Posted by William Charles on January 9, 2017
Bank Account Bonuses

Published on January 9th, 2017 | by William Charles

840

[Expired] Wells Fargo $250 Checking Bonus Available Online – Direct Deposit Not Required

Update: There is a new offer with targeted language, found here.

Deal has unfortunately expired. You can view the best checking bonuses by clicking here.

Offer at a glance

  • Maximum bonus amount: $250
  • Availability: Nationwide
  • Direct deposit required: No
  • Additional requirements: 10 debit card transactions
  • Hard/soft pull: Soft
  • Chexsystems: Mixed reports
  • Credit card funding: Can fund up to $50 online
  • Monthly fees: $10, waivable 
  • Early account termination fee: None
  • Household limit: None listed
  • Expiration Date: February 17th, 2017 March 3rd, 2017 March 24th, 2017.

The Offer

Direct link to offer

wells-fargo-250-bonus

The Fine Print

  • Eligibility:
    • All consumer checking accounts, including non-interest-earning checking accounts (except Teen CheckingSM) are eligible for the bonus of $250. The prepaid Wells Fargo EasyPay® Card is not eligible.
    • You cannot be:
      • A current owner on a Wells Fargo consumer checking account
      • A Wells Fargo team member
      • A recipient of a consumer checking bonus in the past 12 months (limit 1 bonus per customer)
  • Bonus Qualifications:
    • Open a new, eligible consumer checking account with a minimum opening deposit of $25 (not including the bonus) by February 17, 2017 March 3rd, 2017 March 24th, 2017
    • Within 60 days of account opening, either make 10 purchases/payments with your Wells Fargo Debit Card or establish a qualifying Direct Deposit of an accumulated $500 or more to the consumer checking account opened for this bonus offer.
      • The 10 debit card purchases/payments must be from the primary linked consumer checking account opened for this offer.
      • A qualifying Direct Deposit is your salary, pension, Social Security, or other regular recurring monthly income, electronically deposited to your consumer checking account by your employer or an outside agency. Transfers from one account to another or deposits made at a banking location or ATM do not qualify as a Direct Deposit.
    • Offer available in all Wells Fargo branches or online at wellsfargo.com/250offer.
    • Offer cannot be:
      • Paid without a valid U.S. taxpayer ID
      • Combined with any other consumer deposit offer
      • Reproduced, purchased, sold, transferred, or traded

    Bonus Payment:

    • We will deposit the bonus into your new consumer checking account within 45 days after eligibility and qualifications have been met.
    • You are responsible for any federal, state, or local taxes due on your bonus and we will report as income to the tax authorities if required by applicable law. Consult your tax advisor.

Avoiding Fees

Monthly Fee

The Everyday Checking account comes with a $10 monthly fee. Get the fee waived with one of the following:

  • 10 debit card purchases and/or payments each statement cycle from this checking account, OR
  • Direct deposits totaling $500 or more each statement cycle, OR
  • Maintain a $1,500 minimum daily balance, OR
  • Link checking account to a Wells Fargo Campus ATM or Campus Debit Card

If you have a Wells mortgage, you might be able to get a higher-level account with no fees.

Early Account Termination Fee

There is no early account termination fee.

Updates

Update 4: New offer doesn’t contain the targeted language, but it is now online only and valid until March 24th, 2017.

Update 3: Another DP of somebody getting the bonus without being targeted after the new language was added. Because of that we’ve removed the targeted portion of the title. As always YMMV.

Update 2: This DP shows somebody getting the bonus without being targeted. They did apply in branch.

Update: Wells Fargo have made additional changes to the fine print on this offer, it now says:

This is an exclusive, nontransferable offer, available to those who received our direct mail or e-mail offer.

Previously it didn’t include the ‘available to those who received our direct mail or e-mail offer’. I believe this was added sometime on January 31st, but it might have been added sooner. Looks like they might be enforcing the targeted nature of this promo again.

We are reposting this because multiple readers have reported getting the bonus without being targeted, because of that I now think this offer should be open to everybody but YMMV. We first posted this on January 5th.

Our Verdict

This is easily the best bank account bonus currently available, it’s extremely easy to trigger the bonus with only 10 debit card transactions required (read this post to get some ideas) and it’s not particularly difficult to keep the account fee free either. The fact that you can open it online makes it all the sweeter.

Previously the best Wells Fargo checking offer we’ve seen is $150, normally $100 is standard. Looks like they are getting desperate for new account openings after their recent scandal.

Big thanks to reader Max for sending this through.

Useful posts regarding bank bonuses:



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840 Comments on "[Expired] Wells Fargo $250 Checking Bonus Available Online – Direct Deposit Not Required"

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Chris
Chris

Only have a savings account at WF, no mortgage, and was targeted via snail mail.

J.M.
J.M.

you say it’s targeted, but the link opens the application just fine for me (showing $250 offer). I’m not a WF mortgage holder (although I had a Wachovia loan in the past).

If I see it open up am I eligible?

Is there something I’m overlooking about the targeting part? Thanks!

lingua
lingua

Same question here…link opens up and no verbiage about qualifying other than inputting zip code to open link.

lingua
lingua

qualifying by being targeted I mean

colin
colin

same question here. It says offer also available in branch but how do I know I am eligible? what do you mean by “targeted”. Thanks!

arch
arch

Opened in branch on December 31 for the $100 bonus. Wonder what’s the chance of getting them to match this? And where is the targeted language? Not seeing it.

Luke Bornheimer

Same here. If you contact Wells, let us know the result!

Yet Another Redditor
Yet Another Redditor

I tried last time with the ATM offer and they didnt.. They weren’t even nice/easy/apologetic about it.. After having banked with BoA for a long time, I thought any other bank would be better – but WF is definitely crappy..

arch
arch

Went back in on Friday to the CSR I opened with and he made a phone call and gave them the new code. Said sometime this week would know if they took it so I guess I have a small chance

Luke Bornheimer

Thanks for the update! Please keep us posted.

On a related front, called Wells to see about having $250 offer matched; No dice — as someone else upthread recalled, the rep was blunt and unforgiving about the rejection. That said, she told me it, since we haven’t received our bonus yet, we may be able to get the $250 bonus, if we close our new accounts and then apply for the $250 offer.

Anyone have experience with this situation? If you have yet to get a bonus from Wells (nor met bonus requirements), can you close your account and apply for (and receive) your preferred bonus? What, if any, downsides are there to closing an account shortly after opening it?

arch
arch

Opened in branch 31 Dec with $100 offer attached, 3 Jan posting date. Saw $250 offer (not targeted), got code and went back in branch on 6 Jan to same csr who made a phone call and gave the new code. Fulfilled requirements, $250 posted on 20 Jan, withdrew all cash on 23 Jan, closed on 24 Jan.

Logan
Logan

What was the code if you dont mind me asking?

Luke Bornheimer

@Logan, this appears to be the (publicly available) code: 250CXS

Hector
Hector

Hi!
Did you end up closing and reopening the account and getting the bonus? I am in the same boat as you are.

Please let us know.

