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Martin Pulido
Martin Pulido (@guest_1132925)
January 23, 2021 19:03

Mine got declined — I’m in Texas

Gottagetthosemiles
Gottagetthosemiles (@guest_1085584)
November 5, 2020 16:45

FYI – OOS applicants shouldn’t apply for St. Mary’s accounts. Mine was just closed after several weeks and all transactions are being undone. Representatives would only say that the account “shouldn’t have been opened in the first place.”

Lisa
Lisa (@guest_1086104)
November 6, 2020 14:02

Same thing just happened to me. I filed a complaint just for the hell of it.

Johnnie Dough
Johnnie Dough (@guest_1086248)
November 6, 2020 19:56

Same here…now I have to wait more than 2 weeks for them to mail a full balance via a check. They should have denied it without letting it slip through their online system. Be warned for any OOS users that this could easily happen to you. Don’t waste the time or credit check on such a small amount.

thomas
thomas (@guest_1087990)
November 10, 2020 14:09

SAME

Lisa
Lisa (@guest_1082144)
October 30, 2020 06:47

It looks like they code quite a few things as TRANSFER ACH ECC PPD ACH so we’ll see if any of it works.

Lisa
Lisa (@guest_1078253)
October 23, 2020 18:44

I was just approved, I live in Maine. They did ask me why I was opening an out of state account and I told them for the 5% savings, which is also true.

Ross
Ross (@guest_1078244)
October 23, 2020 18:14

Approved at 2/6 4/12 after haggling about not living in NH.

James Bond
James Bond (@guest_1075964)
October 20, 2020 09:59

Outside of footprint. Sent the bank photos of DL and Utility Bill. Then received the following:

“Thank you for your application. Unfortunately we will not be able to proceed with your request to open an account electronically. Please visit one of our branches with proper identification if you wish to proceed. Thank you.”

Shawn
Shawn (@guest_1076112)
October 20, 2020 12:30

Requiring all documents first but then requesting you to visit a branch?? The bank is a clown.

Lisa
Lisa (@guest_1078495)
October 24, 2020 08:40

No they just don’t want a slew of far out of area folks taking advantage of the bonus, but they will consider close out of state

FreakyFlyGuy
FreakyFlyGuy (@guest_1075579)
October 19, 2020 17:19

Applied 10/15. Got the “Thank you for your online account application. A member of our eCare team will contact you by the next business day to complete the process. If you have questions, please call our Member Contact Center at 1-888-786-2791.” message followed by the following back and forth…

[10/15/2020 12:50:10 PM]St. Mary’s Bank: Thank you for your application! In order to proceed we need a recent utility bill in your name for your current address. You can load these to the application under documents.

We also noticed that you are not located in our area. We are a New Hampshire based credit union. Why did you decide to do an application with us? Please advise. Thank you.
[10/15/2020 3:09:42 PM] FREAKYFLYGUY: I saw you had a savings account with 5% APY to $500 and 3% APY on $500-$1000. I’d be glad to upload a utility bill if being out side of NH doesn’t prohibit me from opening the chosen accounts. Thank you, FreakyFlyGuy
[10/19/2020 1:55:05 PM]St. Mary’s Bank: Thank you for your application. Unfortunately we will not be able to proceed with your request to open an account electronically. Please visit one of our branches with proper identification if you wish to proceed. Thank you.
[10/19/2020 2:04:35 PM]FREAKYFLYGUY: I understand. However, since I am outside of NH, a branch visit is not possible (as well as not being recommended during the current pandemic situation). May I suggest some indication during the online application that potential customers outside of your footprint need not apply? It may save a great deal of trouble for potential applicants that may be wasting their time by applying. Thanks. FreakyFlyGuy

Out of state, out of region. Worth a shot but it’s a no go…

TJ
TJ (@guest_1075595)
October 19, 2020 17:36

I received that final message, after sending the utility bill and ID that they requested in previous message, but I also received a Docusign to sign where it says they used ChexSystems

