Offer at a glance
- Maximum bonus amount: $150
- Availability: Opening page says it’s open to ‘Any legal resident of the United States under 22 yrs old.’
- Direct deposit required: None
- Additional requirements: eStatements and one bill pay
- Hard/soft pull: Unknown
- ChexSystems: Unknown
- Credit card funding: Unknown
- Monthly fees: None
- Early account termination fee: None listed
- Household limit: None
- Expiration date: July 31, 2026
Contents
The Offer
Direct link to offer (scroll to see our latest promotions)
- Young Americans Bank is offering a bonus of up to $150 when you open a checking account and savings/CD using promo code YABTCC0726 and complete the following requirements ($50 for each stage):
- Day 30: Open both accounts with minimums ($10 for checking, $5 for savings and $100 for CD)
- Day 60: Keep both accounts open and enroll in eStatements
- Day 90: Keep both accounts open and complete one mobile deposit
The Fine Print
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
These accounts don’t have any monthly fees to worry about
Early Account Termination Fee
I didn’t see any mention of an EATF in the fee schedule but it’s possible a more complete one is available somewhere.
Our Verdict
Suspect this one won’t last long, although maybe the under 22 requirement will be enough to stop it getting flooded. Shame they are celebrating Colorado’s 150th anniversary instead of 250th. Will add this to our list of youth checking bonuses and best checking bonuses.
Hat tip to reader Bockrr
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Calculate And Share Your ChexSystems Datapoints
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