Thanks

Luke Bornheimer

Not yet — Wells Fargo is giving me the run-around and stonewalling me on matching to the $250 offer. Going to visit a branch again to see if they’ll match the offer. If you have any luck, please keep me posted.

J.M.
J.M.

I applied. The Bonus Requirements were part of the disclosures on the final step of the application.

Hope it gets honored. Still don’t see the targeted language that Chuck is talking about, although I trust him that it’s there somewhere.

Yet Another Redditor
Yet Another Redditor

Same here… I see the offer via the direct link and no specific targeting restriction.

J.M.
J.M.

Chuck – can you point us to the “targeted language” that you say you didn’t see initially?

Please and thanks!!

Jenny
Jenny

Probably this:

To open a different account eligible for this offer, please bring your personalized offer code to your nearest Wells Fargo branch.

and this:

This is an exclusive, nontransferable offer.

Maybe? I am so tempted to apply but these sections stop me. I’ve been waiting for a good/easy checking bonus offer, and this one looks great!

jerry
jerry

the eligibility term says that i cannot be a recipient of a consumer checking bonus in the past 12 months. Just wondering how do they count this 12 month period, since the time I opened/closed my last account, or the time I received the bonus?

J.M.
J.M.

I see the language that refers to “personalized offer code” but seems like that only applies to parties who want to open “a different account eligible for this offer” (other than the Everyday Checking that’s available in the application).

I also see “This is an exclusive, non-transferable offer” but that term seems very generic, to me at least. Seems there would be more specificity if the offer is limited to targeted parties.

Neither of the above is strong enough to deter me (I’ve already applied anyway, but still).

Chuck knows these things better of course.

aes
aes

I also looked at this wording carefully. My understanding is that an offer code is required for opening different account. There are bunch of list of type of accounts, but for Everyday Checking directly linked above, a code should not be required. Otherwise, why says “To open different account eligible for this offer……”?

For wording “exclusive, non-transferable offer”, it is only related to opening certain type of account that requires code for this promotion.

Jay
Jay

Yup, I received this offer in the mail a few days ago, probably because my mortgage is being serviced by WF ever since it was sold to them.

The mailer clearly indicates that this offer is targeted and non-transferable, though if the landing page does not point this out, you might be able to YMMV fight your way to the bonus if it doesn’t post for you later (and you didn’t receive the mailer).

J.M.
J.M.

Thanks! The landing page definitely does not have any verbiage that I can find that says “targeted.”

As far as “exclusive and non-transferable” – that’s very generic and seems like the kind of things lawyers put in to make sure people don’t try to use it with some other financial institution.

But yes, I am very aware that MyMileageMayVary on this one.

Jay
Jay

There was a detachable coupon for the offer on the mailer that I received, which is the only part of it that I saved. I believe it has the terms of the offer on the back. I’ll upload a scan of the coupon when I get back home, if no one else has done so already.

I must say though, if this turns out to work without targeting, it fully deserves to be on the list of Best Bank Account Bonuses due to the extremely easy requirements for a decent bonus amount and no HP.

Chen
Chen

Hi, Jay. Thanks for sharing. I would like to further ask if there is actually a personalized code in your offer mail? If there is, then it would be of high probability that this offer is a targetted offer and not open to the public.

Jay
Jay

Scan has been posted and commented on in a separate post below. 🙂

Logan
Logan

Can you provide me with the bonus code please?

Steve F
Steve F

DP: I took a $100 bonus late last year but my wife just signed up and got a message that the bonus offer code was linked to my application. Then she got an email with this: “Your application has been conditionally approved subject to verification of the information you’ve provided. your new account will be eligible to receive a bonus offer. For more details, see the Bonus Offer Disclosure and Additional Requirements.” Nothing in the confirmation email indicates this is targeted. All signs point to her getting the bonus. She did NOT receive an invitation email, however, we do have a mortgage with Wells Fargo.

Thanks William!

Steve F
Steve F

Take that DP of mine above with a grain of salt since we have a mortgage with them, but we did not receive an email or snail mail invitation for this.

Steve F.
Steve F.

My wife got an email today saying they couldn’t open the account and referred me to open in branch. Unfortunately, there are no branches in state. They didn’t say why they couldn’t open the account online.

J.M.
J.M.

I did not get that type of reply when I applied and I believe it’s because my confirmation email is about the next steps – I have to sign some paperwork, probably because I’m not a current WF customer.

Will provide further information relating to my app as I get it.

AP
AP

DP: same message as Steve F. Hope it works!!” Based on what just happened at Wells Fargo I don’t think they will go back on the offer, purely conjecture though.

Miles
Miles

The mailer that I received says that the $15 monthly fee of the “Preferred Checking account” can be avoided with a “linked Wells Fargo Home Mortgage.”

There is no mention of the “Everyday Checking account” which comes with a $10 monthly fee.

Franholio
Franholio

I wonder if I could use this if my parents were targeted? Might have to GP this one and report back.

Jeff
Jeff

I called and asked and the representative I talked to said that as long as you open the account from wellsfargo.com/250offer you’ll receive the bonus; no need to be targeted!

projectx
projectx

I wouldn’t bank on that. CSRs often give out bad info.

RD
RD

not targeted, applied and got email
“…Status: Your application has been conditionally approved subject to verification of the information you’ve provided. Your new account will be eligible to receive a bonus offer…”

projectx
projectx

Wells Fargo mortgage for 10 years, including a refi this past summer. No mailer, email, or offer shows in my account online. I even tried opening a chat to see if I was eligible for any offers. Nada.

sirtheta

What’s weird is that the offer terms (at least for my zip code) do not mention anything about it being targeted. https://www.wellsfargo.com/jump/checking/everyday-special-layer/ (hopefully that works for non-me people)

Laura
Laura

I didn’t receive a mailer but gave it a shot anyway via the direct link above. We’ll see! On the final page before submitting it mentioned my bonus offer code had been linked to the app and then on the application received page under my application reference number it stated “Status: Your application has been conditionally approved subject to verification of the information you have provided.
Offer status: Your bonus offer code has been linked to this application.” It had a max initial deposit of $500 via ACH or $50 by credit card. I went ahead and tried a Chase FU since according to data points provided by the Doc other Chase cards haven’t triggered a cash advance at Wells Fargo, fingers crossed it doesn’t trigger for this card either!

Laura
Laura

Posted as a charge on my Chase Freedom Unlimited, not as a cash advance, so still good there!

Jake
Jake

Like many other people I went ahead with this even though I wasn’t targeted – I’m not convinced “This is an exclusive, nontransferable offer” is enough to really prevent people from getting the bonus. The end of the application did say “Your bonus offer code has been linked to this application” so that seems like a good sign, but we’ll see what happens.

Ivan
Ivan

Can we still get the bonus if we already have an existing wells fargo everyday checking?

jackgopack4
jackgopack4

Wow. Terrible timing!

Promo ends 2/17/2017.

I received a bonus from Wells Fargo on 2/18/2016.

“Past 12 months”

Nikole
Nikole

Apply for it anyway. My sister opened an account in May 2016 for the $100 bonus offer. Closed it in August and reopened in January 2017, when she received this offer.

