Posted by William Charles on September 14, 2019
Bank Account Bonuses

Published on September 14th, 2019 | by William Charles


[Expired] [VA only] Apple Federal Credit Union $100 Checking Bonus – Direct Deposit Not Required

Deal has expired, view more bank account bonuses by clicking here

Offer at a glance

  • Maximum bonus amount: $100
  • Availability: Must live, work, volunteer or attend school in one of the following counties: Fairfax, Frederick , Prince William, City of Fairfax, City of Manassas, City of Manassas Park. All in VA
  • Direct deposit required: None
  • Additional requirements: 5 debit card purchases
  • Hard/soft pull: Soft pull
  • ChexSystems: Unknown
  • Credit card funding: Unknown
  • Monthly fees: None
  • Early account termination fee: None listed
  • Household limit: None listed
  • Expiration date: October 31st, 2019

The Offer

Direct link to offer

  • Apple Federal Credit Union is offering a bonus of $100 when you open a new checking account and complete the following requirements:
    • Make at least 5 debit card purchases by October 31st, 2019

The Fine Print

  • To qualify, you must open a NEW Apple Checking account and a Visa Debit Card 09/03/2019 – 09/30/2019, and complete five (5) Debit Card transactions (ATM excluded) by 10/31/2019.
  • The $100 bonus will be deposited into your Apple FCU Checking account within a 60 days of 10/31/19, following purchase verification.
  • Offer not valid on accounts not in good standing (i.e., negative balances, past due loans), Second Checking accounts, Checking accounts closed within the last 12 months or Commercial accounts.
  • The $100 bonus will be reported as dividend income; any federal, state and local taxes are the sole responsibility of the member.
  • Cannot be combined with any other Checking offer.

Avoiding Fees

Monthly Fees

Free A+ checking account has no monthly fees to worry about

Early Account Termination Fee

I didn’t see any mention of an early account termination fee in the fee schedule.

Our Verdict

This is worth doing if it’s a soft pull as it’s easy to keep the account fee free and it’s also easy to meet the requirements for the bonus as well.

Hat tip to reader IS250

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Can it be combined with the $25 referral offer?

Gadget 🕵️

Too far away for me. 🙁
Maybe IS250 Svy


I am thunking on it! 🙂 thanks!


It’s a soft pull to account. See the response from Bank.

“Thank you for contacting Apple Federal Credit Union.

Apple FCU does not require a credit history check to open a Savings or Checking account. We will do a credit pull when you apply for a loan or credit card.”


William Charles Dead to the public. Promo has now changed to targeted members only. “This is a pre-selected offer for certain members only; not open to the full Apple membership or non-members.”

Dates have changed too. Open an account from 9/16/19 – 10/19/19.

Gadget 🕵️

LOL – That was a quick back-pedal.

Here I had this on my short list – Stafford, VA. – I was ready!


I saw this. I was ready to apply before the end of the month (I’m in the coverage area), but now it says “pre-selected offer for certain members”? Dafuq does that mean? I have to get a mailer? Sigh…

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