Posted by William Charles on September 14, 2019
Bank Account Bonuses

Published on September 14th, 2019 | by William Charles

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[Expired] [VA only] Apple Federal Credit Union $100 Checking Bonus – Direct Deposit Not Required

Deal has expired, view more bank account bonuses by clicking here

Offer at a glance

  • Maximum bonus amount: $100
  • Availability: Must live, work, volunteer or attend school in one of the following counties: Fairfax, Frederick , Prince William, City of Fairfax, City of Manassas, City of Manassas Park. All in VA
  • Direct deposit required: None
  • Additional requirements: 5 debit card purchases
  • Hard/soft pull: Soft pull
  • ChexSystems: Unknown
  • Credit card funding: Unknown
  • Monthly fees: None
  • Early account termination fee: None listed
  • Household limit: None listed
  • Expiration date: October 31st, 2019

The Offer

Direct link to offer

  • Apple Federal Credit Union is offering a bonus of $100 when you open a new checking account and complete the following requirements:
    • Make at least 5 debit card purchases by October 31st, 2019

The Fine Print

  • To qualify, you must open a NEW Apple Checking account and a Visa Debit Card 09/03/2019 – 09/30/2019, and complete five (5) Debit Card transactions (ATM excluded) by 10/31/2019.
  • The $100 bonus will be deposited into your Apple FCU Checking account within a 60 days of 10/31/19, following purchase verification.
  • Offer not valid on accounts not in good standing (i.e., negative balances, past due loans), Second Checking accounts, Checking accounts closed within the last 12 months or Commercial accounts.
  • The $100 bonus will be reported as dividend income; any federal, state and local taxes are the sole responsibility of the member.
  • Cannot be combined with any other Checking offer.

Avoiding Fees

Monthly Fees

Free A+ checking account has no monthly fees to worry about

Early Account Termination Fee

I didn’t see any mention of an early account termination fee in the fee schedule.

Our Verdict

This is worth doing if it’s a soft pull as it’s easy to keep the account fee free and it’s also easy to meet the requirements for the bonus as well.

Hat tip to reader IS250

Useful posts regarding bank bonuses:



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Pan
Pan

Can it be combined with the $25 referral offer?

Gadget 🕵️

Too far away for me. 🙁
Maybe IS250 Svy

Svy
Svy

I am thunking on it! 🙂 thanks!

sbuy210
sbuy210

It’s a soft pull to account. See the response from Bank.

“Thank you for contacting Apple Federal Credit Union.

Apple FCU does not require a credit history check to open a Savings or Checking account. We will do a credit pull when you apply for a loan or credit card.”

IS250
IS250

William Charles Dead to the public. Promo has now changed to targeted members only. “This is a pre-selected offer for certain members only; not open to the full Apple membership or non-members.”

Dates have changed too. Open an account from 9/16/19 – 10/19/19.

Gadget 🕵️

LOL – That was a quick back-pedal.

Here I had this on my short list – Stafford, VA. – I was ready!

TDD
TDD

I saw this. I was ready to apply before the end of the month (I’m in the coverage area), but now it says “pre-selected offer for certain members”? Dafuq does that mean? I have to get a mailer? Sigh…

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