SB
SB

Signed up. We’ll see
Even with that language there is no unique URL to suggest targeted.
Moreover in final step of app it specifically said bonus has been attached to account

Jay
Jay

Scan of the targeted offer coupon that I received in the mail:
https://s24.postimg.org/q6kgkq0p1/WF_250_scan.jpg

Seems to me that the terms are somewhat ambiguous on this. There isn’t really any language that says that only the intended recipient of this mailer may take advantage of this offer, but the normal ‘cannot be reproduced/purchased/sold/transferred/traded’, ‘exclusive/non-transferable’ and ‘personal bonus offer code’ stuff is all there.

Also, if you use this to open in-branch, it looks like the banker needs to actually enter the personal bonus offer code: “Please enter into SVP the customer’s personal bonus offer code from the front of this letter or coupon. See SRG for procedures.” But then again it’s WF, so who knows…

The DPs above seem promising though 🙂 Probably doesn’t hurt to try if your CS report still has some room to work with.

aes
aes

on the upper right corner, it says ” $250 offer exclusive for Wells Fargo customer:”
Does that mean $250 offer is not available to anyone who are not Wells Fargo customer yet?

So based on that logic, a person who has no any account at WF, including checking account, is not qualifying for this offer. In other words, $250 is only available to current WF customer with all other account but not checking account?

Weird.

Jay
Jay

No, you seem to have missed the fact that my name was directly underneath that line (which I obviously redacted).

It doesn’t really mean anything significant, other than implying that the offer is personally targeted (and that at least this version of the offer was meant to target existing WF customers like me).

James
James

My mortgage is with Wells Fargo. I’m not targeted. 🙁

Mike
Mike

Hi William (or anyone else who knows),
very new to this so might be a stupid question with a standard answer:

I also noticed the fine print section, where it states that you cannot be:
“A current owner on a Wells Fargo consumer checking account.”

Assuming the offer is available to the public, is it possible to close an existing WF checking account (just kept the min balance there to avoid fees) now, and then apply for a new checking account + the bonus in a couple of weeks?
Or is there a specific time frame to still be considered a “current owner”?

Thanks in advance for any replies…

Big Boi AKA MOney MOney MOney
Big Boi AKA MOney MOney MOney

Applied/Approved. I was not “targeted.” I just read this post 15 minutes ago and made the move.

“Status: We have approved your application

Offer status: Your bonus offer code has been linked to this application.

I opened the Key Bank $300 Bonus account yesterday. Let’s go.

Big Boi AKA MOney MOney MOney
Big Boi AKA MOney MOney MOney

Big shout to this website, the work being done by staff, and the community of folks in place! Let’s get it.

GLT
GLT

Feeling pretty good about chances. Instant approval, was immediately able to view account online.
Welcome email included text:
“Your application has been approved, and your new account is eligible to receive a bonus offer.”
..and the promotion details from the ‘Important details on how to redeem this offer’ link were repeated in the email, which includes the $250 amount but not the exclusive nontransferable language.

Laura
Laura

Instant approval? Nice! Have you had an acct with WF before?

Ben
Ben

Applied and received an approval email. It says:

Your new account will be eligible to receive a bonus offer. For more details, see the Bonus Offer Disclosure and Additional Requirements.

I don’t see anything about targeting below. At the very least, seems like good fodder for a CFPB complaint if it doesn’t work.

Also doesn’t require tying up a lot of money, so the opportunity cost is low.

Ryan
Ryan

My wife and I both applied. I received the offer in the mail for my application and my wife applied using your direct link above. We were both conditionally approved, and both of our approval notification pages noted that the “bonus offer code has been linked to this application.” Just wanted to report a pretty good sign that this is not targeted. One other key point: my mailing only allowed me to apply online for the preferred checking. Otherwise, I’d have to bring my bonus code to the bank. It might be that there is an exclusive bonus code for preferred checking but not for everyday checking. I’ll report back if my wife is ultimately denied.

Logan
Logan

Hey Ryan, if you are done with this, could you provide the bonus code?

Andres
Andres

I applied just a month ago for the $100 bonus. If not, I would have taken a gamble with this offer 🙂

Ben
Ben

I don’t believe I was targeted for this offer. I just applied online, and the application includes this line in two different places:

“Offer status: Your bonus offer code has been linked to this application.”

Hopefully that is enough for them to accept it.

JP
JP

Didn’t receive anything yet. mortgage serviced by WF.

J.M.
J.M.

Account has been opened per emails received and I see my $50 opening deposit (from a BoA credit card) processing on the BoA side of things (hope it doesn’t turn out to be a cash advance).

Nothing mentioned about the bonus yet.

J.M.
J.M.

My $50 initial deposit from a BoA credit card has processed as a purchase, thankfully. Merchant category code 109. Was worried it would be a CA.

VK
VK

Wanted to try my luck at the branch, since it’s in the same block. The staff had no idea about this, said this would be awesome if true. They call the back office who ask them to check for branch offers in their branch account.
Nothing comes up, suddenly the offer shows up on the in-branch screen (I think it is remotely controlled). The person attending to me gets excited and relays this to the back-office. They still can’t figure it out.

The rep asked me to hang-on, while he “researched” this for me. I said do your research and call me back, haven’t heard from him in a few hours.

Anyone else having luck at the branch?

Becks
Becks

Any update?

VK
VK

Finally got a call from the branch and said that they were ready. Seems it had been formally rolled out to the branch and the person who opened my account got a confirmation from someone senior in Marketing. Asked me to keep the details and he will follow up as well to look for the bonus.

Also asked if I want to get this for my wife; I think will do that this week as well.

As you can guess had to spend close to 20 minutes at the branch, with all the joining formalities.

Laura
Laura

Account for me has also opened & deposit is shown pending on my CC. Odd because when I applied it said it would be a few days, I would have to receive, sign & send back some paperwork via snail mail- but apparently not.

Jason
Jason

Applied for the heck of it! Also received email from Wells Fargo “Status:
Your application has been approved, and your new account is eligible to receive a bonus offer. For more details, see the Bonus Offer Disclosure and Additional Requirements.”

sam
sam
sam
sam

Applied anyway – we will see! I’m not targeted!
“Status: Your application has been conditionally approved subject to verification of the information you have provided.”
” Offer status: Your bonus offer code has been linked to this application. ”

ALL got same message???

“Wells Fargo Everyday Checking

Please sign, date, and return the Consumer Account Application included in your account information packet (which will arrive in 3 business days).
Once we have verified your information, we’ll send you the status of your application by email and we’ll follow up with a letter within 2 to 5 business days of our decision.
Once your account is approved and we process your opening deposit, you can access your account within 24 hours at any Wells Fargo location.
Your debit card will arrive in 5 to 7 calendar days. For your security, your Personal Identification Number (PIN) will be mailed separately. If you already have an existing Wells Fargo debit or ATM card, we will link your new account to it. If you have multiple cards, we will link it to the card most recently used. If you do not want your new account linked to your existing debit or ATM card, please call 1-800-869-3557.
If you need debit card access sooner, you can visit any Wells Fargo store to request a temporary 30 day instant issue debit card.
If you ordered checks, you’ll receive them in 10 to 14 calendar days.
Set up Direct Deposit. Have your money deposited automatically into your Wells Fargo checking or savings account — it’s convenient, fast, and safe.
Once you have your PIN and debit card, you can set up your username and password and access your account online.”

