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aquac
aquac

They paid an extra $50 over the regular $150 due to an ongoing promotion. Thanks!

ps
ps

i got swagbucks for opening this account ( approx 150 ) . i dont see 1099 int on this banks website. do I need to report swagbucks ?

Acid Bath
Acid Bath

Looks like Cashapp and Venmo are dead as of Oct 2021:
“Debit card transactions for money transfer vendors (for example, but not limited to, CashApp, Venmo,
Facebook Pay) do not qualify towards the $1,000.00 spend requirement.”
https://assets.ctfassets.net/ejg6grzpbbxj/fId6VhRHk4NWq1dZLZpHS/941d6d41df5033c2fbbda602686c9f4d/Aspiration_Spend___Save_Supplemental_Disclosure.pdf

Bunny
Bunny

revenue universe is back at 2400 SB

wow i missed a ton of zeros originally

Prad
Prad

Anyone got form 1099-INT from Aspiration bank?

dave
dave

Nope

dave
dave

Looked into it further, they only issue 1099s for Savings Interest of $10 more and/or promotional bonuses of $600 or more.

Dev
Dev

Do we not need to report this as income on the tax return then?

Richard Hart
Richard Hart

No 1099 then no reporting. The IRS is paper driven so to speak. They only know what they have in your file from forms sent to them by others.

logmeingn
logmeingn

Thanks for posting this.
I was doing my taxes and I didn’t receive my 1099.
For me, there was a address change. So, I wasn’t sure if they sent it to old address.

Troy
Troy

To close:
I messaged them thru site, they emailed me a list of things to do (zero balance, sign a form digitally in a link provided etc). They also said this, so I may just keep it open in case they offer anything in the future:
“Just so you’re aware, account closures with us are permanent. Once closed, your accounts cannot be reopened (this includes reapplying).”

Zindella
Zindella

I opened my Aspiration account on 11/29 for the Swagbucks RevU contest. I didn’t do the $1000 spend bonus, because I wasn’t sure if I was eligible going through the Swagbucks portal (I did mess around with the URL to have the application page show the $1000 spend bonus though). Today I received an email from Aspiration giving me a second chance to earn the $150 bonus for $1000 in spend, 60 day deadline.

Daniel
Daniel

@Zindella My 2nd offer email stated that the bonus would be paid within 120 days from the date the “challenge accepted” button was activated. So I guess we’ll see…thus far:

P1:
10/2/2021: Account opened
12/4/2021: Bonus offer received via email; “Challenge Accepted”
1/14/2022: $1k+ in net purchases settled

Still waiting, no bonus as of yet…

RobertL
RobertL

P2 DP:
10/18/2021 Account Opened and instantly made a mobile check deposit of $1020
10/29/2021 Mobile Check Deposit Settled
11/06/2021 Debit Card Purchase of $1001.9 (bought 2 VGCs in CVS: in $500 and $490 value)
01/28/2022 Received $150 Bonus (Aspiration Promotion Credit)

P1 opened account on 11/28/2022 and finished $1000 spent in 12/8/2021, still waiting for the bonus. Guess the bonus will be posted at the end of Feb 2022.

Tanya
Tanya

The virtual debit card is only available in the phone ap

BS
BS

This is one strange company. I submitted a help ticket and a representative emailed in response. A few minutes later I get an email from Aspiration asking how my interaction with the rep was. Not unusual, except this email included a very unprofessional picture of the rep along with letting me know that some of her favorite interests are volleyball and hiking. Wtf?

Linda Henry
Linda Henry

Maybe looking for a deeper relationship