deposits first. I did a $300 Cashapp add… next day $300 ONL DEBIT CARD PURCHASE REBATE POSTED

Lucky
Lucky (@guest_1935990)
October 21, 2024 23:36

hello, how many days did you wait to do the $300 cashapp load after completing the 5K direct deposit, thanks

Baklava23
Baklava23 (@guest_1951738)
November 14, 2024 20:42

Did you keep the 5k DD in there for a couple of days? I just had my first half post today and the next one is in 2 weeks. So wondering if I can remove the first half

Brad
Brad (@guest_1951744)
November 14, 2024 20:52

Baklava23 Lucky I did not do the 5k Direct deposit all at once. it was various amounts that added up to 5k because I was simultaneously doing other bonuses. I did do the Cash App reload a week or two after the 90 days from the account opening. I’m not saying it needs to be that way but that is my data point.