Alan
Alan

I guess so, every “conditionally” email look exactly the same other than the ref number.

sam
sam

They emailed after submit my application: didn’t mention TARGETED, hope will work:)

” Bonus Offer Disclosure and Additional Requirements
Account opening bonus disclosure
Important things to know about the $250 offer:
Eligibility:
All consumer checking accounts, including non-interest-earning checking accounts (except Teen Checking SM) are eligible for the bonus of $250. The prepaid Wells Fargo EasyPay ® Card is not eligible.
You cannot be:
A current owner on a Wells Fargo consumer checking account
A Wells Fargo team member
A recipient of a consumer checking bonus in the past 12 months (limit 1 bonus per customer)
Bonus Qualifications:
Open a new, eligible consumer checking account with a minimum opening deposit of $25 (not including the bonus) by February 17, 2017.
Within 60 days of account opening, either make 10 purchases/payments with your Wells Fargo Debit Card or establish a qualifying Direct Deposit of an accumulated $500 or more to the consumer checking account opened for this bonus offer.
The 10 debit card purchases/payments must be from the primary linked consumer checking account opened for this offer.
A qualifying Direct Deposit is your salary, pension, Social Security, or other regular recurring monthly income, electronically deposited to your consumer checking account by your employer or an outside agency. Transfers from one account to another or deposits made at a banking location or ATM do not qualify as a Direct Deposit.
Offer available in all Wells Fargo branches or online.
Offer cannot be:
Paid without providing a valid U.S. taxpayer ID
Combined with any other consumer deposit offer
Reproduced, purchased, sold, transferred, or traded”

TJ
TJ

Signed up. It says you can go into a WellsFargo and get a temporary debit card. Does anyone know if the temporary card would satisfy the 10 debit card transactions?

Nikole
Nikole

Yes, it will satisfy the requirement.

Ben
Ben

crap why do I always wait. Now when I click apply I get “We’re Sorry

We are unable to process your request at this time. Please call 1-800-932-6736 for assistance.”

Ben
Ben

Nevermind worked when I used a different zipcode. Maybe because no branches in my area. Applied anyway. We will see.

Lucas
Lucas

No Wells Fargo branches in my area too, I used a different zip cod to go to the land offer webpage, then I submitted my application with my zip code area. Everything went well, I received email confirming my application, but then on the next day, I received another email from Wells Fargo that they were unable to complete my application and I must refer to my nearest Wells Fargo branch. I guess I am not eligible for the bonus due to my area, I’ve never had any problem to open a checking account.

creditdoge
creditdoge

I applied the first day y’all wrote about this before anyone else did, got my account approved and funded with $50 from my Chase Credit card, the bonus disclosures were attached to account opening so if they try and not give me the bonus the crazy train will pull out of the station 😉 I was not targeted per say but I would suspect they have fixed the loophole and to people saying the link is the same it probably is but when you go to the bonus landing page it installs a cookie that would link the offer to your IP address so their system knows to attach the disclosures. My guess is someone in their back office was supposed to be checking against the roster of targeted individuals but got too lazy/the computer was not working and a few of us got in that were not targeted and now they are stuck giving us the bonus!

sam
sam

my sister and brother also applied!
1. if Bank will not honor it – we will say this offer not asking any codes and it’s available through google search engine. We would all say just google the account and applied!
2. if at least 40 ppl open the case with Consumer Financial Protection Bureau – if Wells Fargo won’t honor the bonus – I think we will get it anyway.

Nikole
Nikole

I wanted to add my two cents about this offer. Last year, Wells Fargo offered a new savings bonus for new savings customers. It also had the language of “exclusive and non-transferable offer and one consumer bonus per year”; however, I decided to apply anyway. After completing the offer requirements, the bonus was posted to my account. I should note that I received the a small business checking and consumer checking bonus in the same year.

Hope this helps.

Julia
Julia

Applied and got instantly approved with account number. Final page of application confirmed, “Your bonus offer code has been linked to this application”. It looks like the bonus auto-generates and will be successfully applied once the requirements have been met. The “exclusive” language is used so people like us don’t abuse it. As someone mentioned above, lawyers often use the same language to restrict people from taking “too much” advantage of things.

Jesse
Jesse

Thinking about going for it (was not targeted), but have a WF credit card, a home furnishings credit account (From a 6-mo no interest bed purchase), an old WF Mortgage paid in full, and a rewards account. Should I enter my online info when it asks if I want them to prefill the app?

Jesse
Jesse

Replying to myself as I just went for it anyway.

“Status: Your application has been conditionally approved subject to verification of the information you have provided.” with the bonus offer code being linked to my application.

Funded with a Chase Sapphire Reserve, will report back with a DP on charge vs. cash advance when I find out.

John
John

So did it register as a charge or cash advance? Thanks.

Jesse
Jesse

Chase reads itvas a “Sale” and the amount is deducted from my CL, not my cash advance limit. So looks like it coded as a charge.

sam
sam

crap =(
“Thank you for your recent online application for a new Wells Fargo deposit account. We appreciate your interest in banking with Wells Fargo.
At this time, we are unable to complete your application and must refer you to your nearest Wells Fargo branch to open the account. To locate a branch near you, please visit wellsfargo.com/help/locations/locations.jhtml.
Sincerely,
Randy Thomas
Senior Vice President”

TJ
TJ

I wonder why. 🤷🏻‍♂️

sam
sam

Strange! I only opened 2 NEW accounts (4 months ago one, another 1 year)! We will see what will happened with my sister’s account! And I’m US Citizen and I provided valid State ID. I think maybe something to do with targeted – I’m not targeted), and never had any Wells Fargo accounts – none) So they were quick I applied 01/07 (they approved it) – then 01/09 they denied)

TJ
TJ

I wasn’t targeted either. Never had a WF account. I’ve opened up tons of new accounts this year. I applied last night. Conditionally approved. My account was approved today and my OLB is set up. I’m all in. I also see the $250 offer. I’d call them and say what gives!

sam
sam

do you suggest me to call them? even if I’m not targeted? just for sake of it to find out why I was denied?

Jacket(Jack) Tate
Jacket(Jack) Tate

Wells Fargo, thank you for the unsolicitated rental insurance. $840 taken out of my checking. Account, busted by your own industry. Banking regs state that only 60 days of mistaken charges need be returned.! The flagent breaking of the law does not provide you shelter. Where are the class action legal mooches? I will proceed in small claims and prevail. My rights are not superceded by banking chaster belts this time. I gave you $600 dollars and received nothing. Renters insurance? Really? I am homeless. However, I am the whistler blower in Utah. !I went to the sins. Commissioner. Please, do not to business with Wells Fsrgo. They have a long history of harming their clients. WF has a culture of NO customer service. Until the CEO resigns and a culture changing leader is in place, be prepared for rudeness, inaccuracies, arguments and theft. WF emerged as limp dicks after the last scandal. Maybe WF will get it right..NAH!

