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Britchurner
Britchurner

Beware that while not listed on the fees booklet when opening the account, if you close within 90 days there is a fee of $20. Almost closed the account before asking this.

Paris
Paris

Cha-Ching! Bonus auto posted!

Greg
Greg

No bonus as of yet. I just called the branch and spoke with someone who said the marketing team is finalizing the bonus credit process and everyone should receive the bonus in their accounts tonight, so it should post by early tomorrow morning at the latest.

Paris
Paris

Thanks for your info….let’s hope all is well 🙂

Paris
Paris

Anyone get their bonuses posted? Thanks!

kt
kt

I didn’t. Anybody did?

Paris
Paris

Me neither… Might be a pain to deal with them…

Vero
Vero

Anyone know if this happen to be extended?

Nopers
Nopers

Just opened a personal checking account in the branch for the bonus. The banker I dealt with was extremely suspicious and standoffish. She kept asking how I found out about this and if it was through a “bank bonus website”. I was successfully able to open the personal checking, though. But she refused to allow me to open a business checking account (for the other bonus) because my sole proprietorship is not a “real business” because it doesn’t have a “business name”. I explained that independent contractors and freelancers often don’t have a DBA, that their “business name” is always technically their name, and that doesn’t mean they’re not a business, but she insisted that that didn’t qualify as a business under their rules. This whole also took an incredibly long time. Don’t bother trying to open a business account – for the bonus or for real use.

In the past, I have been pleasantly surprised by a bank where I originally signed up just to get a bonus, and I continued doing business with them. This will not be one of those times. What an awful, time-consuming experience with a thoroughly unpleasant person. Can’t wait to close the account and GTFO.

BTW: The building only has valet parking in the back, but the bank validates, so it’s free.

TYRONE
TYRONE

tell us what she looks like so we can avoid her in the future.

Nopers
Nopers

Late-20s Latina/?-ish woman named Elizabeth

TYRONE
TYRONE

Sorry to hear about your bad experience. I really don’t understand why bankers like that are so condescending and arrogant, treating customers like dirty. We might love chasing bonuses but we are still customers.

Zachek
Zachek

Oh, there was a $250 Business Checking offer also. Seems easy: 1.) maintain $1000 average balance for 90 days and 2.) perform 5 “transactions” (debits, credits, deposits.) I can send you a scan of the flyer if you’d like DoC. Downside is it states “Offer applies only for business checking accounts opened at the Pacific Palisades branch and cannot be combined with other offers.” But the banker claimed I could get the bonus for that one too, even after signing up for the $200 personal checking so I’m not sure. Will probably test it out to see.

Zachek
Zachek

Opened this last week. The banker confirmed no HP, as lingua already said. Also confirmed they check Chexsystems, “but that only matters if you closed an account with a negative balance..” banker said. Minimum $100 opening deposit (no CC funding) for the basic “Banking By Design” checking account.

“If the account is not active and in good standing as of June 30, 2017, you will not receive the bonus.” The bonus will be deposited on or before July 31, 2017 into the Union Bank checking account.”

So it would seem the account needs to stay open until at least 7/31/17. No mention anywhere else about any ETF or clawbacks for closing the account.

Anyhow, there do not appear to be any DP’s about Union Bank as far as mobile deposit limits, ACH transfer fees etc, so I am eager to find out. Need new local MO depositries for MS!

lingua
lingua

Opened yesterday, confirmed soft pull, as mentioned by Panda advertsied in branch no mailer needed. Not sure about funding.

Aaron
Aaron

Can we get clarification on the 5 debit card purchases? When you say “each month,” how many months are you referring to?

Chris
Chris

If you read the fine print in the second picture, it looks like the “month” language is meaningless marketing copy. The fine print just says, for instance, make five debit card purchases. That “month” stuff is just there because they want to encourage you to start using the account as your regular checking account; that’s why banks give account bonuses.