RXSAMG
RXSAMG (@guest_1077458)
October 22, 2020 09:57

Pretty much my identical experience & also received the same chex message TJ got in post below…I even told them we travel there a few times per year & thinking about buying a vaca home there (Which is pretty much true ironically) but they wouldn’t budge…oh well….move on to next candidate bank that is willing to give me free money…

AndreRamirez
AndreRamirez (@guest_1074645)
October 17, 2020 13:31

“Thank you for your application. Unfortunately we will not be able to proceed with your request to open an account electronically. Please visit one of our branches with proper identification if you wish to proceed. Thank you.”

– Looks like a no go unfortunately. I’m in CT, for reference

Jun
Jun (@guest_1073604)
October 15, 2020 17:09

Applied and not instantly approved.
Thank you for your online account application. A member of our eCare team will contact you by the next business day to complete the process. If you have questions, please call our Member Contact Center at 1-888-786-2791.

Click here to check the status of your application.

RXSAMG
RXSAMG (@guest_1073409)
October 15, 2020 13:23

BE PREPARED TO BE GRILLED if you are not in their local footprint in New Hampshire. I tried opening an account a few months ago & they kept going back & forth multiple times asking me why I was opening an account due to not living in their state. They are also HIGHLY CHEX SENSITIVE and will ask you about your other accounts. If you don’t have a New Hampshire address you are highly unlikely to be approved to open an account…If anyone has success, please let me know…

Cardi G
Cardi G (@guest_1073446)
October 15, 2020 14:23

yikes sounds like a crappy bank

RXSAMG
RXSAMG (@guest_1073450)
October 15, 2020 14:27

Not necessarily…they just don’t like outsiders

Sagan
Sagan (@guest_1073451)
October 15, 2020 14:30

Can confirm. They denied me due to chex back in May. I couldn’t get them to pick up the phone or return my emails. This may be why.

RXSAMG
RXSAMG (@guest_1073453)
October 15, 2020 14:32

The only way I communicated with them was their secure messaging system for applicants

AndreRamirez
AndreRamirez (@guest_1073505)
October 15, 2020 15:10

Dang wish I read this earlier. Oh well, not gonna get my hopes up for approval then.

fred
fred (@guest_1073524)
October 15, 2020 15:25

wish i knew this before i applied…whats the point of them offering a nationwide if they are going to be sticklers like this. just make it clear its NH only…ugh

Kyle
Kyle (@guest_1073549)
October 15, 2020 15:47

Yup, just got this message: We also noticed that you are not located in our area. We are a New Hampshire based credit union. Why did you decide to do an application with us? Please advise. Thank you.

Not really sure what to say here. Good luck to everyone.

Channing
Channing (@guest_1073586)
October 15, 2020 16:43

You could always tell them you are only opening the account for the promotion. See what happens.

TJ
TJ (@guest_1073617)
October 15, 2020 17:30

I guess it’s a YMMV. The message I got is that they need front and back of drivers license and1 utility bill sowing the address. I appled for the primary share, checking w/ promo and the rainy day savings. Nowhere near NH.

I feel like I have a ton on Chex, too.

RXSAMG
RXSAMG (@guest_1073742)
October 15, 2020 19:53
  TJ

Same happened to me, before they starting giving me grief….I’m interested to hear what they do next.

TJ
TJ (@guest_1074289)
October 16, 2020 15:41

Nothing as of yet, yesterday it came at what you would think was end of business in NH.

TJ
TJ (@guest_1075532)
October 19, 2020 16:03

Rejected bc of ChexSystems

RXSAMG
RXSAMG (@guest_1073559)
October 15, 2020 16:06

 William Charles Please add highly Chex sensitive & technically only for NH state as they are very location sensitive too based on my experience & others

Matthew
Matthew (@guest_1073595)
October 15, 2020 16:57

I got approved for the savings account last December from California. Chex count at the time was about 6-8/6, 6-8/12, 6-8/24

Maybe they’ve tightened up