LC
LC

Sam, did you ever try calling or going in branch and were you able to open that way??

SA
SA

How soon can you close the account without losing the bonus or paying any fee? Can I close it just after getting bonus?

TYRONE
TYRONE

LOL I had a family emergency, so I literally did that after I got the $100 promo last year. The banker helped me close the account without a blink. No charge back and you keep your bonus. Also at the end he gives me his biz card and said: “If you decide to open a new one, please please please make sure you come to me!” He looked very desperate for new accounts.

payyoutuesday
payyoutuesday

Here’s the part I don’t get. I actually AM targeted — I received a letter and a “personal bonus offer code.” But I never saw a place to enter the code. So what good is the code?

TJ
TJ

Probably for a banker in branch. The bottom has banker instructions.

RP
RP

Can I close my account today, wait couple of days and sign up for this?

Alan
Alan

‘This is an exclusive, nontransferable offer.’ is a very vague sentence. It can mean it is exclusive to you, who sign up and you cannot transfer the bonus offer to other account. Or if other account fulfills the requirements, that account cannot receive the bonus instead of yours.

In the past, I saw wordings (not this bank) like: “This offer is available only for the person who received it.” A bit more clear.

Bigl
Bigl

Has anyone funded with FIA and did it code as purchase?

Ryan
Ryan

Any suggestions for the 10 purchases? Amazon reloads?

Ryan
Ryan

By the way, the language reads:

Within 60 days of account opening, complete one of these requirements:

Make 10 debit card purchases/payments.
Set up a qualifying Direct Deposit of $500 to your new checking account.

That’s an either/or.

I plan on opening one for me and my wife and doing an ACH push. Per that language, assuming that qualifies as a DD, we should both be entitled to the bonus.

peter
peter

I have wells fargo mortgage and crecdit card. They didnt mail me this offer. Im still waiting for $200 for cc. They say you have to wait 3months and 2 weeks after opening… I was going to open this checking account but it clearly says you have to do direct deposit AND(not or)10 transactions. I cant do DD right now.

Ben
Ben

From the WF page:

Within 60 days of account opening, complete one of these requirements:

Make 10 debit card purchases/payments.
Set up a qualifying Direct Deposit of $500 to your new checking account.

One or the other.

Regarding all the discussion about targeting, bank offers are often targeted using inscrutable criteria, for example the various Amex signup bonuses that some people see on their website and others don’t (any monkeying with cookies notwithstanding). So if you go to the WF website, enter my zip code, and still see the offer, I think it’s perfectly fair to assume you’re in their target group, however they’ve come to that definition.

Ben
Ben

edit: meant to say

“enter *your* zip code”

Hugh Jass
Hugh Jass

This appears to no longer be targeted.
See here:
https://www.wellsfargo.com/jump/checking/everyday-special/

Reportedly, ACH push is NOT a Direct Deposit, but this is almost always a YMMV situation.

sam
sam

who told you that? still “This is an exclusive, nontransferable offer.”!!!

Logan
Logan

I got this with a simple $500 Ally bank transfer. coded as Direct deposit with $250 bonus.

John
John

Hmm it said direct deposit on the description line? Mine just went through today and it said ALLY BANK P2P. Wondering if I should ACH another transfer from chase just in case.

Logan
Logan

Give it a couple days. Mine triggered with the following.

“ALLY BANK P2P 170203” – 2/3/2017

PROMOTION BONUS $250.00 – 2/6/2017

AB
AB

I keep getting the following error message:

We’re Sorry

We are unable to process your request at this time. Please call 1-800-932-6736 for assistance.

Anyone else getting this message?

AB
AB

Turns out I was out of region. There has to be a WF bank within 100 miles of the zip you enter. Bypass by using a different zip to get the offer.

Highsky
Highsky

Just applied.

However, at the very last step after I clicked “Submit”, the office internet became shitty again and I couldn’t proceed…

A few minutes later, I received an email saying that I have been conditionally approved…

I am just wondering if WF asked for more information after the “Submit” button…

Nick
Nick

Applied last night with “conditional approval”, received some emails about an hour ago linking me to disclosures and terms, etc.

Logged in and my account looks like my Everyday Checking account is already opened and ready to go. $50 from CC funding in balance

sam
sam

how did you create account without debit card # ??

Nick
Nick

I previously had a WF checking account with online banking access, so just attempted to log in with that same username/password. Fortunately it worked!

Nick
Nick

For reference, my $50 funding with Fidelity Visa (Elan/US Bank) was processed as a purchase 🙂

jf
jf

Got conditional approval
Status:
Your application has been conditionally approved subject to verification of the information youve provided. Your new account will be eligible to receive a bonus offer. For more details, see the Bonus Offer Disclosure and Additional Requirements.
Next Steps:
Please sign, date, and return the Consumer Account Application included in your account information packet (which will arrive in 3 business days).
Once we have verified your information, we’ll send you the status of your application by email and we’ll follow up with a letter within 2 to 5 business days of our decision.

It had a bunch of those stupid identity questions that I have memorized the incorrect answers to but this time I decided to answer all of them correctly and look what it got me

Schmekel
Schmekel

“It had a bunch of those stupid identity questions that I have memorized the incorrect answers to…”

You mean you found out that the info they had was incorrect and someone let you know what they thought was the correct answer?

I ask because Santander seems to have incorrect info on me for their multiple choice questions.
I’m sure I answered correctly, and they failed me twice on my answers.

If I understand what you’re saying above – How did you find out what they have as the correct answers (even though they’re actually incorrect)?

jf
jf

Just trial and error and got feedback from alliant last year. 😉 I got approved with wf in the end

Farn
Farn

“Thank you for your recent online application for a new Wells Fargo deposit account. We appreciate your interest in banking with Wells Fargo.
At this time, we are unable to complete your application and must refer you to your nearest Wells Fargo branch to open the account. To locate a branch near you, please visit wellsfargo.com/help/locations/locations.jhtml.
Sincerely,
Randy Thomas
Senior Vice President”
I got this today. If denied, speak out directly, don’t say the way like “refer you to your nearest Wells Fargo branch to open the account” Why you are confident I will go a Wells fargo branch without a bonus waste my time?

sam
sam

I got the same! waiting for latter! will see what they want!!!!!!

Logan
Logan

Farn, did you call or go in branch and get approved?

Jesse
Jesse

DP: Account officially opened today with a CSR charge for $50 funding. Applied for it yesterday. It went from conditional approval to open in less than 24 hours.

Plan on buying 10 packs of gum for my 10 transactions, grabbing the bonus (assuming it posts), and closing account.

Yu
Yu

Can you confirm CSR is coded as purchase?

lish
lish

yes, it is.

Jesse
Jesse

Confirmed as purchase after posting today. $0 Cash Advance balance.

Luke Bornheimer

Called Wells to see about having $250 offer matched; No dice. That said, the rep told me that, since we haven’t received our bonuses yet, we may be able to get the $250 bonus if we close our new accounts and then apply for the $250 offer.

