Deal has now expired, view the best current checking bonuses here.
It seems like this is available at in branch locations inside of grocery stores. Unfortunately doesn’t seem like there is any way to just search for just grocery store locations. That being said when you do a search, it does say the grocery store name in the title. I’m reposting as some people will have given this deal a miss due not knowing if a particular branch is eligible. If you go to a grocery store location and they don’t have this deal then let us know.
Offer at a glance
- Maximum bonus amount: $200
- Availability: SelectIn branch locations only [Branch locations | Map]. They have branches in AR, AZ, CA, CO, FL, GA, IA, ID, IL, IN, KS, KY, MN, MO, MT, ND, NE, NM, NV, OH, OR, SD, TN, TX, UT, WA, WI, WY
- Direct deposit required: Not required
- Additional requirements: $50 in debit card transactions per month
- Hard/soft pull: Soft
- ChexSystems: Mixed data points
- Credit card funding: None
- Monthly fees: $10.95-$12.95, waivable
- Early account termination fee: None
- Household limit: None mentioned
- Expiration date: September 10th, 2018
Contents
The Offer
No direct link. Offer is available at some select U.S. Bank locations. Reader Jared found it in a grocery branch in Orange County.
- Receive a bonus of $200 when you open a new U.S. Bank consumer checking account between August 24th and September 10th when you complete the following requirements:
- Receive $50 each month you spend $50 or more on your new Visa debit card (September, October, November & December)
The Fine Print
- Offer is not valid if you have an existing U.S. Bank consumer checking account, had a U.S. bank checking account account in the last six months or received other U.S. Bank bonus offers within the past twelve months
- Offer is not available to accounts opened through usbank.com or 24 hour banking
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
U.S bank has three checking products which qualify for this promotion:
- Silver Checking Account
- Gold Checking Account
- Platinum Checking account
Probably the easiest way to keep this fee free is to open the Gold Checking account: if you have a U.S Bank credit card then the monthly fees on this account are waived. Many of us have a U.S. Bank personal credit card like Altitude, Flexperks, or Cash+ which would work to keep the account fee-free. Having a personal loan gets the fee waived as well.
If you don’t have a U.S Bank credit card and aren’t planning on getting one, your best bet is to open the Silver checking account which has of $8.95 ($6.95 if you enroll in paperless statements). Fee is waived if you do these three things: 1) Go paperless, 2) Open a Package Money Market Savings account (no fee), 3) Do one of these two things: have combined direct deposits totaling $1,000 or more, OR maintain an average monthly balance of $1,500. Another option is to get the Gold account and get the fee waived if you have a good credit score and join the Because You’ve Earned It program.
Early Account Termination Fee
These accounts have no early account termination fee
Our Verdict
This is a great bonus, the problem is that it’s not available online and it’s not even available at most U.S. Bank locations. I suspect the vast majority won’t have this offer, as has been the case with other U.S. Bank in branch checking bonuses. I guess if you’re near a branch it’s worth a look. If you go to a branch, let us know if it did/didn’t have the offer. I won’t be adding this to the best checking bonuses until we know more about the availability of the offer.
Big thanks to reader, Jared who let us know. Learn how to find bonuses and contribute to the site here.
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
Checking in to see if anyone has received their January 2019 bonus yet. I received my bonuses on 10/5/18, 11/6/18, and 12/6/18. We’ve hit 1/8/19 and I haven’t seen my (final) $50 bonus yet, although my December spend was the same as November’s, which qualified.
Same here. Contacted the branch and was told they will review why it has not posted yet and if everything checks will manually deposit the bonus within 3 business days.
Same as well. Please update if either of you get it.
BONUS RECEIVED today 1/9/19.
Yeah it posted today for me as well.
Me too. However, my Dec spend is in the same statement cycle as my Nov spend. Not sure if that makes any difference. The requirement is to spend on Sep, Oct, Nov and Dec.
Also possibly worth noting, when I was opening the account, the banker showed me a brochure with their checking account options. The Gold account was not listed – only Silver, Student, and one other. I mentioned I had a US Bank credit card (since I know that can get the monthly fees waived), and the banker said in that case, he would sign me up for the Gold account which is not advertised by US Bank anymore but he is still able to sign up new applicants. So you may have to specifically ask for the Gold account if that’s the one you want.
My $50 bonus for September popped into my account 10/5, a week earlier than I expected. Thanks DoC!
I had legit spend so far no credit 🙁 My last statement end date was Sept 17th which was within a week of account opening, anyone else same case ?
Anybody got their bonus from last month’s spend yet?
Not so far, I think bonus date is Oct 10th so count the days 😉
Got my $50 bonus for last month posted. It coincided with my statement period ending
Mine posted today.
My $50 checking credit posted today as adjusted interest for September spend.
Thanks DoC
Mine posted as well. Did you guys do legit spend or use some MS method?
Mine was all legit. This month, I put a cap on my spending right at $50, with $10 of that being a Bluebird reload at Walmart, so we’ll see what happens…
I didn’t see this when it was asked but yeah, the Bluebird reload counted.
@William Charles
I have no branch near me and am flying to Cali where they have branches; I called to ensure they didn’t just re-up this promotion. He confirmed it was not renewed but did state that they will have another checking promotion in November
Thanks for the info
Confirmed that this is available and I was able to open an account today at Fry’s US Bank location in Goodyear, AZ
Kindly confirm is $50/month spend required ? The banker I opened with said no need of $50 spend
Thanks
Banker I talked to said it was a straight credit. You spend $50 and it gets credited the next month. She emphasized it took a month to show the credit. That was it. Unlike most bankers that barely read the details, she seemed very sharp on everything I asked.
mean if you spent $50 in sept. you will see credit in nov. or oct?
The branch inside Kroger at 4501 Outer Loop in Louisville, Ky has this offer.
Today I opened the silver checking & savings accounts package at the Vons – US Bank at 2101 W Imperial Hwy. – La Habra, CA 90631. Since my information was already in the system from my checking account a year ago, it made today’s process pretty straight forward. The rep showed me on his computer screen where he entered the promo code to confirm it was applied to my application. He did say that the $50 threshold in monthly purchases had to involve the checking debit card being scanned. Altogether, easy peasy and I was out of there in about 20 minutes.
## Kindly Confirm ##
I opened bank account at Sunnyvale Safeway location today, the manager opened the account and confirmed there is no spend requirement, only an online transfer with US Bank app is sufficient kindly confirm ? I specifically asked about spend requirement he said it was in previous offer but this one has no such requirement. If anyone else got same info kindly confirm?
What is best way to confirm on this ?
This offer expires in 2 days so no big deal, but the Premium account is fee-free for those over 65.