Anyone have experience with this situation? If you have yet to get a bonus from Wells (nor met bonus requirements), can you close your account and apply for (and receive) your preferred bonus? Also, what downsides, if any, are there to closing an account shortly after opening it?

Jan B
Jan B

Not good advice from rep.

If account is closed and another one opened. Automation will catch that, seeing you opened an account within the last 12 months.

Mrdioji
Mrdioji

But you just can’t currently have an account or received a bonus in 12 months. Doesn’t mention having an account in the last 12 months

Yu
Yu

to anyone who funded the account via his/her other bank account, how long did it take to
(1) Receive the conditional approval email that confirms the bonus?
(2) See the initial deposit in your account?

Thanks

TJ
TJ

My account is open and I funded it with $50 from Fidelity Visa for convenience not for cash back. It posted like this:

01/09/17 WFB OPEN DEP TO CHK 925-674-7328 CA $50.00

Does the CA mean cash advance or California? I hope it’s not a cash advance. I should have funded from bank account but wanted funding to go through quickly.

TJ
TJ

Called and it means California. It’s still posting and will finalize in the morning but he said it looks like a purchase. He did mention though he’s hesitant to say for sure because it says deposit into account and “his last customer funded an account for $25 and that turned out to be a cash advance.. but it looks like a purchase but call in the morning for a definite answer.”

I wish the website was more advanced and we can see that without needing to call.

David
David

Did you call them again today to get definitive answer of if it’s a purchase or CA?

TJ
TJ

Yes, it was a purchase, not a cash advance.

Yu
Yu

This is hard to say. Maybe you should give Fidelity Visa card a call.

Eduardo Baez
Eduardo Baez

Applied online using link from DOC web page today 01/11/2017 and got instantly approved. Final page shows Account Number, Application Reference Number, Status stating “We have approved your application” and Offer Status stating “Your bonus offer code has been linked to this application”. I have no accounts with Wells Fargo and have not received the offer either.

jf
jf

So I got approved by email today despite conditional approval stating I’d receive a mail application to return. Do I wait for my account number to come by mail or debit card to sign up for online banking or should I just call in to get the account number? Wonder how fast the card will come? Wanting to get the propel 40k offer ASAP in branch. Which I know is not guaranteed. Should I just go to the branch to get my account number? BTW funded via BoA Merril Lynch and the amount was $50 and did not code as cash advance.

TJ
TJ

I called in and they got me set up with online banking. I didn’t want to wait.

Ben
Ben

Funding data point:

I funded $50 with a Chase Sapphire Reserve. It posted to my Chase account as a purchase, NOT as a cash advance. Chase’s website shows I am earning UR points on it.

Gmoney
Gmoney

Regarding the “This is an exclusive, nontransferable offer” verbiage on the offer page….I just applied for this account for the wife. (The application is conditionally approved).

She was not targeted but applied through the link on this page that takes you to the Wells Fargo bonus page. The confirmation stated “Your new account will be eligible to receive a bonus offer.” No code, no targeted offer, just applied through the link.

CK
CK

I applied online and after I finished the application, it said the bonus was attached. And I got an email saying:
“We Have Received Your Application: Action Required

Please see below for further details and important next steps for your account(s).

Wells Fargo Everyday Checking

Next Steps:
Please sign, date, and return the Consumer Account Application included in your account information packet (which will arrive in 3 business days).
Once we have verified your information, we’ll send you the status of your application by email and we’ll follow up with a letter within 2 to 5 business days of our decision.
Once your account is approved and we process your opening deposit, you can access your account within 24 hours at any Wells Fargo location.”

My question is, does that mean my account has been “conditionally approved”? And would I be able to go into a WF branch to fill out the Consumer Account Application and have them submit it? Instead of waiting for it to arrive in the mail, as I am currently out of town(and in a town with WF branches).

J.M.
J.M.

I got this when I applied several days ago and then started getting approval emails the following day. Never had to sign anything even though the first response mentioned it. Still waiting on my account number to come in my welcome package by mail, I assume.

sam
sam
My sister and brother were approved with no issue! They approved me and after 2 days they “denied” me through the email. “At this time, we are unable to complete your application and must refer you to your nearest Wells Fargo branch to open the account. To locate a branch near you, please visit wellsfargo.com/help/locations/locations.jhtml.” I then called Wells Fargo customer service the guy said to wait the letter, he has no idea why I’ve been denied! I said denied? He said “YES”! I called again today and reached out Application Department! THE GIRL said application is pending! And They need to verify my identity at my local branch – bring SSN, 2 forms of ID. She said Cannot do this through the phone! Went to local branch (no one ever asked me if I have any mortgages with them and if I was targeted)! So I asked why my application pending AGAIN the teller! She asked – how long I’ve been living in my address and working for the company that I reported….. she input these info in! then she said – Experian (they use) REPORTED different date of birth and different legal name!! Here is big story started!!! I have 10 authorized accounts (my sister and brother and father added me) in order to not to show up all these cards on my CREDIT REPORTS I short cut my legal name! I thought this should work!! REMEMBER – when my family added me as authorized user NO ONE ASKED (NONE of the banks) my social security (authorized social security no one asked)!!! Just name and address!! For example, my name is Samuel Goldman – I told them to input SAM GOLD!!!! Guess what? This “SMART ASS” Experian and probably other credit agencies – reported it all! THEY MATCH MY legal name and address – then they thought it’s kind like that the same person then they added to my social!! WTH? Have anyone heard about this? Do they have rights to add authorized users without their permission on their social?? AND MAIN THING – IF NAMES DOESN”T MATCH – do they have rights to play with it – and still match my legal name with my “fake name” and add it to my social!!! Samuel Goldman and SAM GOLD – dont look the same for me!!!!! And now the teller show me Experian have all these 10 authorized… Read more »
sam
sam

oh, yes, Experian reported on their report my date of birth as 1978, but my real Year of birth is 1983. I have no idea where they got this info! I couldn’t input 1978 instead 1983 in any of my application – so some one messed up on their end or some banks when I opened account before!! Will dispute it!

sam
sam

Final Info!
If you get this message!
“At this time, we are unable to complete your application and must refer you to your nearest Wells Fargo branch to open the account. To locate a branch near you, please visit wellsfargo.com/help/locations/locations.jhtml.”
Your online application is denied!!! Because mismatch of the information base on three Credit Reporting Agencies!! If there is real error and mismatch on the reports – they will denied your application!
If you go to the branch you cannot process this application without BONUS offer CODE! And by phone in order to process this DENIED application you need Bonus Offer Code!

Logan
Logan

Do you or anyone know of the bonus code??

sam
sam

If you mean if we were targeted – NO we were not! I found out about bonus Promo here!

sam
sam

More fun info! When I was added as authorized user, person who added me purposely provided bank (chase) with incorrect info date of birth (he input 1978 instead 1983) – so the EXPERIAN will not add this credit card to my account! So the EXPERIAN then replaced my date of birth which I had for 6 years (since I opened my first credit card). Can you imagine? they replaced my original date of birth because chase reported different date of birth!! Experian added to my report besides my legal name – Samuel Goldman but also fake authorized user name – SAM GOLD, and the authorized user credit card (Chase does not have my SSN) so they didn’t provide it to Experian, but Experian still matched using my address (card was mailed to my address) and similar names (Samuel Goldman and SAM GOLD) and then replaced my date of birth!

Logan
Logan

Sam, were you approved 2 days after this initial denial email via email? Or did you have to go in branch? My mom is going through the same situation and trying to help her get this account approved with the bonus. She could really use the money

sam
sam

No, I spoke with Application Wells FArgo Department over the phone and spoke with the manager at LOCAL branch – no one helped me!! go to local branch AND call application Department….. YMMV. I’m in NYC, some ppl claimed that ( I think they are from other states) tellers or sometimes managers generate Promo Codes for them at their local Branch……
SO what happened with me?! I cleaned all ALL my reports withing 20 days – I disputed ALL wrong incorrect info! NOW it’s perfect! I applied yesterday – we will see if they will approve it not!

SA
SA

Any recent experiences with DD requirements for Wells Fargo? I read that ACH from Discover and Ally accounts codes as DD for them? Is it still true? I do have a Discover checking and an Ally MMA. If that works then it is worth trying.

Nikole
Nikole

A DP for the DD requirement:

It is possible to use a Popmoney transfer to satisfy it.

Hope this helps.

Luke Bornheimer

FYI, went into a branch today to have the $250 bonus offer matched to our accounts that were opened under the $100 bonus promo — while showing me the details of the $250 offer, the banker pointed out that there will be another $250 offer running from January 9th – March 12th.

Also, for those looking to get the $250 offer matched in branch, you’ll need to talk with a banker and they may need to talk with a supervisor to get you a code to attach to your account — they may also tell you it’s impossible. YMMV.

sam
sam

So where is “January 9th – March 12th” the offer? )

Luke Bornheimer

My guess is it will appear / be marketed towards the end of this promotion’s period.

Roberto
Roberto

Were you able to successfully get matched to the $250 offer? I opened in Dec with the $100 offer and am looking for a DP. Which geo location?

Luke Bornheimer

Waiting to hear back from the banker who helped us. As soon as they get back to me, you’ll know.

RP
RP

I’m cancelling all of my accounts with Wells Fargo this coming week. I have a credit card, business checking and savings and personal checking and savings account. They are without a doubt the worst bank I have ever dealt with. I have over 10 banks I work with, but none has caused me the amount of frustration as Wells Fargo. Don’t bother with the reward. They are crooks and I wouldn’t trust them to honor it.

Yu
Yu

Applied online at 8:30PM PT on 1/11, still haven’t received the 2nd email that confirms the full approval. Plus the CC hasn’t been charged yet. Is this normal. (The only email received is the one right after the submission of the application, which says ‘ conditional approval and I am eligible for the bonus.)

Anyone at the same situation? Thanks.

TJ
TJ

Seems like awhile. My approval was next day. I wouldn’t worry though.

Jesse
Jesse

Got a targeted mailer AFTER I opened the account. Should I take it in to branch and ensure that I’ll be receiving the bonus?

JP
JP

Same situation

Jesse
Jesse

I think I’m going to, just to confirm. The link I used it printed on the mailer (the wellsfargo.com/250offer), so I’ll just take it in and ask them to double-check whether or not my personal code applied, since there was no place to enter it online during the process.

Will report back on Monday.

bornsupercharged
bornsupercharged

It isn’t limited to those that are targeted. After I submitted the application, the page says:

Status: We have approved your application

Offer status: Your bonus offer code has been linked to this application.

Cindy
Cindy

That was my situation as well. However, I did want to note, the first time I went to apply it said it wasn’t available in my area. Someone mentioned above putting in a different zip code and that worked. I was approved instantly and had the message:

Status: We have approved your application

Offer status: Your bonus offer code has been linked to this application.

Also worth noting, it said you could fund with a prepay debit card.

sam
sam

This is targeted offer! IF they spot you – they will ask your bonus code (from official promo email, or mail which they sent you) if you don’t have it – they might say – no bonus!! But if they have issues with their PROMO department and I.T. they might honor automatically bonus to all who applied!! If they want they could check everyone and see who got bonus and who is not!!

Ferris
Ferris

Anyone get the bonus already? I got my debit card and everything. 10 $1 amazon gift card purchases should trigger it right away right?

J.M.
J.M.

DoC cautions agains too many consecutive, repeat small-dollar transactions to same vendor, such as the one you’re describing. Can get your account flagged and potentially closed. YMMV i suppose

arch
arch

Added the WF debit card to Amazon to get the 10 transactions out of the way. But it doesn’t show up as debit, just looks like all the CCs. I can’t find a way to change the settings on this on Amazon. I wonder if it will matter if the transaction runs as credit versus debit to fill the 10 transactions. Any pointers? Thanks

sam
sam

Be very careful.
“DoC cautions agains too many consecutive, repeat small-dollar transactions to same vendor, such as the one you’re describing. Can get your account flagged and potentially closed. YMMV i suppose”

Roberto
Roberto

Any DP’s of the bonus posting yet?

When I did the $100 WF checking offer in December, my bonus posted within a few days of the 10x Amazon loads.

Carlos
Carlos

This bank is the bank from hell.
Opened account a week ago and closed it today.
They lost both opening deppsits from mine and my wifes account.
After countless hours on the phone with them nobody can tell me where my money is.
They never ordered me debit cards on 3 occasions.
Sorry but no bonus is worth dealing with a shady bank.
I have dealt with 30 banks amd never ever had so many issues in such a short period of time.
They send you into a endless cycle of transfers and they suck.

candy
candy

I can verify that the promo isn’t targeted. Easy promo, quick payout -sweet!

01/17/17 PROMOTION BONUS $250.00
01/13/17 Payroll DD $500.00
01/9/17 Opening deposit using CSR $25

savemesf
savemesf

Awesome, thanks for data point!

B
B

How did you receive account number so fast to have DD’ed your payroll?

I applied 01/10, on 01/13 I got approved and got welcome emails and today I got your debit card shipped email. Without debit card I can’t register online.

candy
candy

I called into customer service once I got the welcome emails and the agent was able to walk me through how to gain access to online banking (and full account number and routing).

B
B

Got it, thanks ! I will call them to gain online access.

Carlos
Carlos

Wells Fargo does not give out your account number over the phone.
Trust me I heard this 50 times.
Im finding this hard to believe sorry.

John
John

They don’t need to give your account number over the phone. They confirm your identity and help you setup your online account. Once you have online access, you can see your account number. My bonus posted today and I still haven’t received my debit card in the mail.

TJ
TJ

Same as Cindy. Call Cust Serv and they’ll walk you through setting up OLB.

Moose Cow
Moose Cow

My application was declined. Got a letter in the mail saying this was due to my Experian report. As my EX is frozen, I’m guessing this might be a hard pull. Or soft, but they require access.

TJ
TJ

Got my $250 bonus today! I was not targeted. Used the link on DoC. Opened the account 1/7 and was conditionally approved and then fully approved the next day. Funding of $50 hit WF act on 1/9/17 using Fidelity Visa CC. On 1/13/17 a $500 employer DD hit and today the 17th I got my bonus!! Easy as pie!! Thank you DoC!

Dol
Dol

Opened online today, rec’d email confirm including language re: $250 bonus attached to my app! I was not “targeted”, found this on your site. Go for it!! I’m in FL.

Jesse
Jesse

Anyone have bonus post w/transactions as opposed to DD?

Laura
Laura

I’m gonna try it. Per reddit it has triggered the bonus.

Simon Harwood
Simon Harwood

Error message when clicking on the link to open an acct today 1.18.17

Mark
Mark

I also received this email about the bonus (which makes it a non-targeted offer):

Bonus Offer Disclosure and Additional Requirements
Account opening bonus disclosure
Important things to know about the $250 offer:
Eligibility:
All consumer checking accounts, including non-interest-earning checking accounts (except Teen Checking SM) are eligible for the bonus of $250. The prepaid Wells Fargo EasyPay ® Card is not eligible.
You cannot be:
A current owner on a Wells Fargo consumer checking account
A Wells Fargo team member
A recipient of a consumer checking bonus in the past 12 months (limit 1 bonus per customer)

John
John

1/10 – Apply
1/11 – Approved
1/17 – $500 ACH transfer from Ent CU coded as DD
1/19 – $250 bonus pending

Damn that was easy! Additionally, I selected CC for initial funding but the charge still hasn’t posted to my CC or WF account. Who knows whether or not that will ever go through.

Mark
Mark

Data point:
Opened account: 1/11/17
Received debit card: 1/17/17
Made 10 Amazon $1 purchases: 1/17/17
Received pending bonus of $250: 1/19/17

https://static-forums.fatwallet.com/static/attachments/583008_capture.png

This is now proven to be NOT targeted.

sloebrake
sloebrake

1/8: Opened
1/17: Charged 10x 0.50, 0.51, 0.52 etc amazon reload on debit
1/19: Bonus of $250 pending

Matthew
Matthew

Went into a branch in San Antonio. They were confused by the offer since the language is so confusing. So they emailed their regional marketing team and they said they would send them the code necessary to get the offer. Fingers crossed. Took almost an hour, chatty personal banker. Scheduled an appointment, which I recommend.

Matthew
Matthew

I also applied for the World Propel card too, which took almost another half hour, 40k bonus and 0% APR first 12 months. Pending application.

sam
sam

Please let me know – if they will get offer in branch – they it’s not really targeted….. they refused to open mine in branch (NYC) they said it’s targeted only….

Jags4186
Jags4186

I just wanted to write and let everyone know to be careful when signing up.

I signed myself and my wife up for this offer. The website is wellsfargo.com/250offer. Mine went through fine and I have the “everyday checking” account.

I signed my wife up and when I set her up for online banking I noticed she had “preferred checking”. Now I didn’t think I did anything different but now I notice when I went to sign her up I filled in the web address from memory and there is a different webpage wellsfargo.com/offer250. This takes you to the preferred checking account bonus page… needless to say I’m trying to figure out how to fix this as I don’t want to park $10k in there for a couple of months.

sam
sam

wellsfargo.com/250offer
VS.
wellsfargo.com/offer250

you have bad memory bro))

Matt
Matt

1/9: Applied
1/10: Approved
1/17: Received debit card
1/17: Reloaded Amazon Gift Card balance for $0.50 10x
1/19: Bonus received

Was not targeted.

piotr
piotr

i liked your post, will do the same now

Tom
Tom

Anyone have experience and details about churning wf propel with 40k bonus

Jason
Jason

I have this question too. I’ve had it in the past and if I can I’d do it again.

Gmoney
Gmoney

DP Chase Freedom Unlimited coded as purchase

Alex T
Alex T

Why is this still flagged as targeted? I was not targetted, had the exact same timeline as Matt above. This was obviously not a targeted thing in the first place. When you get a confirmation that the promo code has been added to the application, that should be a tell all.

Interesting that the assumption was it WOULDNT work for people that weren’t targeted

Nick
Nick

DoC informs us of so many offers, I for one appreciate being conservative until we see data showing one way or the other. Don’t want to jump the gun and waste a Chexsystems or hard pull, time on applying and transferring funds, etc.

sam
sam

ONCE AGAIN!!! I was not targeted! APPLIED, they “reject” my application because Experian has wrong name and Year of Birth! Went to branch to provide and verify my identity – they don’t have this offer in branch! They called online support – THEY ASKED IF I HAVE OFFER BONUS CODE – by mail, or email…. without it they will not process!!!! SO it mean there is a glitch with this offer – with their IT department – it should be targeted but they messed up…. and people got it….. and IT doesn’t care yet and maybe be won’t care later – or maybe they will fix it!!!

L T
L T

Fix that with Experian… might be a pain, but obviously worth it… no fault of the bank here 🙂

Stephen
Stephen

Applied 1/12
Opened 1/19

Also, note: WF is up to old shenanigans. My checking account was changed to E-Statements without my permission after a rep on the phone activated my checking account. I received an email about it. I’ll take a free $250, but will close my account very soon after.

Ferris
Ferris

My bonus is pending! Anyone close out their account yet after getting the bonus? I should be good to go as soon as it posts right?

sam
sam

Please let us know how it will go with you “Early account termination fee: None”

sirtheta

Wells Fargo just gave you $250 for doing practically nothing. This kind of behavior pisses of banks. Why not wait a statement cycle or two? They don’t even charge you a service fee for your first two cycles, regardless of whether you’ve met the requirements to have the fee waived.

larkin
larkin

These banks thrive on their GREED; they screwed with all of us not too long ago. If Wells Fargo is going to offer $250 with no early closure fee, why wouldn’t anyone take the money and run?

sirtheta

Because it costs you nothing to keep the account open for a month or two. I’m not saying you need to leave money in the account; transfer it out, or use it to pay bills, or whatever.

But pissing off banks is not especially wise.

sam
sam

not wise in long term – I agree! We all will benefit if play a game with them in a nice smart way….

lingua
lingua

always nice to cuddle a bit after you’ve had you’re fun.

JB9
JB9

Agreed. Plan to keep my account open for a at least 2-3 months. Question,…where does it state that the service fee is waived for the first 2 cycles? I’ve looked everywhere, but can’t seem to find it. Maybe they have removed that bit? Please provide a link if you know where it’s noted. Thanks.

sirtheta

JB9 – it was noted on my first statement.

JB9
JB9

Ahh, ok, Thanks! I’ll look for that once my statement posts.

Pablo
Pablo

Looking at my e-statement, they don’t mention waiving it for 2 months but I do see that they waived it for the first month. They said the fee waiver is about to expire so not sure if that means that next month, they won’t waive the fee or the might but that will be the last time?

sam
sam

Again – called customer service (online support department) – made up the story that friend got the offer, will I be able to get it too? They said no! ONLY TARGETED CAN apply and get offer!! So once again, there is glitch with their system!! Some one made real big mistake writing a code for this offer when people apply – the code doesn’t check and matching if people were targeted those who got the offer! that’s how i See it..

John
John

I never received a targeted offer and was able to get the bonus. I used the link to apply online. See my data point above.

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